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My Ipon Diary

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MY IPON DIARY
A Simple To Use Saving Diary
To Help You Achieve Your Financial Goals

MAKAKATIPID KA NA!
MAKAIPON KA PA!

Dito sa DIARY na ito...

Matututo ka kung paano ang tamang
pamamaraan ng pag-IIPON.

Malalaman mo ang mga tamang diskarte
at pananaw sa pag-IIPON.

Madidiskubre mo na pwede palang magkasya
ang iyong kita at makaka-IPON ka pa.

Magkakaroon ka ng tamang gabay at inspirasyon
para magtagumpay ka sa pag-IIPON

AND YOU WILL REALIZE NA NAPAKADALI
LANG PALANG MAG-IPON!

Matapos mong gawin ito, sigurado ako na makaka #IponPaMore ka.

Become financially secure.
Become financially responsible.
Become financially disciplined.

----------------BABALA----------------------
This diary can help you save more than P80,000!
-----------------------------------------------------------

SINISUGARADO KO NA MATAPO
MONG BASAHIN AT SUNDIN ANG MGA
NATUTUNAN MO, GARANTISADO NA
MAKAKAPAG-IPON KA AT GIGINHAWA
ANG BUHAY MO.

Paperback

Published January 1, 2018

253 people are currently reading
3381 people want to read

About the author

Chinkee Tan

19 books416 followers

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Community Reviews

5 stars
303 (56%)
4 stars
106 (19%)
3 stars
69 (12%)
2 stars
26 (4%)
1 star
35 (6%)
Displaying 1 - 30 of 39 reviews
Profile Image for Majuchan.
411 reviews39 followers
January 19, 2019
Pakiramdam ko, nagbayad ako para lang magbasa ng advertisement. Kokonti ang substance. More on common sense and siguro reminders para sa mga nakakalimot. Pero at least na-reinforce ang will ko to save.

Maaring bagay ito sa mga taong walang sense of savings? Kung mayroon nga ba ganon term. Yung naun pa lang mag-sstart sa idea ng pag-iipon. More on pang-bata ang approach nia. As in maglalabel ka ng containers for savings mo, I think It is much better kung sa bank ka magsave, yung may interest. Para lumalago din ang sinasave mo.

P.S.
Friends baka may raket kayo jan? HAHA.

#Iponaryo
Profile Image for Cicay Foutley.
49 reviews16 followers
May 9, 2018
Hindi naman talaga mahirap ang pag-iipon. Nagiging mahirap lang ito dahil wala kang dedikasyon.

Chinkee Tan, p. 97
Profile Image for Seph.
16 reviews
September 27, 2025
I literally finished this in one sitting. It contains short, concise, and on-point tips on saving money. Now I am officially an IPONARYO. I will apply these into my life. Presently I am at the beginning of my education on financial literacy. This is a good easy book to start.
Profile Image for JeLo Guevara.
134 reviews8 followers
January 25, 2021
Chinkee Tan is a good financial advisor. I've watched at least some of his vids and I can attest that he really provide sound advice. But I feel like this book did not do any justice to his prowess. Medyo nakulangan ako sa libro niyang ito. Madami lapses para sa akin and parang di mo mama-maximise yung learning mo about financial literacy. May mga times na repetitive yung book and it also tells you things that you already know which sometimes I hate. Also, I feel like it went overboard in advertising. Me nabasa nga akong review dito ang sabi is parang bumili siya ng book to read adverts which I agree to.

