What do you think?
Rate this book
Personal Finance Made Easy for Young Adults: Discover How to Pay Off Debt Faster, Raise Your Credit Score, and Achieve Financial Freedom by Budgeting and Creating Multiple Income Streams
Discover how to handle your money today so you can put yourself on track to financial freedom.
Are you having a hard time budgeting your money to the point where it gets you into debt?
Do you think you’re spending money wisely, but your savings are still not enough to build your wealth?
Are you wondering what side hustles you can do and how you can create different streams of passive income to reach financial freedom?
If you relate to any of these, then your decision to look for a solution shows that you’re already wise enough to begin your journey to financial success.
Whether you are still a student or a young professional just starting out, understanding personal finance is one of the best decisions you’ll ever make.
The way you handle your money today will determine your financial status in the future. Remember, your future depends on what you do today.
But if you’re like most young adults, you probably haven’t gotten very far in improving your finances.
As Vince Shorb, CEO of the National Financial Educators Council, once said, “College graduates spent 16 years gaining skills that will help them command a higher salary; yet little or no time is spent helping them save, invest and grow their money.”
Do you still have no idea what a credit score is? Are you confused about interest rates and how to maximize the use of your credit card? Are you only relying on your current job to earn money?
It’s not your fault if you’re not well-informed about making and managing money, but it will be if you choose to stay ignorant.
You need to equip yourself with the information, practices, and strategies that will help you manage and multiply what you currently have so you can build a future free of money worries.
That’s how you can benefit from this book. Inside, you will
● The first step you need to take to achieve financial freedom
● Why lottery winners go broke (pay attention to this or you’ll always be poor)
● How to leverage your credit card to your advantage
● How to create various sources of passive income so you can build your wealth with little to no effort
● Why living below your means is a smart habit — and how you can do it properly
● 5 reasons why you need to understand personal finance at a young age
● How you can benefit from having a good credit score — and what you should do to increase it
● 10 common financial mistakes and how you can avoid them
● How insurance works — and why buying insurance is not an expense, but an investment
● Different ways to build multiple streams of income so you can achieve your financial goals faster
● 7 types of personal budgets — know which one is right for you
● How to spend your money wisely by learning to become a smart shopper
And much more.
You don’t need any financial background to understand what’s inside this guide. With tips and tricks included at the end of each chapter, you can immediately apply the lessons you’ve learned to grow your money.
Are you having a hard time budgeting your money to the point where it gets you into debt?
Do you think you’re spending money wisely, but your savings are still not enough to build your wealth?
Are you wondering what side hustles you can do and how you can create different streams of passive income to reach financial freedom?
If you relate to any of these, then your decision to look for a solution shows that you’re already wise enough to begin your journey to financial success.
Whether you are still a student or a young professional just starting out, understanding personal finance is one of the best decisions you’ll ever make.
The way you handle your money today will determine your financial status in the future. Remember, your future depends on what you do today.
But if you’re like most young adults, you probably haven’t gotten very far in improving your finances.
As Vince Shorb, CEO of the National Financial Educators Council, once said, “College graduates spent 16 years gaining skills that will help them command a higher salary; yet little or no time is spent helping them save, invest and grow their money.”
Do you still have no idea what a credit score is? Are you confused about interest rates and how to maximize the use of your credit card? Are you only relying on your current job to earn money?
It’s not your fault if you’re not well-informed about making and managing money, but it will be if you choose to stay ignorant.
You need to equip yourself with the information, practices, and strategies that will help you manage and multiply what you currently have so you can build a future free of money worries.
That’s how you can benefit from this book. Inside, you will
● The first step you need to take to achieve financial freedom
● Why lottery winners go broke (pay attention to this or you’ll always be poor)
● How to leverage your credit card to your advantage
● How to create various sources of passive income so you can build your wealth with little to no effort
● Why living below your means is a smart habit — and how you can do it properly
● 5 reasons why you need to understand personal finance at a young age
● How you can benefit from having a good credit score — and what you should do to increase it
● 10 common financial mistakes and how you can avoid them
● How insurance works — and why buying insurance is not an expense, but an investment
● Different ways to build multiple streams of income so you can achieve your financial goals faster
● 7 types of personal budgets — know which one is right for you
● How to spend your money wisely by learning to become a smart shopper
And much more.
You don’t need any financial background to understand what’s inside this guide. With tips and tricks included at the end of each chapter, you can immediately apply the lessons you’ve learned to grow your money.
174 pages, Kindle Edition
Published September 23, 2022
38 people are currently reading
26 people want to read
Ratings & Reviews
Friends & Following
Create a free account to discover what your friends think of this book!
