What do you think?
Rate this book
Financial Fitness: The Offense, Defense, and Playing Field of Personal Finance
Even if you are deep in debt and cannot seem to envision a better financial future, you can achieve financial fitness and have fun doing it with the help of the Financial Fitness book!
The Financial Fitness book is for everyone. Just as with becoming physically or mentally fit, becoming financially fit requires two things: knowing what to do and taking the necessary action to do it. Regardless of your current financial situation, you can learn to prosper, conserve, and multiply the fruits of your labor through a basic understanding of the principles behind the Offense, Defense, and Playing Field of personal finance. And the Financial Fitness book brings all of these fundamentals together in one convenient location so you can quickly and easily become the master of your money and the kind of person who can prosper in any economy!
The Financial Fitness book is for everyone. Just as with becoming physically or mentally fit, becoming financially fit requires two things: knowing what to do and taking the necessary action to do it. Regardless of your current financial situation, you can learn to prosper, conserve, and multiply the fruits of your labor through a basic understanding of the principles behind the Offense, Defense, and Playing Field of personal finance. And the Financial Fitness book brings all of these fundamentals together in one convenient location so you can quickly and easily become the master of your money and the kind of person who can prosper in any economy!
242 pages, Kindle Edition
First published January 1, 2013
86 people are currently reading
666 people want to read
About the author
Chris Brady
96 books245 followersChris Brady is a NY Times best-selling author, speaker, humorist, and businessman. His books include The Bitcoin Bride, Launching a Leadership Revolution (co-authored with Orrin Woodward), PAiLS, Rascal, A Month of Italy, Leadership Lessons from the Age of Fighting Sail, and several other titles on leadership and success. Over 1 million of his books have been sold in six languages.
Chris is CEO and Creative Director of The Life Platform. He is also the executive publisher of Obstacles Press, and one of the founders of All Grace Outreach, a 501(c)(3) charitable organization.
Originally educated as an engineer, Mr. Brady received his BA in Mechanical Engineering at Kettering University and his Master of Science in Manufacturing Engineering at Carnegie Mellon University as a General Motors Fellow, with Master’s Thesis work completed at Toyohashi University in Japan.
Chris is an avid motorized adventurer, world traveler, private pilot, community builder, soccer fan, Christian, and dad.
He also has one of the world's most unique resumes; including experience with a live bug in his ear, walking through a paned-glass window, chickening out from the high-dive in elementary school, destroying the class ant-farm in third grade, losing a spelling bee on the word "use," jack-hammering his foot, and more recently - sinking his snowmobile in a lake.
If you can’t find Chris speaking in front of a live audience, or in his office writing, or in a bookstore, or playing with his children, or on the sideline of a soccer pitch, or in the hills of Tuscany, or out on the lake, try looking in the following Online locations:
www.chrisbrady.com
www.christopherjamesbrady.com
www.twitter.com/rascaltweets
www.facebook.com/rascalnation
www.instagram.com/cbrascal
www.chrisbrady.typepad.com
www.chrisbradylife.com
www.medium.com/@rascaltweets
www.linkedin.com/in/cjbrady
www.amonthofitaly.com
www.launchingaleadershiprevolution.com
Chris has been recognized by INC. Magazine as among the Top 50 Leadership and Management experts. Richtopia listed Chris among the 200 Most Influential Authors in the world. Chris's blog has been included multiple times as a key resource on leadership for executives, managers and CEOs. In 2010 he was awarded the Kettering/GMI Alumni Association Entrepreneurial Achievement Award.
Chris and his wife Terri have four children and live in North Carolina.
Chris is CEO and Creative Director of The Life Platform. He is also the executive publisher of Obstacles Press, and one of the founders of All Grace Outreach, a 501(c)(3) charitable organization.
Originally educated as an engineer, Mr. Brady received his BA in Mechanical Engineering at Kettering University and his Master of Science in Manufacturing Engineering at Carnegie Mellon University as a General Motors Fellow, with Master’s Thesis work completed at Toyohashi University in Japan.
