The New Health Insurance Solution: How to Get Cheaper, Better Coverage Without a Traditional Employer Plan

by Paul Zane Pilzer

You no longer need a traditional employer plan to get good, affordable health insurance. The New Health Insurance Solution can help you cut your health insurance costs in half The book also explains in detail the best solutions for you The New Health Insurance Solution is the definitive guide to the new ways every American can now get affordable health care―without an employer. PAUL ZANE PILZER is a world-renowned economist, a former advisor in two White House administrations, an entrepreneur/employer, an award-winning adjunct professor at NYU, and a New York Times bestselling author.

Genres: Business, Self Help

340 pages, Paperback

First published January 1, 2005

About the author

Paul Zane Pilzer Paul Zane Pilzer is a world-renowned economist, a social entrepreneur, an adjunct professor, and the author of nine best-selling books and dozens of scholarly publications.

Pilzer completed Lehigh University (1974) in three years and received his MBA from Wharton (1976) in 15 months at age 22. He became Citibank's youngest officer at age 22 and its youngest vice president at age 25. At age 24, he was appointed adjunct professor at New York University, where he taught for 21 consecutive years. Over the past 30 years, Pilzer has started and/or taken public, five companies in the areas of software, education and healthcare.

In healthcare, he is the Founder of Zane Benefits, Inc. (2006) and Extend Health, Inc. (1999), the two leading U.S. suppliers of personalized health benefits to corporate America including Wal-Mart's Sam's Club.

In education, he is the Founder of Zane Publishing (1989) and The American Academy (2005), two pioneering companies in electronic and online education that continue to make significant contributions to high school education worldwide.

Reviews

[Marshall · Rating 2 out of 5]

An overly-enthusiastic book about Health Savings Accounts (HSAs). Sometimes I was amused, but usually I was just annoyed, by this misplaced enthusiasm. The author seems to think HSAs are the panacea for all of our health care problems. If only it were that simple. An example of the kind of thing this author says repeatedly: "High-deductible health insurance and other consumer-directed health benefit tools will do much more than just save money on paperwork--they will cause nothing short of a revolution in how and where medical care is delivered." Viva la revolution! Seven years after this book was written, and I'm still waiting for my revolution. He's another amusing one: "I am gushing with American patriotic pride in our free enterprise system."

That's not to say this book won't give you plenty of information about HSAs, but it's not worth a whole book, and certainly not worth having to listen to this guy drone on about how excited he is about them.

[Michael · Rating 2 out of 5]

Tedious and cluttered. Takeaways: the US health care system is unbelievably inefficient, often overcharging regular consumers by 200-500% to leave room for discount prices to large purchasers; bad health is VERY expensive when you add up all the hidden costs such as insurance; and health reimbursement arrangements (HRAs) and health savings accounts (HSAs) are excellent new choices for employers and employees respectively. I didn't realize how little sense it makes for health insurance to come from employers, because if an employee develops a condition, then leaves that job, they need to purchase a new policy at much higher cost since they now have a pre-existing condition. So stupid.

[Steve · Rating 4 out of 5]

Thanks to the author for providing information regarding the insurance coverage, tax benefits and about HSA. This book provides solution to afford insurance regarding serious health problems, how to afford health insurance after retirement?. This book is really a guide and helps to lead a peaceful life.

[Rachael · Rating 4 out of 5]

My boss explains how to take personal responsibility and overcome the failing healthcare system. This is a must-read for business owners and the 47 million individuals without health insurance. Visit www.zanebenefits.com to learn more.

[Elizabeth · Rating 3 out of 5]

I found this book to be informative, helpful, and accessible. An absolute must-read for anyone about to apply for health insurance or considering changing plans or providers.

[Lesley · Rating 5 out of 5]

excellant book on finding and knowing about health insurance.

[Mark Howard · Rating 5 out of 5]

Learn how insurance started in the medical field and how it is too late to remove it. But also how to navigate it.

[S F · Rating 3 out of 5]

Okay business book.

[Dan · Rating 4 out of 5]

Interesting stuff- now to go research what the situation looks like in 2015- I'm not up to speed on the affordable care act

[Sue Klasing · Rating 4 out of 5]

Good reference

[summershots · Rating 4 out of 5]

HSAs as investment vehicles.
Steps/tips for applying for health care, negotiating premiums, etc.