Zero Debt: The Ultimate Guide to Financial Freedom

by Lynnette Khalfani

Reissue: This is a reprint of the original edition of Zero Debt. I know what it s like to have excessive credit card debt. In fact, I know the stresses of having $100,000 in debt. That is the main reason I wrote Zero Debt -- to give people in debt a message of hope: You can conquer your debt! And in many cases, you can do it much faster than you think. If you re drowning in debt, I urge you to pick up a copy of Zero Debt to learn how to quickly eliminate that debt and get on the road to financial freedom. Don't delay: start dumping your debt today! Book Description: Would you like to be free from financial worries, rest at night knowing your bills are paid, and have peace of mind when it comes to money matters? Then you need Zero Debt. In Zero Debt, you'll discover: * How to get annoying creditors off your back * Insider secrets to reduce interest rates or eliminate credit card late fees * Your legal rights and what bill collectors can and can not do under the law * The best strategies to clean up your credit report or fix errors in your credit file * How to make lifestyle changes that will save you money for decades to come! If you want to be debt-free and achieve financial freedom, you need an action plan to guide you. This book is your step-by-step plan. It's simple. It's easy to understand. And it works.

Genres: Finance, Nonfiction, Self Help, Personal Finance

204 pages, Paperback

First published August 1, 2004

Reviews

[TwJ · Rating 5 out of 5]

Clear Concise information to get your financial house in ORDER!

[TiAja Gates · Rating 4 out of 5]

This book is very informational. I would recommend this book to people who have all credit types. The points in this book can be used to assist you out of debt or know what to look for when building and trying to maintain good credit. It shows how she got to be debt free and gives tips to those in debt, but it can also be used for people to learn from her mistakes and not get into debt that is unnecessary.

Knowing what others went through can assist you with mapping out your personal credit journey. Whether you are starting or continuing this journey will be based on you. This book touches on information everyone should know and resources we all have access to. This book is in libraries if you are unable to purchase which I would say is a great option. Take notes and be open to the information being provided.

[Tonya · Rating 2 out of 5]

This author does not understand what ZERO means. The book title ZERO DEBT is misleading. She did pay off all of her credit cards, but still has a mortgage and auto loan. She considers paying off credit cards to be ZERO debt.

She really needs to read Dave Ramsey “Total Money Makeover” To understand what ZERO DEBT is.

I didn’t finish reading the book. In my opinion, it is not very well written.

[Allison · Rating 2 out of 5]

Outdated information and super slow. I liked the idea of just doing one thing a day but many of the items could be tackled in a day for the more motivated reader.

[Renee · Rating 2 out of 5]

okay -lot of info is strictly for US market

[Maritza · Rating 3 out of 5]

Read more about my thoughts on this book on my book blog: https://www.bookaddictbooks.com/2019/...

[Kari LaCamera Roads · Rating 5 out of 5]

Realistic things you can do to improve your financial health

[Alexis Atwood · Rating 5 out of 5]

Many, many years ago I read this book, and it actually helped me get out of credit card debt!!!

[Kelly Corley · Rating 2 out of 5]

Some good points

[Nancy Black · Rating 5 out of 5]

I just received this book through the "Debt Challenge" contest at AARP. Have read it through once and am now tackling the daily "To Do" list.

It doesn't matter how much money you make or if your poorer than Church Mouse. The thing is to begin and do yourself a favor by getting out of debt.

This well researched book is just the one to get you started today. Lots of forms to download, addresses in the back of the book.

The information is amazing and little known facts will truly help you.

You have to own up to your debts and figure out what works for you.

Do you want to go on paying enormous high Apr's which very little goes to the principle? Or rather pay off little debts to free up money.

The choice is yours and with the excellent advice given in this pages you will find a way out of debt.

Everyone should buy this book to clear up their debt and improve their credit score. Even if your not in debt think of what this book could do for families with college students and teenagers.

If they learn before going into debt they will thank you.

[Destiny “ Dee” · Rating 4 out of 5]

Good practical step by step advice on getting your finances on track. Takes you on a journey of completing 30-31 tasks broken up into daily tasks. Do at your own pace, but the sooner you get started, the better you'll feel about your finances. The broken down tasks makes the activities seem attainable. Similar advice as other financial books, just a different perspective on many things. I liked this book. Very useful information.

[Patricia · Rating 5 out of 5]

I think everyone should own a copy of this book.

[Tia · Rating 5 out of 5]

This book helped me to get out of debt and become financially fit prior to obtaining a mortgage and car note.