Chris is an avid motorized adventurer, world traveler, private pilot, community builder, soccer fan, Christian, and dad.
He also has one of the world's most unique resumes; including experience with a live bug in his ear, walking through a paned-glass window, chickening out from the high-dive in elementary school, destroying the class ant-farm in third grade, losing a spelling bee on the word "use," jack-hammering his foot, and more recently - sinking his snowmobile in a lake.
If you can’t find Chris speaking in front of a live audience, or in his office writing, or in a bookstore, or playing with his children, or on the sideline of a soccer pitch, or in the hills of Tuscany, or out on the lake, try looking in the following Online locations:
www.chrisbrady.com
www.christopherjamesbrady.com
www.twitter.com/rascaltweets
www.facebook.com/rascalnation
www.instagram.com/cbrascal
www.chrisbrady.typepad.com
www.chrisbradylife.com
www.medium.com/@rascaltweets
www.linkedin.com/in/cjbrady
www.amonthofitaly.com
www.launchingaleadershiprevolution.com
Chris has been recognized by INC. Magazine as among the Top 50 Leadership and Management experts. Richtopia listed Chris among the 200 Most Influential Authors in the world. Chris's blog has been included multiple times as a key resource on leadership for executives, managers and CEOs. In 2010 he was awarded the Kettering/GMI Alumni Association Entrepreneurial Achievement Award.
Chris and his wife Terri have four children and live in North Carolina.
Ratings & Reviews
Friends & Following
Create a free account to discover what your friends think of this book!
Community Reviews
Displaying 1 - 30 of 61 reviews
July 12, 2014
One of the best books on handling personal finances I've ever read. I was going to give it five stars but a couple things held me back. First, I really have issues with the "investment hierarchy" they propose, in which the bottom 4 of the total 6 sections on the pyramid are basically cash and cash equivalents, #3 being "survival protection" - like building a bunker with food, ammo and gold or something (the book doesn't actually recommend that, but it's that mindset that I see for this section). When it FINALLY gets to stock market and/or real estate investing in section 5 they say "for many people, the best advice is to largely avoid these investments". I couldn't disagree more.
OK, so - I have huge issues with that chapter and the "right wing paranoid" mindset that I perceive from putting "survival protection" as #3 on the pyramid, BUT... most of the rest of the book is really good. I like that they lay out both financial offence and defense rather than just focusing on debt reduction (defense) or investment and savings options (offense). It's a very well written book, easy to read. Comes with a workbook and six CD's that are all very good. Start by saving 10% and tithing 10%, THEN work on debt reduction. Not what most of the personal finance books I've read suggest. Many timeless thoughts included here - get $1000 in an emergency fund asap. 3-6 months expenses into emergency fund to fully fund. Pay off debt using what they call "debt roll-down" (also known as "debt snowball"). Pay cash for everything. Avoid consumer debt. All done in a way that engages the reader and makes you feel like it will be possible to achieve.
I'd put this in the same league as writings by Dave Ramsey and John Cummuta, two of my favorite authors on the subject of personal finance. Certainly worth the investment the LIFE organization asks for the book, workbook & 6-CD set (about $100).
7/12/14 Reread this book and lowered my rating to three stars. As many good ideas that are presented here, there's just too much that I don't like (especially the investment hierarchy and later in the book discussions about precious metals and world economies) to go higher than that. When this book is good, it's very good. I'd say it's good 50% of the time.
OK, so - I have huge issues with that chapter and the "right wing paranoid" mindset that I perceive from putting "survival protection" as #3 on the pyramid, BUT... most of the rest of the book is really good. I like that they lay out both financial offence and defense rather than just focusing on debt reduction (defense) or investment and savings options (offense). It's a very well written book, easy to read. Comes with a workbook and six CD's that are all very good. Start by saving 10% and tithing 10%, THEN work on debt reduction. Not what most of the personal finance books I've read suggest. Many timeless thoughts included here - get $1000 in an emergency fund asap. 3-6 months expenses into emergency fund to fully fund. Pay off debt using what they call "debt roll-down" (also known as "debt snowball"). Pay cash for everything. Avoid consumer debt. All done in a way that engages the reader and makes you feel like it will be possible to achieve.
