With expenses like groceries, utilities, housing payments, and car insurance, there’s not much left over to pay off debt, fund your retirement, or even take a dream vacation. What if there were an easier way to not only cut costs on things you need but also make room for the things you actually want? 31 Days to Radically Reduce Your Expenses provides the tools you need to do exactly that—and so much more. As you explore the ideas packed inside these pages, you’ll - The one trick to never pay full price for gas again - How to get a refund on phone data you don’t even use - The secret to a smaller mortgage payment - How to cancel your cable and still watch your favorite shows - The retail schedule every store uses to discount clothes ….plus hundreds of other expense-reducing tips! Consider this your personal roadmap to find more money at the end of every month, make lasting change, and start saving for what truly matters. FREE Also includes access to nine printable worksheets to help you apply everything you learn in a practical way.
Excellent resource for saving money in all sorts of ways, no matter what season of life you're in! Kalyn offers well-researched ideas and plenty of creative suggestions for cutting costs across the board - from energy costs to groceries, entertainment, phone bills, and even auto care. There's something in this book for everyone!
What intrigued me: Since Clayton and I are focusing on validating our budget I thought this book could help us as we analyzed our spending habits.
What I liked: It is a quick read, and every chapter/day reads like a blog post. There are some tips I found particularly helpful like paying your rental/car insurance in a lump sum to save money; expense trackers; you can get tax breaks for high efficiency appliances; lowering your phone bill by looking into a family plan; mail order pharmacy for prescriptions; and Amazon's Subscribe & Save
What I didn't like: "I'm not a healthcare/tax/medical professional..." and then proceeding to give advice like try homeopathy. That kind of stuff always rubs me the wrong way. The book is pretty superficial so she could have easily left some of that stuff out.
Favorite quote: “FYI: If your plan says Gbps you have blazing fast internet. Unless you are an online gamer (or there is one in your house), you have plenty of room to cut back, and you won't even notice the difference.” - Yeah, Clayton would notice. :)
My spouse and I are fairly frugal people, and I am an obsessive budgeter. I'm on a never-ending mission to find some magic article or book that will help me trim even MORE money from my budget, even though I feel like I'm probably trying to squeeze water from a rock at this point. I probably found 3 or 4 money saving ideas that I hadn't thought of yet in this book. The rest was pretty standard advice that we already follow, and lots of "spend more money NOW and reap savings LATER" which is often true, but feels counterintuitive to a "jump-start-your-money-savings" guide.
Probably a good read for those just starting to get serious about cutting down on spending, and the 31-day structure would be great to share with a reluctant partner. Or if you are already thrifty and want to feel good about yourself by checking off all of the stuff you already do.
Okay, where do I start? As an avid follower of Kalyn's blog, I knew she would jam-pack these pages with practical, actionable money-saving tips because that's just her way (and she did not disappoint). But what really blew me away was the HEART that she poured into each chapter be it on eating out for less or cutting holiday spending. Honestly, with my type A personality, I could easily turn expense-reducing into another thing to be stressed about. But Kalyn's balanced perspective and authentic storytelling transformed my potential stress into sheer motivation. In each chapter, she brings us back to remembering the WHY behind saving money--what it's all for--and now I truly feel empowered to take intentional steps toward reducing our expenses in order to invest in what matters most to me and my family. Now, that's what I'm talkin' about!
When I got married, I developed a new fascination with budgeting. I've long used EveryDollar to track expenses and my mother has passed down her budget savvy to me, but I didn't know a whole lot about reducing everyday expenses. Enter Creative Savings, a blog run by Kalyn Brooke that invites you to take advantage of her life-organizing tips. Recently Kalyn broadened her focus on Creative Savings to more than just saving money; she's now committed to also guiding you to save in other areas of your life. She's a big fan of bullet journaling, for instance, and simplifying your homemaking systems. But what first drew me to her book 31 Days to Radically Reduce Your Expenses was the motivation to take control of every area of my household budget--even the bills that seem to stay out of my control.
In Reduce Your Expenses, Kalyn provides insight into how to save on entertainment costs (cut cable, anyone?) and never miss your favorite shows or movie releases. She gives tips on how to negotiate and lower your internet bill. I've never used the bookmark feature on my Kindle app so much in my whole life (I am still working my way through all my bookmarks and trimming my budget as I go!).
One of my favorite parts about purchasing her book is the fact that with upon purchasing Reduce Your Expenses, you receive exclusive access to a wealth of printables that are now helping me keep track of what I previously tried to account for with brain space. But let's face it: I don't have enough brain cells to devote to recording medical expenses so that tax time is smoother--and I couldn't tell you the last time I rotated my tires. But I have a printable for that now!
If you're seeking a way to take every line item in your budget and trim, trim, trim, may I suggest Reduce Your Expenses by Kalyn Brooke? While you're at it, check out Creative Savings, too. If you only add Reduce Your Expenses to your Amazon wishlist for later, you can glean a lot of information on budget (and life!) organization right on her blog.
I really found this book informative. While I do want to make a small note to the author...Amazon Prime is actually cheaper than Netflix (you say that Prime is more expensive than Netflix at the end of your book). You just have to pay for a year's worth up front. Compared to what you get to be a Prime member vs. Netflix, the savings are astronomical. You should divide up the price of Prime by 12 (months). That's less than the cost of Netflix. Plus, think of all the extras you get with Prime.
While I already do a lot of the things she suggests in her book, I really liked a few of her suggestions like making a Household Wish List, and the ways you can find more ways to not only reduce your expenses, but save more money. I really enjoyed the book. Lots of helpful tips. If you're looking into buying a home soon for the first time, her first few chapters on being a homeowner is enlightening. It will help you prepare for the upcoming expenses associated with ownership, and how to manage them.
Not a terrible book in the least. But for me, this book was only minimally helpful. I came to this book having already read quite a few personal finance books around the subject of saving money and paying back debt, so a great many of the tips provided in each of the chapters were things I was either already doing, didn't apply to me, or had already heard before. If you're already living an aggressively frugal lifestyle, you might have already encountered most of the info in this book.
This book would be ideal for someone just starting to live a more frugal lifestyle. I also think that it applies more to those who might be a little bit more settled in life - with a partner, a house, potentially a family, etc. There wasn't a lot in here aimed for a person like me - single, renting an apartment, living in the city, already surviving on an extremely tight budget.
All the same, the book was well-organized, the writing was nice, and the advice inside is solid for beginners. Three stars!
I'm going to be honest, I skimmed quite a bit since I don't have a mortgage or a car, but what I did read was really good. I would like to get my own dead tree copy of this book.
This book gives you a lot of information and resources to find items for less. It makes you think about what you are spending. I will be checking into some of the resources that it recommends.
It was not relevant to ME. Most of the things didn't apply since we don't have them (cell phones, insurance, cable, etc.) or they were things I have already implemented. I could see how this could be a very useful book for beginners but it was nothing new for me.