Written by someone who truly gets it, a fellow traveler who started with a "scarcity mindset" and struggled to make sense of money. My own financial journey was far from simple. I learned through tough lessons and eventually found genuine financial savviness. This is theory plus hard-won wisdom forged from years of real-world trial, error, relentless learning and testing countless tools and strategies.
This book cuts through the noise to give you a refreshingly honest and actionable roadmap. It covers everything from the absolute basics to powerful advanced moves, whether you have literally "no clue" or just want to level up your existing knowledge. Inside, you'll
• Your Personal Financial Easily calculate your net worth, track income and review debt to truly get comfortable with your numbers. • Building Your Game Learn how to cover your financial basics, effectively tackle high-interest debt and begin building wealth, even with small amounts. • Smart Money Moves for Any Get clear guidance on handling unexpected lump sums, saving strategically for mid-term goals and understanding essential investment-specific taxes (including common tax implications that impact your long-term returns). • Investing Made Ditch the overwhelm and learn why and how to start investing with confidence, explore tax-advantaged accounts and master the crucial practice of portfolio rebalancing. • Mastering Your Money Uncover hidden psychological traps and gain powerful tools (like "Fear Setting" and "Inverted Thinking") from behavioral economics to overcome inaction and make smarter decisions. • Beyond Traditional Explore modern wealth creation concepts like "leverage" (using intellectual property, code and media) and understand why investing in yourself (your career, education and network) offers returns greater than any stock. • Your Lifelong Learning Learn how to use Generative AI as your personal finance tutor, accelerating your understanding and empowering continuous learning.
This isn't about getting rich quick. It's about getting rich smart, building lasting financial confidence and security, one simple step at a time. My own journey took me from constant worry to building significant financial comfort, powered by the exact methods you'll find within these pages.
Perfect
• Beginners who feel lost or unsure where to start with their money. • Anyone looking to build financial stability, grow wealth or achieve true independence. • Readers who want clear, practical advice without confusing jargon or intimidating formulas.
Stop waiting. Start understanding. Build the financial future you truly deserve!
This book is an excellent resource for anyone in Ireland looking to begin their investment journey. Having moved here a few years ago, I postponed investing because I found the tax system confusing. Although I had a good grasp of saving and the basics, I lacked the confidence to act. This book provided the clarity and peace of mind I needed to make my first investment.
Unlike many other guides that focus only on theory, this book offers practical, actionable steps—how to open an account, what to prioritize, and which tools to use. It also addresses the psychological barriers that often hold people back, offering strategies to overcome them.
I highly recommend it: clear, accessible, and perfectly tailored to the Irish context.
A helpful and practical guide for people curious about investing/saving but don't know where to start or what to research. The book breaks down many key investing terms, but also outlines common barriers to building wealth, including psychological challenges (e.g. impulse spending, fear of losing money through investing wrong). The information is neutral and balanced, highlighting the benefits and risks of different investments and methods , empowering you to make an informed choice on what works best for you.
A handy and practical guide to saving and investing in Ireland. One of the first actionable steps I took after reading was to check the tax refunds my family could claim for the past year - turns out, we had €1800 left on the table, which is now claimed, not too bad:)