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Ang Pera na Hindi Bitin: How to manage your money so God will entrust you with more

Bitin ba lagi ang pera mo? Lagi bang kulang ang sweldo o allowance mo?

If you need a guide on how to best manage your money, get this easy-to-read and practical book for yourself and your family—even your friends who are struggling or always borrowing money!

104 pages, Mass Market Paperback

First published January 1, 2010

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About the author

Eduardo O. Roberto Jr.

3 books20 followers

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5 stars
296 (56%)
4 stars
113 (21%)
3 stars
68 (13%)
2 stars
24 (4%)
1 star
21 (4%)
Displaying 1 - 30 of 30 reviews
5 reviews
May 4, 2012
I bought this for my Kuya. I have always wanted to read this but I was saving too much that I didn't have the chance to actually buy it for myself. So when my brother's birthday came and I wanted to give a gift, I decided to buy this as a gift because even if I didn't buy this for myself, I still had the chance to read it too. And at least I also have a gift for my brother! It's like hitting two birds with one stone. :P. Anyway, this is a very good book for educating us how to handle our finances properly and in Godly ways. It's very cheap and just a thin book so you won't be bored with this. I recommend this because even for non-Christians, this book will still be helpful and you'll learn a lot from it.
Profile Image for Ange.
8 reviews1 follower
May 4, 2012
“What’s important is not how much you make. But how much you save."

Therefore it’s a great challenge to save money than to earn more of it because there are influences and temptations that can make our expenses bigger than it should be.
Profile Image for Mary.
25 reviews13 followers
July 19, 2013
Timing na timing ang pagbabasa ko ng librong 'to. Sweldo kasi kahapon. Lalo akong naliwanagan sa kahalagahan ng pagiging matipid, pamumuhay ng simple at pag-iingat sa mga biyayang ipinagkaloob ng Diyos.

Irerekomend ko sa lahat ng nag-aaral, nagtatrabaho at nagnenenogosyo ang librong 'to. Madaling maintindihan dahil simple at natural ang naging atake sa pagsulat ng may-akda. :)
Profile Image for Joey.
262 reviews56 followers
August 1, 2014
Natuwa talaga ako sa libro na ito. Manipis lang o di kaya para lang isang brochure, pero malaking bagay na para mabigyan ka ng may-akda ng ilang tips kung paano dapat magimpok ng pera para umunlad ang buhay. Sapat na ang mga idea ni Eduarto O. Roberto para mabigyan ka ng lesson na ang katulad mo na hindi pinalaking may ginto sa bunganga ay matutunan na ang pera ay hindi basta-basta lamang.Isa pa, hindi mo na kailangan pang kumunsulta sa isang financial expert o dika ya magbasa ng mala-telanobelang self-help books tungkol sa pagpapaunlad sa sarili. Kung tutuusin,hindi mo na kailangan bilhin ito sa "pulang " bookstores;mabilis mo lang ito matatapos ng ilang minuto.(Yun nga lang wag kang magpapahuli sa taong nagiiko-ikot. ^^ ), o di kaya mas maganda kung i-share mo ito sa iyong friends or families.

Aaminin ko na-guilty ako matapos ko mabasa ito. Pero natuwa ako kasi nasa bookstores lang pala yung simpleng sagot sa naging problema ko nuon. Pero sa kabilang banda, sa aking palagay, hindi ko naman kailangan pa ng gabay sa itaas para palakasin ang aking loob at linawin pa ang magulo kong kaisipan.( pasintabi lang po sa believers.) Sapat na para sa akin yung mga ideyang natutunan ko. Kailangan ko lang siguro ng disiplina sa sarili para ma-iapply ko sa buhay. ^______^
1 review
February 19, 2014
pinahiram ako ng friend ko ng book nato .. ndi ako makapaniwala na marami akong matutunan at marerealized sa buhay na ndi dapat pla ganun tau sa mga bagay2... un book nato ndi lang tungkol sa business mas maganda un mga bible verses na everyday life pla ntin naeexperience ndi lang natin alam... maganda xa basahin nino man ndi lang un mga gusto mag business.. un mga taong puro gastos at sobrang pagpapayaman lang ang alam.... hopefully na makita ko in person si sir EDUARDO " Ardy" ROBERTO to thank him for having this kind of books that help us to think and to do more good deeeds to others... at kaya gusto ko xa makita kc hopefully pag nakabili ako or may mag regalo sakin nito hehehe ipa sign ko a kanya ang books na malaki un impact sakin from the start na binaa ko xa,,,

SALAMAT PO TALAGA ... MABUHAY!!

GODBLESS.. MORE POWER
MORE BOOKS NA MAKAKATULONG SA LAHAT NG TAO NA MURA NA INFORMATIVE PA...

JUST SEE MY FB JUST TYPE MAYOR GUAPO THEN AKO NA PO UN...
Profile Image for bLueRLyN.
82 reviews6 followers
January 15, 2012
It's a good read with lots of practical instructions and tips on how to get out of debt, although it is mostly a summary of the tips the author himself has learned from various books. It is reasonably priced at $1, on the other hand, given the pricing, you can expect that the information is not that extensive, although to compensate, the author did provide a list of reference materials.
Profile Image for Presci Dabu.
12 reviews
April 4, 2013
simple, straight to the point. you can be financially independent
Profile Image for Bernice Geal.
15 reviews70 followers
October 24, 2013
Sobrang napapanahon ang pagbasa ko dito. Sobrang nakaka-bless. Madaming matututunan :)
Profile Image for Majuchan.
411 reviews41 followers
April 28, 2014
Very practical and wise tips for saving... mabilis at madaling basahin at intindihin. Sakto sa lahat ng klase ng tao.

full review to follow
Profile Image for Maiden Magan.
4 reviews24 followers
June 5, 2014
very essential. practical and true. Done reading. application next....
Profile Image for Luminance.
172 reviews1 follower
October 1, 2014
Wohooo... learned so much while reading this book. Very practical and so easy to read and understand. Really excited to apply the rules in my life. Thank you Jesus for Ardy's wisdom.
Profile Image for Hannah Lei.
59 reviews
December 19, 2017
This is such a nice book. it'll make you realize the importance of saving money. There are a lot of tips written on it. It is well-written and they included bible verses.
Profile Image for Krizea.
1 review
January 8, 2022
It is perfect for those who are just beginning to educate themselves on how to manage personal finances.
Profile Image for Frenzy Ivan.
1 review3 followers
November 5, 2013
maganda at malaking tulong ito para matutunan natin ang tama at biblical na pananaw patungkol sa paghawak ng pera.
Profile Image for Te.
225 reviews22 followers
June 23, 2016
Good advice for the price of P50.
Displaying 1 - 30 of 30 reviews