M. Pattabiraman's Blog, page 13

How to review your retirement portfolio?

Here is how you can review your retirement portfolio in seven easy steps. If you have not yet created a proper retirement plan, you can quickly do so using the freefincal robo advisor. The robo advisor can handle up to three post-retirement income streams; provide an automated asset allocation schedule to reduce sequence of returns...

The post How to review your retirement portfolio? appeared first on freefincal.

How can we be sure of the assumptions used in retirement planning?

Over the years, many have asked us, “How can we be sure of the assumptions used in retirement planning?” For example, a reader writes, “One of the big unknowns is the real expense during retirement. We can make an educated guess based on current living expenses, etc. However, surprises are likely to come and be...

The post How can we be sure of the assumptions used in retirement planning? appeared first on freefincal.

ETF tracking error screener May 2025

This ETF screener is based on tracking errors and differences (ETF return minus index return). It will help users evaluate how efficiently an ETF has tracked its underlying benchmark. The tracking error is the ETF’s standard deviation minus index monthly return differences. The lower the tracking error, the more efficient the ETF is in following...

The post ETF tracking error screener May 2025 appeared first on freefincal.

How to deploy money in a retirement bucket strategy

We discuss how to deploy money in a retirement bucket strategy. A bucket strategy is a post-retirement investment plan to manage inflation-protected withdrawals (income) and investments for the near and long term. So, we have investments purely for income generation (regular withdrawal), fixed income, and equity investments. Retirement buckets are mental partitions of these investments....

The post How to deploy money in a retirement bucket strategy appeared first on freefincal.

Which health insurance do you have? Plus other FAQ

In this article, we answer some questions on health insurance asked by listeners of the “Let’s Get Rich with Pattu” podcast. These are also FAQs that we receive from time to time from our readers. Q:  This concerns the medical Insurance episode on Let’s Get Rich with Pattu. I’m a private sector employee and have...

The post Which health insurance do you have? Plus other FAQ appeared first on freefincal.

My MF investment journey: From thematic funds to a 3-fund portfolio

In this edition of the reader story, we meet a reader who started with multiple thematic funds, learnt his lesson, and now streamlined his portfolio with three funds. About this series: I am grateful to readers for sharing intimate details about their financial lives for the benefit of readers. Some of the previous editions are linked...

The post My MF investment journey: From thematic funds to a 3-fund portfolio appeared first on freefincal.

National Pension Scheme Fund Screener May 2025: Shortlist consistent performers

This is a National Pension Scheme Fund Screener to shortlist consistently performing NPS schemes. You can also spot NPS schemes with a higher return than a benchmark at a lower risk. This is similar in design to the freefincal Equity Mutual Fund Performance Screener. Inside, you get discounted links to our robo advisory tool and...

The post National Pension Scheme Fund Screener May 2025: Shortlist consistent performers appeared first on freefincal.

SEBI RIA Akshay Nayak answers FAQ on investment risk

Understanding risk is essential to effective investing and money management. The way investment risk is perceived and handled has a pervasive impact on investment performance. Hence, it would be beneficial to develop a holistic understanding of how investment risk works. Let us now look at answers to some of the most commonly asked questions about...

The post SEBI RIA Akshay Nayak answers FAQ on investment risk appeared first on freefincal.

Building an Investment Strategy Irrespective of Market Conditions

If the markets move up over a few weeks, investors are worried that they will crash and wonder if they should stop fresh investments. If the market moves nowhere, it frustrates investors, who start looking for new pastures. If the markets tumble, they begin to panic. Can we build an investment strategy that is independent...

The post Building an Investment Strategy Irrespective of Market Conditions appeared first on freefincal.

Equity Mutual Fund Screener May 2025: Shortlist consistent performers

The latest freefincal Equity Mutual Fund Performance Screener is now available. Use it to screen for consistently performing equity mutual funds. You can screen based on fund category & benchmark and spot mutual funds with a higher return than a benchmark at a lower risk. Inside, you get discounted links to our robo advisory tool...

The post Equity Mutual Fund Screener May 2025: Shortlist consistent performers appeared first on freefincal.