The Everything Budgeting Book: Practical Advice for Spending Less, Saving More, and Having More Money for the Things you Really Want

by Tere Stouffer, Tere Drenth

These days, everyone is looking for smart, practical ways to make every dollar count. The Everything "RM" Budgeting Book is the quickest, most painless way anyone can get his or her finances in the black.Unlike other financial books, The Everything "RM" Budgeting Book is not just designed for a onetime budget review and overhaul; it can be used again and again, year after year. The book features helpful advice on everyday budgeting, as well as how to successfully navigate such life changes as having a baby, financing college education, losing a job, and planning for retirement.

Includes practical strategies for:

-- Assessing where the money is really spent

-- Economizing on the biggest everyday living expenses, such as housing, automobiles, food, and medical care

-- Consolidating debt

-- Preparing for worst-case scenarios

The Everything "RM" Budgeting Book also discusses when outside resources such as loans, government assistance, and second jobs are appropriate. Supplemented with 75 worksheets that the reader can copy and use over and over again, this user-friendly book will keep readers financially healthy for years to come.

Genres: Nonfiction, Self Help, Finance, Personal Finance, Economics, Adult

304 pages, Paperback

First published January 1, 2003

Reviews

[Amanda · Rating 3 out of 5]

It was okay. I didn't realize that it was American, so some of the information is very different or not applicable. I read the 3rd edition from my local library, and it was getting a bit dated (2013, I think).
The personal audit of one's expenses is probably the most valuable thing this book has to offer, and there are several worksheets/forms to help organize that information.

[Julie · Rating 4 out of 5]

Some Great Ideas

The book offers some great tips and ideas I had not thought of. Reading this also upped my motivation to find ways to do so many more things myself rather than spending more money.

[Jeanette Williams · Rating 5 out of 5]

I'm working on becoming better with my money so I definitely needed all the help I can get.

This book was great so I gave it 5 stars. I would recommend this to everyone. Its good reading for you.

[Dorkmissile · Rating 4 out of 5]

Book has some good ideas to budget and the budget worksheets have more items listed than you normally see. But some of the ideas don’t seem feasible.

[Breanne · Rating 4 out of 5]

This book was excellent on laying out simple guidelines that anyone could follow for budgeting. I didn't need the how-to, but the refresher in getting it done was nice, and reading this book was excellent motivation for actually setting out a realistic budget that reflects my family and our needs. Anyone who needs help getting their finances in order could pick up more than a few pointers here.

[Hawley · Rating 3 out of 5]

This book seems really good and helpful, however, it is pretty involved and I found other sources were simpler to follow and follow through with. As a library frequenter, I think if I had bought this book instead of checked it out, it may have helped me more as they have numerous lists to fill out IN the book itself.

Good, not record breakingly terrific.

[Marianna · Rating 5 out of 5]

My brother gave this to me because i have been separated for almost 2 yrs and the budgeting I was doing was not bad when I was f-time but now that i am p-time, i had to re-learn the budgeting thing.

This budget book is a life saver.

[Cristina · Rating 5 out of 5]

What a GREAT book about getting your finances in order. So helpful, really great tips. I recommend it to anyone! Especially young people!

[Trudy · Rating 4 out of 5]

Very good beginners guide. If your just starting out or need a refresher because you've gotten off course, I recommend it. It lightly covers many topics but nothing in much detail.

[Kirsten Brown · Rating 3 out of 5]

Great for self or group!