I'd put this in the same league as writings by Dave Ramsey and John Cummuta, two of my favorite authors on the subject of personal finance. Certainly worth the investment the LIFE organization asks for the book, workbook & 6-CD set (about $100).
7/12/14 Reread this book and lowered my rating to three stars. As many good ideas that are presented here, there's just too much that I don't like (especially the investment hierarchy and later in the book discussions about precious metals and world economies) to go higher than that. When this book is good, it's very good. I'd say it's good 50% of the time.
August 4, 2013
Will be posting another review on my blog in the near future ....
In short: The book is VERY eye opening. Having been already taking a 'financial literacy shower' the past few years, many of the 47 principles were already known to me, however, how they are packaged here is a tour de force. There are far too many people who do not even follow 1 or 2 of the 47, so introducing them this way will surely lead many more down the same pathways as me.
At some point, the member of this social network may see some reviews out there talking about how the principles are not conventional, or unorthodox, or even concerns that the recommendations are paranoid (!?) -- not so in the least. These are reactions to being shown the light of financial wisdom that is almost covered by complete darkness for those who have never been taught wealth thinking, or how to be an owner (Georgics). There's nothing wrong w/ the people who may do this -- its just a reaction and not a metaphorical (depth based) response.
For those who are familiar with the teachings of George Clason, Robert (and Kim) Kiyosaki, and Dave Ramsey, a lot of the content will be familiar in some context, shape, or form.
This is a must read. Now, to get to work on implementing many of the principles that aren't already recurring habits ....
:-)
In short: The book is VERY eye opening. Having been already taking a 'financial literacy shower' the past few years, many of the 47 principles were already known to me, however, how they are packaged here is a tour de force. There are far too many people who do not even follow 1 or 2 of the 47, so introducing them this way will surely lead many more down the same pathways as me.
At some point, the member of this social network may see some reviews out there talking about how the principles are not conventional, or unorthodox, or even concerns that the recommendations are paranoid (!?) -- not so in the least. These are reactions to being shown the light of financial wisdom that is almost covered by complete darkness for those who have never been taught wealth thinking, or how to be an owner (Georgics). There's nothing wrong w/ the people who may do this -- its just a reaction and not a metaphorical (depth based) response.
For those who are familiar with the teachings of George Clason, Robert (and Kim) Kiyosaki, and Dave Ramsey, a lot of the content will be familiar in some context, shape, or form.
This is a must read. Now, to get to work on implementing many of the principles that aren't already recurring habits ....
:-)
April 2, 2025
(yawn) boring finance book (yawn some more)
May 7, 2015
This is a marvelous book that gives the whole picture of how to become financially fit. Often found in other sources, many of the 47 Principles are simple common sense. It's just amazing how uncommon that is today! But in few other resources can you find the Offense, Defense, AND the Playing Field of Personal Finance. How to bring in more money by investing in yourself. It could mean a promotion, a better job, or an additional stream of income. How to keep more of what you earn by getting out of debt and making better choices about spending. How the Playing Field works: how money is made, what is the Federal Reserve? what is inflation? Why do I need to know or care? Part of the Financial Fitness Program by LIFE Leadership, this textbook comes with a workbook and eight audio CDs that will fully equip you to get financially free and have more choices in life. And who wouldn't like that?
June 1, 2017
It is appropriate to finish this book today because it has a emerald green border on the cover!
I really enjoyed reading this book because it outlines basic principles of financial fitness in an easy to read and understand format. The authors are both people with the fruit of financial fitness on their tree. This book will be one I keep close at hand as I make financial decisions and will be one I recommend to others (yes, I have more than one copy).
Third reading, the nuggets keep coming. Best purchase ever!
I really enjoyed reading this book because it outlines basic principles of financial fitness in an easy to read and understand format. The authors are both people with the fruit of financial fitness on their tree. This book will be one I keep close at hand as I make financial decisions and will be one I recommend to others (yes, I have more than one copy).
