Joseph Hogue's Blog, page 75

GenZ Making Money With Lemonade Stands, and Twitch?

Making money can be a fun and rewarding experience for children. There are many different ways they can do it too. This list is packed with novel ideas to encourage your child's entrepreneurial development. If nothing else, these activities may kids inspiration to pursue new hobbies and discover their hidden talents!

How To Make Money as a Kid

Children should be given the opportunity to make money.

In today's society, it is not uncommon for kids to have jobs – whether mowing their neigh...

Biden Still Undecided On 2024 Run, Democrats May Start Looking Elsewhere

President Biden announced before the midterm elections that he would be waiting to solidify his 2024 presidential run until the elections concluded and he could consult with his family. He will be spending the holiday season discussing with his family whether or not he should run for re-election. He gave himself a deadline of early next year to make a formal announcement.

A New Generation

Biden turned 80 this month, and while he is still considered to be the Democrat's best shot for 2024, many b...

How a 600 Credit Score will Ruin Your Life and How to Change It

A 600 credit score will put you in the bad credit range. It is below average. According to Equifax, 698 is the average credit score. A bad credit score can impact your life in more ways than one. You will need to get better interest rates loans, making it more costly to pay off. A low credit score can get in the way of specific employment opportunities.

While the three credit bureaus report the score slightly differently, there are good reasons to improve your credit score if you fall in this...

Holiday Travel Could Drain Your Wallet This Year, Study Finds

Holiday travel is always hectic. Even if you plan your holiday travel plans far in advance, everything is still exorbitantly expensive. With rising inflation impacting nearly every industry in the United States, Americans have to take steps to conserve cash as the holidays draw near.

Globetrotters

According to a study conducted by the Harris Poll on behalf of NerdWallet, 44% of Americans plan to spend their hard-earned cash on flights and/or hotels this holiday season. According to NerdWallet's ...

Can Money Buy Happiness? New Study Reveals Surprising Findings

It seems as though money can buy happiness. It has always been said that Individuals should never measure their happiness by the amount of wealth they possess, but researchers from PNAS beg to differ. In a small study conducted with 200 members, the research team proved that people find more happiness in life when they have more money.

The Experiment

PNAS's study aimed to investigate the relationship between money and happiness. Two anonymous donors gave $2 million to the organization TED, which...

Study Reveals Significant Issues And Discrimination With Credit Rating Companies

Credit scores are the ultimate gatekeepers. You can't enter the world of adulthood without at least some credit. You need credit to buy a home, rent an apartment, take out a loan, or buy a car; pretty much any big purchase you'll ever make in life requires credit.

There has long been discourse over whether or not the current credit scoring models are fair, and a new study presented by Forbes highlights some underlying issues that may have consumers thinking twice before supporting this seemingly...

Mastering Earnest Money Deposits as a First-Time Home Buyer

So you’re on the way to becoming a first-time home buyer. You’ve found the perfect new home and negotiated a good deal with the seller. You make an offer, you’re ready to sign a purchase agreement and start moving toward closing, but now the seller is asking for an earnest money deposit. So what’s this all about?

We’ll cover everything you need to know about earnest money when buying a house, how it works, and what to expect on the road to closing your first property.

What is an Earnest Mo...

Everything You Need to Know About Triple-Net Leases

Are you getting ready to lease to your first commercial tenant and unsure what lease agreement to use? Landlords have numerous options for commercial real estate leases, and choosing the right one can significantly impact rents, operating expenses, and more. Today, we’re examining one of the most popular types of leases for commercial properties: the triple-net lease.

Up ahead, we’ll cover everything you need to know about this popular style of commercial lease agreement, including how they w...

55% Of Americans Say They’re Behind on Retirement Savings

Inflation has managed to affect all of our lives in one way or another. Now, it has also begun to affect people's retirement plans. A majority of Americans have reported that they have not been able to keep up with their retirement savings, even though around three in five Americans are contributing the same or even more than they were last year.

Falling Behind

A Bankrate survey has revealed that 55% of Americans believe their retirement savings are not where they would like them to be. Around 3...

25% Of Gen Z Don’t Expect To Retire, Ever

Gen Z is struggling. They entered the workforce in the middle of a global pandemic and now have to deal with rising inflation, a possible recession, geopolitical conflicts, and climate change. Not to mention the already difficult task of navigating their 20s. McKinsey's American Opportunity Survey (AOS) reveals the generational gap in the workplace and highlights how Gen Z and other generations view themselves, their ability to work effectively, and their hopes for the future.

Generational Gap

T...