You don't expect, nor do you ever get, any surprises in this genre of novels. Even if the hero or heroine was, literally, in the muck and mire of the gutter on page one by the last page they would be living 'happily ever after'. That's why they're so popular, they are feel good stories in a world that is becoming increasing uncertain and even dangerous. However, the eventual resolution can be achieved smoothly or can appear false – this novel is one of the former.
In the past the 'heroine' would more as like be a whimpering and simpering mouse, uncertain of herself, afraid of everything around her who gets swept up in the strong and powerful (and wealthy) arms of Mr Macho to take her to a life of everlasting joy. That doesn't happen so often now.
In the now more (but not entirely) 'feminist' world the female characters – not all of them, some must still exhibit 'backward' ideas, especially in historical romances – are more feisty, independent in their thinking and their acts and have a mind of their own and Nan (or Hannah as she is known at the end of the story) is one of those new breed.
But matters aren't easy. We are introduced to Nan's predicament on page one and, although neither of them realise it at the time, we are introduced to the love interest on page three. The next 270 or so pages contain all the reasons why this happy resolution might not actually take place.
Nan has serious economic problems but she's a fighter and won't go down without doing all she can to save the shop she and her sisters had built into a successful business. The two other sisters have married well, i.e., into money, but she considers herself to be too much of a 'plain Jane' to have a similar future and the shop is her only chance for an independent future. But struggle as she might things go from bad to worse and the offer of becoming a servant to a womanising, ne'er do well, gambling man about town is the best way out she has.
Even as she falls for him, and he for her (although he doesn't know it until quite late on) she continues to belittle her achievements, attractiveness and charm. It's this self deprecating attitude that I found most annoying about the novel. To make her attractive to the reader, as well as to the hero, she has to have 'faults' but her constant harping on about her failings, both to herself and to those around her, becomes slightly tiresome.
I thought that George's grasp of economics in early-19th century capitalist Britain was a little bit weak, to say the least, and it's a good job she's a writer as if she went into business she would soon be in the bankruptcy court – but then historical and factual accuracy is not a pre-requisite for these romantic stories.
The writer also has a religious agenda which appears first in a subtle way but comes over with more force towards the end. Nan (on the road to becoming Hannah) starts to question her faith as life keeps on throwing obstacles in her way. John (as the hero is named) has rejected God for taking away his beloved mother, when all she did was good, at an early age. By the end these doubts are allayed as they find each other.
The child Nan is in the past. Hannah will now go forward, as an equal with her beau, both of them under the protection and love of God.