An toàn tài chính trọn đời

by Chris Budd, Nguyễn Tư Thắng (Translator)

An toàn tài chính trọn đời bao gồm 5 yếu tố:

Một con đường rõ ràng để đạt được những mục tiêu có thể nhận diện được.

Khả năng kiểm soát các vấn đề tài chính hàng ngày.

Khả năng giải quyết một cú sốc về tài chính.

Những chọn lựa tài chính trong đời.

Để lại di sản cho thế hệ sau.

Genres: Finance, Nonfiction

192 pages, Paperback

First published May 12, 2016

Reviews

[Wilde Sky · Rating 4 out of 5]

This book provides guidance on how to manage your money to achieve financial (life) goals.

I found much of the advice was interesting / thought provoking and it was well presented - the physical quality of book was high.

Real rating 3.5

[Faithtoms Solution]

Hi Chris,

I just came across your book “The Financial Wellbeing Book: Creating Financial Peace of Mind” and I’m impressed by how you make financial planning feel practical and human-centered. Your focus on using money to enrich life, rather than as an end in itself, is exactly what so many readers are craving right now.

I run a small but passionate network of real readers who leave authentic comments, reviews, and help authors like you grow their audience organically. Everything is safe and transparent, with payments handled securely via Upwork so both sides are protected.

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you’re welcome to treat the payment as a “coffee tip” for your readers.

Wishing you continued success with your writing and your mission to help people achieve real financial wellbeing.

[Filipe Mendes · Rating 4 out of 5]

A small interesting reading very much in line with Peter Matthew's The Meaningful money handbook. This book focuses on making you dream and write about your own goals and what you want in life and provides a few interesting insights in what a potential financial planner would ask you if you consulted one.

[Fardila Metavia · Rating 3 out of 5]

Let me start this review with one of Its's quotes that exactly what my CEO has taught me in Art of Investing:

"If it looks too good to be true, it probably is."

Chris Budd, the author of this book, is a well-known financial advisor in the UK, even has his own financial firm which he established in 2000. Overall, Chris focuses not on how important the money is, but he underlines how we can actually experience something that sparks joy with money, that in the end, can actually lead to happiness. Therefore, it's really important to have peace of mind while we are in our way of accumulating wealth for the future of our financial wellbeing.

How we can actually achieve our own version of financial wellbeing consists off;
1) Have a clear path or dedicated life goals set up in your life
2) Control your daily expenditure by creating a Cash-Flow Forecast (which was illustrated in the book). By knowing your regular income and expenditure, you will be able to sort your Disposable Income
3) Knowing your risk tolerance to cope with a financial shock
4) There are a lot of financial options in life, including philanthropy
5) Assure yourselves that you need to have an Insurance policy, be it life insurance or health protection. This last aspect is going to be important to secure a life that we are going to leave behind.

The most common answer for people in deciding their goals in life are often to travel when they are retired. If we want to achieve that goal, we need to plan our investment plan eventually. Because the earlier we start, the more money we can have, thanks to the art of compound interest. But in order to keep maintain our financial wellbeing (in other words, TO NOT BE STRESSED OVER OUR INVESTMENT), it's really important to know about your level of risk tolerance. Because there will ALWAYS be an investment risk if you want to achieve an extra return on your asset. By knowing our financial goal and risk tolerance, we wouldn't worry too much about Market Fluctuations. There will be no behavioral financial decisions that are mostly triggered by biased physiological conditions because we already know how to prevent financial shock.

After reading this book, I have gained more knowledge in understanding the basic rules of creating financial decisions in life. There are a lot of stories and issues that make me grasp deeper concern about how huge the influence of how money and its presence influence most parts of our lives. It's a good read and will be my reference in learning more about financial planning, but nothing revolutionary whatsoever throughout reading this.

In the end, I'm still giving it 3.5 out 5.

[Andy Renals]

So good I bought it for a friend! If you value financial peace of mind then this is a book to read, keep handy and refer back to often. The irony is that the people who most need this book will likely never open the cover. This is a shame. The book is an easy read. The points are simple to grasp and action and implementing them should be straightforward. If you are still reading I'd urge you to buy the book or ask a good friend to buy it for you!