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Enjoy Your Money!: How to Make It, Save It, Invest It and Give It
Most people aren't enjoying their money. Trapped in boring jobs and weighed down with debt, they can't seem to get ahead. This multiple award winning book can help you get out of debt and accumulate wealth; get ahead, even when the work you love doesn't produce big bucks;find your strengths and passions and make a living with them; live a more fulfilled life. Readers love its combination of solid research with an entertaining story line, making it the ideal financial book for people who don't like financial books. One professor called it "A fast, fun read with practical and often remarkable insights." A CPA observed, "It's rare and refreshing to find a book so enjoyable, so accurate, and so life changing." Chapters include Discover the Basics, Catch the Vision, Don't Lose Money in Stocks, Make Money in Mutual Funds, Diversify with Real Estate, Live WAY Beneath Your Means, Save on Food and Clothes, Save on Cars, Save on Houses, Ten Popular Ways to Lose Loads of Money, Find Those Dream Jobs, Excel at Your Job, Invest in Your Mind, Look for Happiness in the Right Places.
270 pages, Paperback
First published March 11, 2009
16 people are currently reading
106 people want to read
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Displaying 1 - 12 of 12 reviews
May 21, 2010
I read this doing research for a class I'm putting together for teens on financial literacy. I thought that the advice was good, but the format was difficult. The premise is about 4 teens meeting with a teacher on Saturdays to get lessons on financial literacy. The problem is that the book is structured like a dialogue and it was difficult to follow it. Also, I tried to find out information about the truth to the premis and I have no idea of the counterculture club (as they named themselves) are a nice fiction or a real group. Since the author isn't one of them, it's hard to know.
September 19, 2017
I'm torn on my review. I like that the author attempted to make finances more interesting by attempting to fit it into a story. Rather than just being a likely dull finance book, the author used a number of characters together in a club to explain principles over the course of several months of breakfast meetings. However, the story is a bit tough to believe, very contrived and didn't feel like it was very realistic (the conversations probably wouldn't flow like that). Also I had a difficult time keeping all the characters straight as I didn't really get very vested in any of them. Classic case of a good point, and solid principles but the writing detracted from my paying as good attention as I might have. Probably meant for a younger audience, so maybe it would work better for someone in that group..
March 31, 2019
Basically simple and straightforward
All who working towards achieving financial security should read this book. It’s simple and concise, gives clearer picture of what and why to go about actualizing your financial dreams.
All who working towards achieving financial security should read this book. It’s simple and concise, gives clearer picture of what and why to go about actualizing your financial dreams.
December 11, 2010
There are a seemingly infinite number of personal finance books available in bookstores. This one is intended for people in their teens and twenties whose financial plans start and end with "become a millionaire."
Akashi, Antonio, James and Amy are your average high school students in detention, again. They meet with Mrs. Kramer, an eccentric, elderly teacher at the school, who teaches a course on money management. Every Saturday, they meet at a local fast food joint, where Mrs. Kramer takes the four into the world of money.
Have an emergency fund, equivalent to three or four months salary, in a savings account or money market account, accessible if needed. Pay off your debt as soon as possible, whether it is credit card debt, student loans or car payments. When you get some money in your pocket, it is tempting to buy a big-screen TV or fancy new clothes. Don’t do it; live beneath your means; cut your expenses as much as possible. Is it more important that others think you are a rich person, or that you actually are a rich person?
It’s also tempting to buy and sell stocks on a short-term basis, looking for a quick profit. Again, don’t do it. Every time you buy or sell stock, your stockbroker makes money, not you. Research good quality, no fee mutual funds (especially index funds) that you can invest in for the long haul. Just because a fund had a good year last year, it does not mean they will have a good year this year.
A popular way to make money is by buying houses and "flipping" them. If that is not for you, and if you know the right people, think about "flipping" cars or motorcycles. People will always need decent, reliable transportation. The book also looks at buying a car (consult Consumer Reports and choose quality over flashy), insurance, knowing your way around a supermarket, investing in real estate, getting a job and keeping it.
This book is a goldmine of information. Written as a dialogue, this is very easy to follow for the person who does not want to read another "money literacy" book. This is highly recommended for every teenager and twentysomething who think that a million dollars will suddenly show up in their mailbox.
