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Life Lessons with Junior

Careless At The Carnival: Junior Discovers Spending

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Off to the carnival - the land of cotton candy, corn dogs, dizzy rides and lots of fun! Junior and his friends learn the hard way how it's not wise - or fun - to spend all their money all at once.

In Careless at the Carnival, Junior learns about spending. This story teaches children the benefits of planning their spending and sticking to the plan, no matter what!

This book is illustrated by award-winning cartoonist Marshall Ramsey.

Recommended for kids ages 3-10.

32 pages, Hardcover

First published October 1, 2003

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About the author

Dave Ramsey

220 books2,716 followers
Dave Ramsey is America’s trusted voice on money and business. He’s a #1 National bestselling author and host of The Ramsey Show, heard by more than 18 million listeners each week. Dave’s eight national bestselling books include The Total Money Makeover, Baby Steps Millionaires, and EntreLeadership. Since 1992, Dave has helped people take control of their money, build wealth, and enhance their lives. He also serves as CEO of Ramsey Solutions.

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5 stars
41 (46%)
4 stars
25 (28%)
3 stars
17 (19%)
2 stars
2 (2%)
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3 (3%)
Displaying 1 - 10 of 10 reviews
1 review
June 27, 2022
This was the absolute WORST book I've EVER read in my 43 years of life. I read about it on Facebook in my mother-in-law's group. I showed it to my children and they are still CRYING because they read the book. Dave Ramsey is a cancer on this Earth and I hope he is DONE writing books for his remaining time on Earth. I thought this would be a pleasant book about learning to spend. Don't even get me STARTED about the story.

I am never reading a book of his again, and I wish I could've gotten a full refund.
Profile Image for T.
247 reviews13 followers
January 10, 2023
This is a book that exposes the carnival for what they can be: money wasters. Junior discovers he has wasted his money too late and by the end, decides he wants to do something different next time in making his money choices differently. An expansive story that, while a bit older, has many relevant pointers for today.
1 review
April 11, 2019
The Carnival. THE CARNIVAL! Junior loves t
Profile Image for Jodi.
861 reviews11 followers
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February 26, 2025
I read this series to my kids when they were younger and while I appreciate the general lessons, I didn't see Ramsey's spiritualization of wealth hoarding so clearly at the time.
Profile Image for Dolly.
Author 1 book669 followers
May 11, 2010
I am a big fan of Dave Ramsey. He is changing lives and teaching people how to be responsible with their money. And with this series of books, he is starting early with children, teaching them at their own level about budgeting, money management and best of all, the consequences of their actions.

This story is about a group of kids who go to a carnival with three envelopes of money each: one for food, one for rides and one for games. When the money in that envelope is spent, you are supposed to stop. They find out the hard way what happens when you disregard the purpose of the envelopes.

I like that the games are exposed for what they are - ways to bilk people out of their money. I also like that the kids do not get "rescued" by a parent and that they learn their lesson. I also like the ending, showing the bargain buys at yard sales.

Our girls really enjoyed the story, and I hope it's a lesson that they remember. We will definitely look for more books in the Life Lessons With Junior series.
Profile Image for Jill.
1,526 reviews4 followers
October 28, 2011
Again, good story, great moral. Too many capital letters (which just make it distracting to read, it doesn't harm the story, of course).
Profile Image for Kim Holdiman.
80 reviews
August 5, 2012
Used this for the kids class we held while the grown ups went through FPU. They loved it!
Profile Image for M..
2,493 reviews
October 14, 2016
A book designed to make kids think about the money that they are spending and the value of items they are spending it on.
Displaying 1 - 10 of 10 reviews