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Love Insurance

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This is a reproduction of a book published before 1923. This book may have occasional imperfections such as missing or blurred pages, poor pictures, errant marks, etc. that were either part of the original artifact, or were introduced by the scanning process. We believe this work is culturally important, and despite the imperfections, have elected to bring it back into print as part of our continuing commitment to the preservation of printed works worldwide. We appreciate your understanding of the imperfections in the preservation process, and hope you enjoy this valuable book.

432 pages, Paperback

First published January 1, 1914

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About the author

Earl Derr Biggers

250 books88 followers
Earl Derr Biggers was born in Warren, Ohio on August 24, 1884. Years later, while attending Harvard University, Biggers showed little passion for the classics, preferring instead writers such as Rudyard Kipling and Richard Harding Davis. Following his graduation from Harvard in 1907, he worked briefly for the Cleveland Plain Dealer and at Bobbs-Merrill publishers. By 1908, Biggers was hired at the Boston Traveler to write a daily humor column. Soon, however, he became that paper's drama critic. It was at this time that he met Elanor Ladd, who would later become his wife and who would have a marked influence in his writing.

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5 stars
39 (21%)
4 stars
68 (37%)
3 stars
61 (33%)
2 stars
10 (5%)
1 star
2 (1%)
Displaying 1 - 30 of 50 reviews
Profile Image for Cyndi.
2,469 reviews126 followers
September 4, 2017
Sarcastic and cynical, this book was hilarious! The author wrote in the style of P. G. Wodehouse and told a love story.
In the early 1900's a lot of noble families in England were practically penniless. An accepted route for replenishing the family coffers at the time was to marry a wealthy spouse. Meanwhile the wealthy social climbers of America decided a title was the perfect accessory. If you're going to wear a diamond tiara it should mean something.
In this book Lord Harrowby is advised to marry a wealthy heiress. Luckily he meets Cynthia. She is rich, beautiful and willing to marry him. But, since he comes from a family of gamblers, he goes to Lloyds of London and takes an insurance policy to ensure his bride makes to the alter.
Lloyds sends a handsome young man to make sure nothing stops the wedding. But, handsome young man meets beautiful young woman and falls in love, only to discover she is the bride to be.
The book is a series of problems fate keeps tossing up for the young man to solve so nothing can stop the wedding of the woman he loves. To another man. Funny and cute story! 😁
Profile Image for Masteatro.
626 reviews91 followers
June 24, 2023
3,5 estrellas.
Empieza siendo divertidísimo y el sentido del humor irónico y ocurrente del autor me ha gustado mucho pero, para mí gusto a esta obra le sobran personajes y es una pena. Creo que con unos pocos menos la historia hubiera cobrado más fuerza y habría salido ganando. En muchos momentos me ha recordado a Wodehouse pero si tengo que elegir, yo me quedo con Wodehouse.

Nota : 7
Profile Image for Manuel Alfonseca.
Author 81 books232 followers
February 1, 2019
ENGLISH: An English noble insures his love, meaning that he will collect a large sum if her fiancée decides to break the marriage. The insurance company sends a man to make sure that the marriage takes place, unless the noble's actions are the cause of the break. The insurance man falls in love with the noble's fiancée, but he must work continuously to make sure that she marries another...