Community Reviews
Displaying 1 - 11 of 11 reviews
December 3, 2023
Recommended reading for all responsible young adults
I liked this book and I think that similar writings have an increasing right to exist nowadays. It is important that young adults continue to be informed and educate themselves in the field of finance, even beyond the framework of school education.
The book's 10 chapters cover topics such as debt, budgeting, smart shopping, insurance, taxes, and many other useful aspects of personal finance.
This book really shows young people how to do the right thing when it comes to money. I recommend it to all young adults (and older people too, of course) if they want to manage their finances more responsibly, and there is also a gift in the book that everyone will surely like.
I liked this book and I think that similar writings have an increasing right to exist nowadays. It is important that young adults continue to be informed and educate themselves in the field of finance, even beyond the framework of school education.
The book's 10 chapters cover topics such as debt, budgeting, smart shopping, insurance, taxes, and many other useful aspects of personal finance.
This book really shows young people how to do the right thing when it comes to money. I recommend it to all young adults (and older people too, of course) if they want to manage their finances more responsibly, and there is also a gift in the book that everyone will surely like.
December 24, 2022
Detailed explanations to help young adults
This book covers the basics of personal finance and explains everything from types of debt you can have, insurance, credit cards, being a better shopper, banking and retirement. I thought the budgeting chapter was useful in discussing the many types of budgets. The last chapter discussing multiple income streams was also a good idea. Anyone who has not had experience managing their own money (like younger adults) should read this book.
This book covers the basics of personal finance and explains everything from types of debt you can have, insurance, credit cards, being a better shopper, banking and retirement. I thought the budgeting chapter was useful in discussing the many types of budgets. The last chapter discussing multiple income streams was also a good idea. Anyone who has not had experience managing their own money (like younger adults) should read this book.
February 12, 2023
This is a gift!!
Wow what an amazing book and to be able to grasp this concepts at a you d age is such a gift! Dakota wrote a well researched and informative book that anyone can learn from. One of my favorite excerpts has to do with retirement and the definition because it doesn’t have to mean you twilight years if you’re prepared, “we’ll dwell on is withdrawal from your occupation, position, or active working life.”
Wow what an amazing book and to be able to grasp this concepts at a you d age is such a gift! Dakota wrote a well researched and informative book that anyone can learn from. One of my favorite excerpts has to do with retirement and the definition because it doesn’t have to mean you twilight years if you’re prepared, “we’ll dwell on is withdrawal from your occupation, position, or active working life.”
October 29, 2023
I liked it
It was well written. I think my favorite part is that she talks about what those problems are but she also gives you solution to those problems. On top of that, she uses examples from her own life so that we can better understand the relationship of those issues with an ours
It was well written. I think my favorite part is that she talks about what those problems are but she also gives you solution to those problems. On top of that, she uses examples from her own life so that we can better understand the relationship of those issues with an ours
June 9, 2025
Breaks Down Complex Financial Topics
I appreciates how this book doesn’t talk down to you. It covers credit scores, debts, passive income and much more. A great book for beginners. A smart no nonsense guide to guiding wealth early. Would have been nice to have earlier in my lifetime.
I appreciates how this book doesn’t talk down to you. It covers credit scores, debts, passive income and much more. A great book for beginners. A smart no nonsense guide to guiding wealth early. Would have been nice to have earlier in my lifetime.
November 20, 2022
covers basically everything
I read the ebook before buying the paperback for my nephew for Christmas. It covers everything from investing and savings to multiple income streams. I think most older adults could use this book too!
I read the ebook before buying the paperback for my nephew for Christmas. It covers everything from investing and savings to multiple income streams. I think most older adults could use this book too!
January 6, 2023
FANTASTIC!
Okay, I recommend this book to EVERYONE—not just young adults! This book was well-researched, cohesive, and I agreed with pretty much everything the writer suggested when it comes to personal finance.
Okay, I recommend this book to EVERYONE—not just young adults! This book was well-researched, cohesive, and I agreed with pretty much everything the writer suggested when it comes to personal finance.
September 20, 2024
Excellent book
Another great book by Dakota McQueen! I'm not so young anymore but still learned lots of useful tips and information especially about raising my credit score. Highly recommend!
Another great book by Dakota McQueen! I'm not so young anymore but still learned lots of useful tips and information especially about raising my credit score. Highly recommend!
May 19, 2025
good book
This is a good book for understanding how to manage money as young adult. It explains things like getting out of debt and boosting credit score. I would have like to have read deeper on credit scores.
This is a good book for understanding how to manage money as young adult. It explains things like getting out of debt and boosting credit score. I would have like to have read deeper on credit scores.
March 14, 2023
Not helpful.
September 29, 2023
Very basic- almost too much. This was more-so written for high school/early college age. Learned a little, but not as much as I had hoped!
Displaying 1 - 11 of 11 reviews