Suddenly, after a long term marriage and years of being a team, you find yourself alone. A single person in a couples world. You are vulnerable and do not even know how to identify yourself. You are overwhelmed with decisions. Decisions which will have a profound impact on the rest of your life. How can you address these major issues when some days the thoughts of getting up and dressed can be paralyzing? Take advantage of the lessons that years of experience in the financial field have taught the author. Take advantage of his compassion realized through the untimely and sudden death of his own father as well as through his years of counseling widowed clients.A step by step approach outlining the process of dealing with and developing the organizational skills necessary to move forward in your new independent life.