Third reading, the nuggets keep coming. Best purchase ever!
July 19, 2013
Loved this book! I started the step by step process for saving money into YOU, Inc. This book will help you get out of debt, understand money, and help you save for emergencies and life only if YOU apply it.
November 15, 2013
This is by far the best book I have ever read on personal finance. Financial Fitness is not just a book, but a study and go-to reference for all personal finance questions.
August 4, 2013
One of the top most influential books I've read. It's not just about finances but living an abundant principle centered life.
November 20, 2017
Best personal finance book I've ever read. After part 1 I was concerned it was going to be like so many other personal finance books that start with the basics of personal finance and then go on to more advanced subjects and get the reader more excited about the advanced subjects than getting the basics down (like Rich Dad, Poor Dad which seems to always have the effect of the reader investing in real estate before getting their finances in order).
Financial Fitness did a superb job of keeping everything in perspective and making sure the reader understand the stepping stones of the basics cannot be skipped, throughout the book.
But to call this book a personal finance book is a bit of an understatement. It definitely over-delivers, giving theory, practice, history and insight, all in one place.
Beginning with the very first chapter I had concrete steps that clearly have started me on a positive financial path. And while not everything in the book can be done during the reading (especially the things that build on the basics), the book is laid out in a way that makes it an easy reference, or jumping in where your next step is.
I've never been so excited about my financial future than after reading and applying (and developing a plan to apply) the principles in this book.
Financial Fitness did a superb job of keeping everything in perspective and making sure the reader understand the stepping stones of the basics cannot be skipped, throughout the book.
But to call this book a personal finance book is a bit of an understatement. It definitely over-delivers, giving theory, practice, history and insight, all in one place.
Beginning with the very first chapter I had concrete steps that clearly have started me on a positive financial path. And while not everything in the book can be done during the reading (especially the things that build on the basics), the book is laid out in a way that makes it an easy reference, or jumping in where your next step is.
I've never been so excited about my financial future than after reading and applying (and developing a plan to apply) the principles in this book.
March 1, 2015
I found this to be an exceptional book on planning your financial future and helping to create a working budget. Also very easy to read and apply.
Going through for a second time and going more slowly really helps. Especially using the workbook that comes with. I enjoy how this book covers offense, defense and the playing field of finances. I find the playing field to be extremely important. I know most want to focus on getting out of debt without looking into what government is doing with our money supply. I highly encourage this book for anyone looking for a broader education on money.
Going through for a second time and going more slowly really helps. Especially using the workbook that comes with. I enjoy how this book covers offense, defense and the playing field of finances. I find the playing field to be extremely important. I know most want to focus on getting out of debt without looking into what government is doing with our money supply. I highly encourage this book for anyone looking for a broader education on money.
July 20, 2014
Absolutely phenomenal! Just a great all around education on how money works and how to make it a friend and a tool rather than a master. Learned so much that taught us to discipline exactly where our money goes so we can stop asking ourself where did all our money go! I HIGHLY recommend this book to each and every person whether you have a million dollars or negative a million! You can never know everything! And it's always good to stay educated continually! :) read it and pass it along to the people you love, know, and care about!
November 30, 2020
A weird sort of book. It tried to cover everything. Philosophy of money, mechanics of saving and debt repayment, national monetary policy. They quoted liberally from their previous works, and borrowed more than once from other financial authors. Their writing is an odd mix of success literature, MLM-style "business" promotion, and Biblical teaching. Some topics are brought up but not explored; other topics are beat to death. There are too many principals - 47! - and most of them are too wordy to wrap your mind around easily. There are better personal finance books.
April 17, 2015
I have read plenty of other books about how to hold onto money. This was the first that explained how to also make more money, and how the money works in the hands of governments. According to the Authors there are 47 key principles one must follow to be financially fit, and the average person hasn't been taught how to do the first much less the rest. Highly recommended for anyone desire a broader perspective.
November 2, 2015
This book was great.