ESPAÑOL: Un noble inglés asegura su amor para cobrar una gran suma si su prometida decide romper el matrimonio. La compañía de seguros envía a uno de sus empleados para asegurarse de que se lleve a cabo el matrimonio, a menos que el propio noble sea de algún modo la causa de la ruptura. El protagonista se enamora de la novia del noble, pero debe luchar continuamente para conseguir que ella se case con otro...
Profile Image for Gacela.
279 reviews39 followers
September 6, 2021
Uno de esos títulos a los que difícilmente habría llegado sin el club de lectura, porque el libro no me hubiera llamado la atención por su portada ni su sinopsis ni tampoco por la época en que está escrito. Sin embargo, pese a todos esos factores, he encontrado muy divertida la narración, los diálogos rápidos e ingeniosos y la trama enredada como una comedia de cine clásico. Toda una (grata) sorpresa.
Profile Image for Richie.
125 reviews19 followers
January 1, 2018
A Preston Sturges-esq screwball comedy that could have been a hit in old Hollywood. Witty writing with innumerable twists and turns. A riot!
2 reviews
May 6, 2015
If you like classic Hollywood movies; absurd capers; dodgy disguises; a steady flow of bons mots; and the certainty that love will conquer all, then “Love Insurance” is surely for you! I thoroughly enjoyed this - the literary equivalent of tucking yourself up on the sofa with a cocktail, and watching Fred and Ginger do their thing in "Top Hat."
Profile Image for Yibbie.
1,434 reviews56 followers
June 15, 2020
It was a dud. This book had such promise, and it had all the elements of an amazing comedy. There are a thwarted jewel thief, a stolen yacht, a long lost brother, blackmailers, moguls, journalists, catastrophes, and an insurance policy, but those are all overwhelmed by the insta-love story. I think that it would have worked much better if that had not become the primary plotline.
It was just that the focus, especially in the last few chapters, is not on the comedy, but on the misery of the poor insurance agent and his lady love. I just didn’t find that funny. Not that there was nothing funny happening. The side characters provide brief moments of hilarity, but then it immediately jumps back to the misery of the main characters. I felt that I was watching one of those 1930’s movies with the forced comedy and the moody characters.
The farther you got in the story there began to be more ‘mild’ cursing and expletives.
Profile Image for Julia.
323 reviews70 followers
April 30, 2021
A ridiculous melodrama, but light reading for this sick week, which is what I was looking for. The book I found on the shelf is from 1918, and belonged to my husband's grandmother.
Profile Image for labaldasilvestre.
240 reviews29 followers
June 22, 2023
Hilarante, divertidísimo. A quien le gusten las comedias clásicas de los años 30 llenas de enredos, que lea este libro sin dudarlo.
Profile Image for Patricia G..
389 reviews19 followers
August 29, 2021
No me ha convencido. Se me hecho pesadísimo y apenas puedo rescatar algún pasaje que me haya gustado especialmente. Creo que es prescindible. Un poco decepcionante.
Profile Image for Phrodrick slowed his growing backlog.
1,102 reviews73 followers
May 26, 2017
Many years before he became famous for the Charlie Chan detective books; Earl Biggers was a somewhat successful author and playwright. In fact it would be the income from these pieces that made it possible for him to visit Hawaii where he would learn about the real Charlie Chan.

Love Insurance was his second successful novel and would be used more or less as the basis for many movies and plays. Given that this book is set in the era before the roaring 20s and in fact before World War I, this could easily be one of the first screwball comedies.

The basic plot of this book is built around the reputation the Lloyds of London insurance firm had for ensuring all manner of unlikely propositions. Even in recent years they were known for insuring actor's and actresses' legs, voices, and even plastic surgery. In this case a young impecunious titled Lord would sign a policy with Lloyds to ensure that his marriage to a young rich American would happen on time. One of the terms of this policy would be that his Lordship could take no action to scuttle the pending nuptials. To ensure the terms are honored the American office of Lloyd's posts one of their assistants to protect the insurer's interests. The lucky assistant chosen for this task is the young handsome fiercely loyal Minot. Our hero to be is, by the way single.
The wedding is set to take place in what was a then a barely emerging Florida tourist spot. And so our hero takes the takes the train to the remote wilds of Florida and in so doing meets and is fascinated by the young lovely Cynthia. Only after he is ensnared by her charms does he realize this is the woman whose wedding it is his job to guarantee. And so the mayhem begins.

At this point the book becomes something of a balancing act. Biggers manages to work in virtually every possible variation on wedding stoppers. Some readers may find he twists too numerous to credit. The point is that by having so many problems the plot is intentionally overloaded. That is part of the humor is the unlikelihood of so many complexities. For example: There are at least three variations on who has the rights to the title of our titled groom to be.

Along the way Biggers will use some of what would become typical elements of his later mysteries. For example we have a plot to steal a diamond necklace and a slow accumulation of a variety of people, some brought in for comedy, some brought in to further the plot and some just to keep the author juggling.
All's well that ends well and we all knew this would end well; you just could not have expected so many comedic twists.

Throughout the writing is light sophisticated in the manner of the day, and entertaining. Some will find the humor here dated. There is very little here to cause you to laugh uproariously. Even so this is a relaxing lightweight read. It is reflective of a time long gone in America and perhaps the result is that Love Insurance has a romantic appeal.
Profile Image for mg_espi.
542 reviews11 followers
August 10, 2021
83/2021 Igual ha vuelto a ser uno de mis libros favoritos en lo que llevamos de año, como lo fue en su momento la primera vez que lo leí.

Un noble inglés contrata un seguro para que le cubra por si su boda con una rica heredera no sale adelante. A la empresa de seguros no se le ocurre mejor idea que mandar al más guapo e inteligente de sus empleados a controlar el tema. Y a partir de ahí todo son líos, robos de joyas, escritores fantasma para que las señoras triunfen en las reuniones sociales, periodistas de medio pelo...hay DE TODO. Y todo muy divertido.

Cuando piensas que no se puede liar más, se lía.

También es de Rara Avis, que tan feliz me hace. Corred a leerlo.
Profile Image for Marie.
460 reviews
November 21, 2020
3.5 stars.

