it's christmas time, but kit's family still doesn't have any money. kit doesn't even have enough money for a new dress. she's outgrown her old winter dress, so her mom took out the hem & sewed rick rack across it to hide the stitch marks. ruthie offers to give kit last year's red holiday dress, which only make kit angry. she's upset enough that ruthie's dad is the banker who threatened her family with foreclosure. she doesn't want any favors or hand-outs from ruthie. when ruthie says she hopes they can all still have lunch together & see the ballet the day after christmas, kit thinks ruthie is being really insensitive to her family's money issues & storms off.
back home, kit learns that the family is behind on the electric bill, & if they don't pay it soon, their power will be cut off. mrs. kittredge is concerned that the boarders won't stay if there's no power, & without the rent the boarders pay, the kittrdges will fall behind on all their other bills, including their mortgage. she decides to approach her rich uncle again & ask for financial help. but he again refuses. he doesn't believe in giving anyone something for nothing. he thinks people need to earn their keep, & if they fall on hard times, it must be because they made mistakes somewhere along the way. but he isn't feeling well & asks if mrs. kittredge can send kit to help him with his cranky scotty dog, & to help run errands.
kit very grudgingly goes to help him. she doesn't like him, she doesn't like his dog, & his worst fear is that the kittredges will lose their home & have to move in to his drafty old gothic mansion. her uncle gives her a nickel for transportation on the streetcar, but kit decides to pocket it & walk home. her uncle asks her to come again the next day, & gives her another nickel. this gives kit an idea. her uncle is willing to give her streetcar fare every day that she comes to help him. but if she saves the nickels & walks, maybe she can surprise her parents with the money to pay the electric bill.
as she helps her uncle with his errands, she starts to notice other amenities that her uncle pays for, which kit could do instead. she starts shining her shoes & keeping the payment for herself. she bags his groceries. she picks up deliveries for him. the money is adding up, & kit is also learning that maybe her uncle's dog isn't the worst after all.
but there's a big ice storm on christmas eve & kit can't even walk to the streetcar stop, let alone all the way home. she keeps falling down on the ice. her uncle makes her stay, & kit has to call ruthie's family to pick her up the next day, because they still have a phone & her own family does not. this gives kit & ruthie a chance to patch up their friendship. back home, kit gives her mother the money she made doing chores for her uncle, & it's enough to pay the electric bill. ruthie surprises kit with the red holiday dress, & her mother offers to pay for lunch & the ballet the next day. kit also gets a doll in the likeness of amelia earhart (part of kit's fight with ruthie was that ruthie loves princesses & fairy tales, which kit is more practical & level-headed; to apologize, kit wrote a story about a princess named ruthie & had her talented boarder striling illustrate it). christmas is saved!
my only beef with these books is that i really don't get what the fuck the uncle's problem is. i can't tell if he's supposed to be a remotely sympathetic character or not. there's an element of kit learning a lesson, that you have to work for what you want, that no one gets a free ride, & that's not a bad lesson for kids. but i don't know if it's a very good lesson to draw from the great depression. many people lost EVERYTHING in the great depression through absolutely no fault of their own. they weren't living beyond their means, they weren't lazy, they just had the misfortune to keep their money in a bank that went under & this was before bank deposits were insured. my great-grandparents starved to death during the depression. not because they were too lazy to find food for themselves, but because they had no money to procure food & whatever food they managed to scare up, they shared among their thirteen children first. they starved to death, in the united states of america, in the 20th century.
in light of things like that, this uncle dude seems like a total asshole. like, if he was alive today, he'd probably be demanding to see barack obama's birth certificate & wanting to do away with the department of education. i bet he really hated FDR. i think it's kind of sick that he made a ten-year-old slave away for him all day everyday to pay her family's electric bill. i really don't think that kind of thing is the responsibility of children.