The Wolf at the Door: What to Do When Collection Agencies Come Calling

by Mark Anthony Silverthorn

A practical guide for dealing with collection agencies and your debts, from Canada's top expert.

At some point in life, many of us have trouble paying the bills. If you've ever been hounded by a collection agency, you know how intimidating and stressful the experience can be. But we have much more power than we think. In this eye-opening practical guide, industry insider Mark Silverthorn arms you with the information collection agencies don't want you to know. He shows how to turn the tables against them and regain control of your personal life and your finances,

• how to stop, avoid, or discourage collection calls
• why you might not even have to pay your debt
• options to deal with your debts that might save you thousands of dollars
• your legal rights and how to handle collection agency misconduct
• the truth about credit counselling and debt settlement firms

Before you take any action on your debt, you will want to read this book.

312 pages, Paperback

First published January 26, 2010

Reviews

[Lauren Sheil · Rating 3 out of 5]

I disagree with the basic premise of this book. Silverthorn basically tells you how to run up huge balances on your credit cards and then how to use the law to your advantage and avoid paying your bills entirely. While technically legal, it's completely dishonest and poor behaviour. If you can pay your bills, you should. If you can't then you are insolvent and should commence bankruptcy proceedings. Silver thorn seems to think there is a middle ground where you can simply hide from your creditors until the statute of limitations runs out and walk away scot free. I think that's reprehensible to say the least.