I really liked how they didn't just focus on saving money and getting out of debt (defense), but they talked about making money (offense), and how the economy affects how we make money and the value that it holds (playing field).
I recommend this book for those looking to become financially fit.
I really liked how they didn't just focus on saving money and getting out of debt (defense), but they talked about making money (offense), and how the economy affects how we make money and the value that it holds (playing field).
I recommend this book for those looking to become financially fit.
July 19, 2013
For anyone looking for more than just save here, or do this there. If you are looking for more ideas to not just defend against losing but also to builds your wealth and how money truly works better read this. Orrin and Chris hit the nail on the head. This book will change peoples lives, only if YOU let it and apply it.
July 15, 2014
Every person in America (our government included) should read and apply the principles in this book. It's timeless and a sure-fire way to live a healthy and vibrant life without having to worry about finances dictating your every decision.
The Financial Fitness pack that includes this book is insanely well-priced, well worth the investment into yourself and into your future.
The Financial Fitness pack that includes this book is insanely well-priced, well worth the investment into yourself and into your future.
October 28, 2013
Fantastic book with great principles! I really love how it encompasses the offense (growing your money), defense (keeping what you've got), and the "playing field of money" (macro economics and how the government affects the economy and YOUR money). Great, easy read. Highly recommended.
April 14, 2014
Having read Ramsey and similar books over the years, I would say this book is by far the best well rounded teaching on personal finance I'll ever read. The principals in this book, when applies, will go the distance for anyone at any stance of your life journey.
June 10, 2015
Best finance book ever! Helped my husband and I to fix our finances. We put more in our savings in just a few months than we had in our 10 years of marriage. We are on the path to getting our home paid off in just a few years now!
April 12, 2018
This book has changed my thinking completely around, a 180 degree turn, of finances. Really, money is a great thing, it is a tool-like a hammer, and it it always flowing. You can enable more money to stay with you and come to you by applying these proven principles.
October 23, 2018
Reading a second time. This book has finally put all of the best financial principals in one place and outlined the correct order to them. This book will significantly alter your understanding of money, debt, income, investing, and economics.
November 1, 2013
One of the best books I've read on real world money handling and problems that people face! Very helpful applications, worth checking out for sure.
July 4, 2014
Financial Gold!!!
July 6, 2014
A financial fitness masterpiece . Wish I had learned these lessons during my expensive MBA classes.
September 19, 2014
I really enjoyed this book! it is a book that helps with many faucets of finance! I totally recommend!/
October 16, 2014
Phenomenal!!!
November 7, 2014
This book revolutionized the way my family handles money. We aren't debt free by any means, but we are well on our way! I highly recommend this book!!
June 25, 2015
review based on part 1 only - did not continue book after this point as I am going to work on just the first principles before moving on
November 29, 2017
AMAZING. This should be required reading for everybody who actually expects to get ahead in life. It covers everything.
November 24, 2018
Before a friend shared this book with me, I was in a dark place. It was all a result of my poor choices which were a result of a lifetime of bad information. At that time I was actually researching ways to change my identity to avoid the debt and legal troubles I was in. I didn’t know what else to do because I didn’t see a way to fix my situation with what I knew. I invested in this book, the accompanying workbook, the cds, and the community. In 3 years since my entire mindset and attitude has changed. I love who I am and would never want to live a lie of using somebody else’s identity. We’ve paid off $20,000 worth of debt, have a savings with a comma, have paid cash for our vehicles and vacations, have some investments and a business. Some very notable things is my good reads activity. Before this program I wasn’t on the offense investing in myself and now I’m reading a life changing book every couple of weeks! It’s helped me in my jobs and business but also with relationships with my wife and kids and family and friends. When you add value to yourself, you become more valuable. This book is extremely underpriced for the value it’s added to my life and to the lives of my loved ones I’ve shared it with. It’s packaged in a way that a simple mind like mine can understand and apply it. I highly recommend you read it in a transformational way. Is your mind open? The possibilities are endless on what this could do for you, no matter where you’re starting from the journey and the destination will be far greater!
Displaying 1 - 30 of 61 reviews