If you are looking for a book that preaches to you about restrictive budgets and financial diets, then don't buy this book. However, if you are looking for a friendly book that gives you hints, tips, ideas and various options for getting out of debt, without radically changing your lifestyle, then this is your book. In this easy to use book, the authors explain how not all debt is bad debt and help you figure out which debt to keep,which debt to get rid of, and how to easily get rid of it. Ideas regarding how to make more money, how to cut back spending, how to get rid of ALL credit card debt, how the rich think about money, and how you can follow their example, are all part of this useful guide.
I picked up very little useful information from this work. Sorry but you would have to be a complete idiot to follow the advice of this book. At the time I read it I was really committed to beating my student loans (proud to say that I did in fact pay off all of my student loans). Among the many pieces of advice sprinkled in this work the author includes a chapter on bankruptcy; i.e. just throw in the towel.