If you are looking for a common-sense approach to personal finance and money management, then Personal Finance For Beginners In 30 Minutes, Vol. 1 is for you! In just a half-hour, you'll pick up practical tips and even a few tricks that will help you control spending, reduce debt, and take a smarter approach to managing your financial resources.
Personal Finance For Beginners In 30 Minutes, Vol. 1 does not feature heavy-duty financial jargon or gimmicky "easy money" schemes. Instead, the guide uses common sense, easy-to-understand language, and lots of examples to show you how to cut expenses and save more money for the things that really matter in life. Topics
* Aligning spending with priorities * Income, assets, and equity * Flexible vs. fixed expenses * Limiting luxury spending and online shopping * How to shave thousands off of telecommunications and utility bills * Cutting car costs * Refinancing explained * Dealing with credit card debt * Online banking and alternative payment systems * Using software to track expenses and budgets
The ultimate goals of Personal Finance For Beginners In 30 Minutes, Vol. 1 are to help you understand your finances, cut costs, and make sensible decisions about spending which are aligned with your life priorities. Some of the tips can help you start saving hundreds or even thousands of dollars on everything from cable TV to cars.
Personal Finance For Beginners In 30 Minutes, Vol. 1 is authored by Ian Lamont, an award-winning business and technology journalist and digital media entrepreneur. He has written for more than a dozen online and print publications, and served as the managing editor of The Industry Standard. His writing and editorial work has garnered recognition from the Society of American Business Editors and Writers and the American Society of Business Publication Editors.
I am the author of a half-dozen “In 30 Minutes” guides, including Google Drive & Docs In 30 Minutes, Dropbox In 30 Minutes, Excel Basics In 30 Minutes, and Twitter In 30 Minutes. I’ve been writing about business, technology, education, and culture for years, starting with newspapers and magazines in the 1990s and later expanding to online media. I was the senior editor, new media for IDG’s Computerworld and served as the managing editor of The Industry Standard. My articles, essays, and blog posts have appeared in numerous locations, from the BBC World Service website to Lifehacker.
My interest in technology is rooted in early exposure to computers, video games, and science fiction. I am old enough to remember the original Battlestar Galactica, and read Gene Wolfe’s Shadow of the Torturer when I was 12. I have been writing science fiction short stories for more than 10 years, but in 2014, I took part in NaNoWriMo and managed to produce the first draft of my first science fiction novel which, unfortunately, requires significant revisions before it can be released!
My latest project is Lean Media (leanmedia.org) which is a framework for creating all kinds of media, from books to videogames. The first draft was completed in September 2016, and I expect the book to come out in 2017.