But I do not discredit Chinkee Tan. Like what I said earlier, he's a good FA. And I think it has to do with perspectives. Maybe for those people who really want to start saving but don't know where to begin this might help them, I think.
5 reviews1 follower
July 20, 2022
I recommend this book to everyone who's struggling financially even if you're still a teenager like me.
Profile Image for Jao.
7 reviews
December 26, 2018
Nakuha ang librong ito kahapon ng Pasko bilang regalo. Inabot lamang ng 2 oras bago ko natapos ang libro. Maganda ang nilalaman ng libro at ang layout nito. Gayunpaman, para sa akin ay masyadong common na ang iba sa mga nilalaman nito. Magtipid, maging wais sa gastusin, at magkaroon ng malinaw na dahilan sa paggawa nito ang ilan sa mga nakuha ko sa librong ito. Marami rin akong nakitang mali sa gramatikang Filipino. (Naisip ko na baka nais lamang nitong maging reader-friendly sa mga pangkaraniwang Pilipino, pero mahalaga pa rin na bigyang-pansin ito ng manunulat sa mga susunod niyang ilalathalang libro.)

Sa kabilang banda, maganda ang sistemang ipinakita ng libro pagdating sa pagtitipid. Mayroon din
itong aktwal na template ng listahan upang maging gabay sa pagpaplano ng pagtitipid. Gusto ko rin ang ipinakitang kalkuladong perang maari mong matipid kung babawasan mo ang ilan sa mga di-kinakailangang gastusin (i.e. Madalas na pagpunta sa mall, pagkain sa labas, at pagbibisyo). Dagdag pa rito, naging highlight para sa akin ng libro ang mga tiyak na pamamaraan na maaring gawin upang makatipid at maiwasan ang di-kinakailangang mga gastos.

Sa kabuoan, maganda ang libro. Marami kang matutunan at hindi rin ito nakababagot basahin. Hindi na rin ako masyadong magrereklamo dahil regalo lang naman ito sa akin hahaha.
This entire review has been hidden because of spoilers.
Profile Image for Jennifer.
18 reviews5 followers
May 26, 2019
I could say I've heard most of the advice from this book, but what really made me stop and think is that most of the time, I only think of how little I spend instead of how much I could save if I control myself.
Like everyday, I buy a 10 peso bottled water. That little amount can't hurt, right? But in a week, that's 50 pesos which is 2600 in a year. That's a lot when I can spend literally 0 if I just bring water everyday.
Also I'm guilty of this mindset "This is my money, I can spend it however I want." Which makes sense but thinking about it in the long run, I won't be able to enjoy the money I worked hard for and won't feel that I had it at all because I traded it for immediate rewards that don't last.

I have realized a lot of things after reading the book, so I'd say it was a good one.

Now, I feel excited and more motivated to get serious with saving money. I hope after reading this book, I'd really stick to it.
Profile Image for cherkeijp.
164 reviews9 followers
August 20, 2024
I have known most of the contents here, but I like how it organized and compiled everything that I know about saving money haha It’s convenient I guess. I also like that there’s an “Ipon tracker” inside the book.

This book is helpful especially for those people who don’t have an idea about saving money.
Profile Image for tani .ᐟ.
20 reviews
February 7, 2025
Now this book helped me a LOT. It actually provided useful methods and information on how to save money. I also loved how humor was integrated; it made reading and learning enjoyable. This was a good read. I will definitely go back and read this book over and over again.
Profile Image for Elijah Abanto.
198 reviews26 followers
October 5, 2018
Tapos ko nang basahin! Ngayon ay dapat namang i-apply. Tara mag-ipon tayo, Ella! :D Thank you Lord and thank you Mommy and thank you Chinkee for this very practical book!
Profile Image for Rica Romana.
49 reviews
December 2, 2020
Love it, subaybay ako palagi kay lodi Chinkee Tan sa youtube and facebook.
Profile Image for Angelu.
26 reviews4 followers
October 3, 2023
probably one of the worst finance books ive read so far
Profile Image for Bella vs. Books.
68 reviews2 followers
November 1, 2023
Good saving tips, but not applicable to everyone. I've learned a lot though and helped me develop discipline towards my saving journey.
Profile Image for Shan ♡.
27 reviews4 followers
January 10, 2024
This one can help you on how to save. It contains tips, lessons and a lot of examples.
15 reviews
February 9, 2024
Basic things that you already know. The purpose of the book is basically is for the profit of the author. Though the activities might help you.
Displaying 1 - 30 of 39 reviews

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