Personal Finance

by E. Thomas Garman, Jonathan Fox

Garman/Fox's PERSONAL FINANCE, 14th EDITION, introduces students to personal financial management with a practical, reader-friendly approach. Using a step-by-step presentation of actionable items, students dig deep into how to save and invest, manage risk, plan for taxes, decrease credit card debt and build a low-stress financial future. This edition has been revised with special attention to diversity and inclusion, with the intention of bringing the reader even closer to the challenges and opportunities presented throughout the financial life cycle. Also included is "notes from our future selves", which are research-based actionable recommendations that show students how to protect their financial future, and be cautious of the present biases they bring into everyday financial decisions. Numerous math-based examples illustrate how to achieve long-term financial goals by calculating the financial equivalence between the present and the future. The online learning platform MindTap brings examples into practice with innovative exercises and applications for students to develop true understanding.

Genres: Finance, Personal Finance, Nonfiction, Business, Reference, Textbooks

600 pages, Paperback

First published January 1, 1985

Reviews

[Brianna Olomua · Rating 3 out of 5]

I think that every high school student should read this (text)book before graduating! I wish I would have! A lot of the content I had to learn on my own. It is a great resource for those moving out on their own for the first time!

[Huy Vo · Rating 3 out of 5]

Every basic thing you need to know about economics like investing, debts, taxes in the us, major financial decisions, etc.. is in this book. It's very detailed and organized but somewhat theoretical. It's always better to go out and put yourself in a real situation to actually comprehend things.

[Tammy Bandy · Rating 3 out of 5]

If you are looking for a book on everything that has to do with finance, this is your book. This should be a must for a all students.

[stefanie]

boy this is not fun. but necessary.

[Shelley]

I took a family finance class in college and this was the required book. Great class, and I'm really glad I kept the book. I'm just brushing up on a few things.

[Tori · Rating 3 out of 5]

Mostly helpful, and the boxes with tips and guidance are particularly useful. But sometimes it's too detailed or abstract, or otherwise difficult to get through. I hate money.

[Lynne · Rating 4 out of 5]

DONE I PASSED!

[Amber Foster]

Great resource to buying a car, home, and for retirement tips. Joseph Marchese couldn't have been a better teacher. NPR has his radio show every week on Sundays still I believe.

[Megan · Rating 4 out of 5]

Great information for those in the financial field or those interested in learning more about their personal finances.

[Nathan · Rating 4 out of 5]

Very informative.