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Rich on Any Income: The Easy Budgeting System That Fits in Your Checkbook

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Do you sometimes wonder why you can never seem to save any money? When you do get a little bit ahead, does an emergency inevitably come up that takes away your savings and then some? Do you sometimes wonder where your money went - and how you will meet all of your financial obligations? If you are worried about your financial problems, or even of you feel that you are already good at managing your money but would like to be even better, you will want to read this book. Most people know how important it is to manage their money wisely. But most budget books are cumbersome and overly technical. And computerized budgeting systems are complex and temperamental. This book presents a simple, easy-to-use, and effective system that makes budgeting as easy as writing a check.

Paperback

First published May 1, 1986

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131 people want to read

About the author

James P. Christensen

3 books1 follower

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5 stars
31 (27%)
4 stars
28 (24%)
3 stars
41 (36%)
2 stars
11 (9%)
1 star
2 (1%)
Displaying 1 - 24 of 24 reviews
Profile Image for Jenette.
255 reviews
January 14, 2012
James P. Christensen was our Stake President years ago and on Every 5th Sunday in a month, he would combine R.S. and Priesthood meetings into a budget and finance lesson. The lessons were extremely good. This book is a great reminder of those classes and I use it as a reference manual now. My husband and I have used parts of this system for most of our married life and I can surely say, if you are committed and willing to follow the advice, it does work.
Profile Image for Jp.
33 reviews
October 23, 2015
I was not as impressed with this book as I hoped to be. I guess I should have felt warned by the fact that the friend that let me have it is a self proclaimed financial book geek and he still gave it to me. Actually I think that it was an okay book and I liked some of it's principals I just didn't see the system it proposed as better than what I have now.
Profile Image for Kirsten.
127 reviews
January 13, 2013
This makes budgeting easy and doable, which is a great motivation for those who don't like doing it at all. A compelling story to go along with the principles this book encourages one to really apply budgeting to make life feel a lot happier. That's the richness I've found out of this book. A real gem!
Profile Image for Carillisa.
62 reviews1 follower
December 7, 2007
Everyone should read this book! You may not adapt every concept, but it's a subject worth being educated in.
Profile Image for Heather.
201 reviews
April 18, 2008
Helpful resource to guide you along to a debt free life. This book isn't actually a get rich quick book it is basically how to be rich or your income. Hence Rich On ANY Income!
Profile Image for Kylie.
264 reviews2 followers
March 14, 2017
I don't know what I thought this book would be, but it definitely was not it. It is more a book introducing a specific budgeting system. There were some pieces of information, but wasn't terribly helpful for us overall.
Profile Image for Katherine.
1 review
April 12, 2020
If you start the process in this book early, as I did in 1998, and keep doing it as your income rises you will always have a good handle on your money. I highly recommend this book!
1,653 reviews
July 1, 2021
Libby. This would have been a good book. Plan etc. 50 years ago for me.
Profile Image for Matt Johnson.
41 reviews4 followers
January 6, 2019
The thoughts and principles are a bit outdated, but still, offer great insights.
Profile Image for Liz.
73 reviews50 followers
December 19, 2015
I read this book for a college course in personal finances. It was an easy read with easy an easy to understand philosophy behind it. My main complaint with reading the book in 2008, and I think the complaint still stands for 2015, is that few people, save those who are in the forties, fifties or older carries a check book anymore. I pay my bills online and buy groceries and other items with a debit card. A new revised edition would be great to address modern changes in how people handle their money.
1 review
February 13, 2016
Practical advice in a dated from.

The principles presented in this book are great but the delivery format is dated , and frankly a bit sexist now. The tools focus on the use of a checkbook and register at a time when most people no longer write checks and instead use debit cards. Additionally the examples drone on for a bit after you've gotten the concept.

I do like the 60/20/20 plan for savings but this doesn't factor in retirement accounts, health savings accounts, flex spending accounts and other financial tools available today. The book could use an overhaul.
Profile Image for Cordell.
281 reviews7 followers
July 13, 2008
Nothing wrong with it to get three starts. It is sound advice and an easy read but very simplistic. Might be a 5 star book if your unfamiliar with budging etc.
Profile Image for Trisha.
476 reviews3 followers
September 29, 2008
This is a book my parents paid me to read. I like some of it but don't know if it's the right budget for me. Too complex. Sorry mom and dad!
4 reviews1 follower
January 23, 2009
This was great as a youth to learn to set up budgets and as a review as an adult.
Profile Image for Todd.
145 reviews7 followers
July 20, 2009
Budgeting made cheap and simple. No computer required.
Profile Image for Amber.
247 reviews4 followers
March 1, 2010
Can't wait to try this out!
Profile Image for Hannah Lee.
44 reviews
January 7, 2016
Good principles, but a bit out of date from the prices in today's world since it was published about 30 years ago
Profile Image for Katrina Foard.
52 reviews1 follower
Read
March 26, 2016
Although seemingly antiquated with it's checkbook insert, this simple back to basics book is a great reminder on how to budget and why it's important.
3 reviews
July 19, 2011
it has a good budgeting system, actually, the one I'm using today
Profile Image for Amy.
392 reviews6 followers
March 26, 2017
This is a super beginner budgeting book. It is old and basic yet I was still able to glean wisdom from it.
Displaying 1 - 24 of 24 reviews

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