This is a cute, light, beachy read. It’s well-written a la a Wodehouse style and has some fun moments and adorable calamities. I read this while in lockdown and needing a bit of levity. It did the trick!
Profile Image for Annie.
305 reviews
January 17, 2015
Fun first book of the year! Knew nothing of the author and kept wondering if this was actually a contemporary novel written in an older, Waugh style.
Profile Image for Lynn.
274 reviews
March 31, 2016
Funny little book, quite similar to a PG Wodehouse story in tone and scope.
Profile Image for Ana Duque.
Author 28 books351 followers
January 21, 2017
Entretenida y agradable, aunque no he podido dejar de pensar en qué maravillosa novela habría conseguido PG Wodehouse con el mismo argumento
Profile Image for Beatriz Velez Jones.
269 reviews2 followers
April 26, 2018
Excelente libro. Cuesta creer que fue publicado en 1914, con tantos.adelantos. una gran historia, un humor muy ácido. Una gran obra!!!
139 reviews1 follower
April 15, 2021
Predictable, but the wring is so clever and the characters so fun that it didn’t matter that you know how it will come out from the very beginning.
Profile Image for Mike.
Author 44 books195 followers
September 27, 2025
An underwriter for Lloyds of London insures a British lord (heir to an earl - or is he?) against his impending marriage to a wealthy American woman being cancelled through no fault of his. A young man who works for Lloyds is sent to protect the firm's interests and ensure the marriage goes through - but falls for the fiancée before he knows who she is. His sense of honour compels him to try to make sure that the marriage happens, even though he doesn't want it to and, it increasingly appears, nor does the woman.

Meanwhile, suspicion rises around the young aristocrat. Is his older brother, the previous heir to the title, actually dead? Why is he palling around with a jewel thief? What's the story with the heirloom diamond necklace?

It's not at the absurd-farce, sparkling-wit level of a P.G. Wodehouse story, even though the setup could almost be one. It has a lighter comedic touch, let's say, but it does have its moments of wit and absurdity.

The author is the creator of Charlie Chan, and a better writer than you'd necessarily expect given that he's responsible for such a famous pulp character. I read the first Charlie Chan book, The House Without a Key , a while back, and was put off by the racism but impressed with the writing ability, so I decided to give this one a chance. It's a little racist, in an of-its-time way (anyone foreign is automatically a villain, and attracts negative remarks on their appearance), but not as obtrusively so as Charlie Chan.

A couple of big coincidences keep the plot stitched together (like ), but this, too, was the style at the time. The plot is clever, packed with incident, challenge, and constant threats to the attainment of the wedding - solved mostly (against his heart's urging) by the hero, in creative and sometimes brave ways. He really does have an excessive sense of duty. One of the coincidences, though, is that a catbird happening to be making a racket outside someone's window is responsible for averting one of the potential disasters. I don't mind that so much, given that most of them are resolved by protagonist agency.

Another coincidence rhymes with one near the start and produces the happy ending we knew was coming, but the process of getting there was entertaining and far from predictable. I had fun reading it, and what more can you ask?
Profile Image for Beatriz.
512 reviews216 followers
August 29, 2024
¿te imaginas contratando una póliza de seguro que cubra que tu boda se celebre pase lo que pase? ¿existen seguros por amor más allá que los famosos candados que puso de moda el escritor Federico Moccia? Lord Harrowby pensó que si. que su amor por lady Cinthya bien merecía suscribir una póliza en la que si su propia persona llegaba a suponer un inconveniente para que la boda no se celebrase éste tendría que reintegrar una suculenta cantidad a su corredor. Pero... Vayamos por parte porque en esta novela nadie es quién parece ser. Como en el juego de quién es quién, Minot, encargado en primera persona de seguir los pasos de lord Harrowby, ira desvelando la identidad de todas esas personas que van apareciendo en el lugar donde tendrán que desposarse los novios. Pero como en el Cluedo y en el escenario de Chejov todo quien asoma tiene una función que realizar. Desde el chófer que lleva a Minot y a Cinthya al hotel como el padre y la tía de ésta, el ladron de guante blanco, los periodistas honrados, el publicista extravagante, el hijo del criado del padre de Lord Harrowby y hasta un hermano perdido que decidió que el título de lord servía de poco si trabajas en un concesionario de coches....pero ¿Quién querria impedir la boda de estos dos enamorados? Pues todos aquellos que viven del fraude y de engatusar a la gente con malas artes. Así se llega a dudar de la verdadera identidad de Lord Harrowby lo que lleva a cancelar la boda.... una primera vez. Pero después será el valor del collar Rayos y Centellas que es patrimonio de la familia Harrowby lo que también llevará a poner la boda en suspenso y hasta una tercera vez con la llegada del hermano mayor de Allan y al que por cuna le corresponde realmente ostenrar el título de lord.... Pero si hay algo que realmente impedirá que está boda se célebre será el propio amor. ¿Cómo? Eso es un misterio que tendrá que desvelar quién decida leer la letra pequeña de este #segurodeamor.
Profile Image for Larry Piper.
791 reviews7 followers
February 24, 2018
After a few more chapters about the schizo/alky who wanted to kill the girl he loved [Hangover Square], I had to move on to something else, yet again. This particular book I chose, Love Insurance, is frivilous and non-threatening. It's by the guy who wrote the Charlie Chan books, but this is before Charlie, and fame, came to Earl Derr Biggers. It's fluff, but entertaining fluff.

