Debt-Free Forever: Take Control of Your Money and Your Life

by Gail Vaz-Oxlade

If you?re afraid to open your bills, if you?ve never added up how much you owe, if you can?t even imagine being debt-free, it?s time to join the thousands of people Gail Vaz-Oxlade has helped. Her straightforward approach to money management is based on self-control, hard work, and prioritizing what?s really important. Debt-Free Forever is Gail?s step-by-step guide, and she?ll show you how figure out how much you?ve actually been spending
? calculate how much you owe?and what it?s costing you
? build a budget that works
? maximize your debt repayments so you can be free of consumer debt in 3 years or less
? prepare for a rainy day so it doesn?t mean a major setback
? set goals for your new, debt-free life. Make no Getting out of debt isn?t easy. But in Debt-Free Forever , Gail gives you a clear strategy and the steps needed to implement it. So if you?re finished with excuses, overdue notices, and maxed-out credit cards, pick up this book, follow Gail?s plan, and start becoming debt-free forever.

Genres: Nonfiction, Finance, Self Help, Personal Finance, Money, Business, Canada

320 pages, Paperback

First published January 1, 2009

About the author

"Hello! I'm Gail Vaz-Oxlade. I'm a mother, step-mother, grand-mama, friend, confessor, writer, TV host, money maven, teacher, artist, and ex-wife. I'm loud, large and laugh a lot. I'm passionate about learning, committed to sharing and hell-bent on getting people to take control of their money and their lives.

I've written 13 books on personal finance, hundreds of articles for the financial media, published a financial magazine for women, hosted three prime-time television shows and worked with Canada’s leading financial services companies to help educate employees and clients. (I've been busy, eh?)

My corporate projects have ranged from the design of a product knowledge and sales curriculum to cover every product sold through the branch network, to the writing of several consumer-oriented brochures, the development of web content, the on-camera hosting of consumer-oriented videos, and myriad public presentations. I can make the most complex financial topic accessible to everyone, even kids.

For those of you who have detected an accent, go ahead and guess! I immigrated to Canada in 1977, lived in The Big City for a long time and then moved to the country. I have dozens of houseplants, read or listen to about 150 books a year and I'm a fabulous cook. I’m learning to knit and dying to get a new puppy… but the time’s not quite right yet so I’m practicing what I preach and being patient.

I’m all about change, and I believe that we can have anything we want in life…anything. It’s all a matter of what’s important to us and how hard we’re prepared to bust our butts. I also believe that a well-balanced life is one of the keys to happiness, and so I strive to achieve a sense of balance.

I’m happy with my life. I am determined to do interesting work and to be useful. I love to learn new things. And I’m practicing living in The Now. I am a work in progress."