Akashi, Antonio, James and Amy are your average high school students in detention, again. They meet with Mrs. Kramer, an eccentric, elderly teacher at the school, who teaches a course on money management. Every Saturday, they meet at a local fast food joint, where Mrs. Kramer takes the four into the world of money.
Have an emergency fund, equivalent to three or four months salary, in a savings account or money market account, accessible if needed. Pay off your debt as soon as possible, whether it is credit card debt, student loans or car payments. When you get some money in your pocket, it is tempting to buy a big-screen TV or fancy new clothes. Don’t do it; live beneath your means; cut your expenses as much as possible. Is it more important that others think you are a rich person, or that you actually are a rich person?
It’s also tempting to buy and sell stocks on a short-term basis, looking for a quick profit. Again, don’t do it. Every time you buy or sell stock, your stockbroker makes money, not you. Research good quality, no fee mutual funds (especially index funds) that you can invest in for the long haul. Just because a fund had a good year last year, it does not mean they will have a good year this year.
A popular way to make money is by buying houses and "flipping" them. If that is not for you, and if you know the right people, think about "flipping" cars or motorcycles. People will always need decent, reliable transportation. The book also looks at buying a car (consult Consumer Reports and choose quality over flashy), insurance, knowing your way around a supermarket, investing in real estate, getting a job and keeping it.
This book is a goldmine of information. Written as a dialogue, this is very easy to follow for the person who does not want to read another "money literacy" book. This is highly recommended for every teenager and twentysomething who think that a million dollars will suddenly show up in their mailbox.
November 30, 2010
This book teaches you how to make, save, and invest money in an entertaining way. The author begins with four teens who are unhappy with the lifestyle in which they were brought up. They don’t want to live from paycheck to paycheck like their parents. After speaking to someone who is very successful, they decide to meet every week for breakfast and discuss the subject. Through Mrs. Kramer, the author brings out true experiences about successful people and their secret of success, and then teaches the teens how to do this themselves. Mrs. Kramer dubs them “The Counterculture Club” because they want to change the direction of their lives.
Did you know that approximately one in four adults live from paycheck to paycheck? Did you know that in 2005 we spent more than we earned? I learned so much in this book in a most enjoyable way. After all, who really wants to settle down in the evening to a finance book? Steve Miller makes it fun. He teaches you how to multiply your salary by taking 10% of your paycheck and putting it into mutual funds. He says, “By starting early and investing 10 percent of a teacher’s salary in an index fund to match the market rate, you will likely have a million dollars in your early 50s.” Wow! What a profit! And it only takes 30 years. I would recommend this book to all ages.
Written by Linda Weaver Clarke, author of the new mystery series “The Adventures of John and Julia Evans.”
Did you know that approximately one in four adults live from paycheck to paycheck? Did you know that in 2005 we spent more than we earned? I learned so much in this book in a most enjoyable way. After all, who really wants to settle down in the evening to a finance book? Steve Miller makes it fun. He teaches you how to multiply your salary by taking 10% of your paycheck and putting it into mutual funds. He says, “By starting early and investing 10 percent of a teacher’s salary in an index fund to match the market rate, you will likely have a million dollars in your early 50s.” Wow! What a profit! And it only takes 30 years. I would recommend this book to all ages.
Written by Linda Weaver Clarke, author of the new mystery series “The Adventures of John and Julia Evans.”
May 29, 2010
Great book. Very educational and easy to digest.
My full review: http://www.beatingbroke.com/enjoy-your-money-how-to-make-it-save-it-invest-it-and-give-it/
My full review: http://www.beatingbroke.com/enjoy-your-money-how-to-make-it-save-it-invest-it-and-give-it/
January 16, 2013
Interesting read. Lots of fun and informative ways to save and grow your money. I liked the where are they now section. This book makes me not want to spend my money so freely now. Glad I read it.
May 26, 2012
Great book about money, usually find these boring, but this is done in story/conversation form. Made very easy to follow along and understand.
June 30, 2012
Seems like sound advice, easy to read, good for people with little background or knowledge about investing.
February 11, 2013
Excellent book to get your finances back on track! Simple wisdom, easily applied!
May 22, 2013
a little corny but really gets the point across. Great for someone just starting out; buy it for your 20 something or read it yourself if you are just starting to really understand investing.
August 27, 2013
More like 4.5 stars. It took me a while to get into the conversational format, but I ended up learning a lot.
Displaying 1 - 12 of 12 reviews