A young British Lord, Allan, Lord Harrowby, is engaged to an American heiress. He's totally besotted by her, but worries that she might back out. So, he goes to Lloyds of London to get some insurance. If the wedding doesn't go off as planned, Lord Harrowby, will get £75,000. He has to put up some £7,500 for the premium. Lloyds sends one of their bright young people, Dick Minot down to Florida to make sure the wedding takes place as planned.

Well, on the train down to Florida, Dick finds himself sitting across the aisle from a stunningly beautiful young woman and is immediately smitten. Later on, he finds she's Cynthia Meyrick, Lord Harrowby's intended. Oops!

So, Dick has a problem staying faithful to his employers, but tries to do so. Along the way, various grifters and con men keep trying to throw a monkey wrench into the works. One such is a person claiming to be Lord Harrowby's older brother, George, and thus the real British peer. George had gone missing some twenty years previously and had been presumed dead. We also have a jewel thief who befriends Lord Harrowby, and perhaps steals the jewels he was to bestow on Cynthia. Then, there is a crooked journalist, whose con is black mail. We also get a number of other quirky characters, whose honesty and integrity are fluid.

This is not great literature, but is a reasonably well written comedic piece. It's fine for a spot of light reading on a cold, drizzly, winter afternoon.
Profile Image for Jim Patton.
5 reviews
January 30, 2023
I am an audiobook narrator always looking for good books to perform. Based on the reputation of Earl Derr Biggers, I began reading Love Insurance. The first thing that struck me is the amount of dialog and number of colorful characters in the book. It almost reads like a play. Being the ham I am, I decided to record it.

Another thing I noticed is that this romantic comedy could have been written today. Except for the references to telegraphs, automobiles, telephones, etc, the episodes and writing could be contemporary.

On the negative side, I think it is a little longer than it could have been. I think a modern editor would have cut out a few of the escapades that interfere with the proposed wedding. I didn't mind too much however, because the characters are so much fun.

It is an easy read or listen, not requiring a lot of concentration to enjoy. Perfect for doing laundry or walking the dog, if you're listening.

The audiobook is on Hoopla, and if your library is a Hoopla member, you can check it out. If you want a free audio version to keep, message me. I have a limited number of free copies.


205 reviews8 followers
February 26, 2023
Bouncy screwball romcom where a British lord puts out an insurance policy on his impending marriage to an American socialite, and the insurance agent who has to make sure the marriage happens, even as a whole swath of impediments appear, including his own romantic feeling toward the bride. It's fun, but very episodically structured, with each scenario resolved shortly after it's introduced, so you don't get the full escalating farce of all the problems stacking on top of each other. It does also suffer from racist language of the time, in how it describes black servants and drivers. Not in a way that seems to carry malice, but they're also just non-characters who populate the background of these wealthy rich lives, and I leave it up to you if a lack of personality makes up for a stereotyped one.
2,153 reviews16 followers
October 1, 2018
Set in the early 1900’s before 1910 in a Florida resort town. Lord Allan Harrowby takes out an insurance policy with Lloyds of London that he will marry wealthy heiress Cynthia Meyrick in 2 weeks time. He will receive a pay out if the marriage doesn’t happen through no fault of his. Young Lloyds employee Richard Minot is sent to Florida to insure that the wedding happens and keep Lloyds from having to pay. What happens resembles a 1930’s Hollywood screwball comedy with Richard having to deal with event after event that can derail the wedding along with cast a characters who contribute to the ongoing craziness.

This is a delightful fast paced story that is a fun read. The end is easily predictable, but that does not diminish the enjoyment.
1,073 reviews4 followers
February 25, 2023
Earl Derr Biggers isn't an author you actually review seriously. You can only sit back to enjoy his convoluted plotting and think how very innocent crime was then. This one involves an insurance doddle, gambling, blackmail, a yacht heist, temptation in a jewellery store but no theft, and a double imposture scam. I may have missed out a few, due to wiping my eyes, but that's about it.

Wonderful for a day when it's rotten outside and the TV's on the blink.
Displaying 1 - 30 of 50 reviews