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金錢的祕密: 對待金錢的方式，決定你是不是有錢人
「我敢說我比任何人都擅長賺錢的事，而且懂得讓錢『黏』在我身邊。」 —— 金勝鎬YouTube<錢的特性>影片超過1，100萬次點閱率韓國千億富豪金勝鎬首度公開白手起家致富的75個祕密在韓國銷售超過300，000冊突破150刷，盤踞各大書店排行榜超過一年！朝鮮日報、每日經濟、SBS、MBC 等各大媒體競相報導不管你想財務自由、發大財、投資有成、創業成功，都跟一件事情有關：錢。曾穿著3美元二手牛仔褲的貧窮小子，如今成為飲食跨國集團的董事長金勝鎬，身家超過5，000億韓元。在這過程中，他有機會細細經歷有關金錢的各種屬性。他說：「在肉體和精神兩方面獲得自由的人，才是真正的富人」，公開75個有關錢的祕密，致富的關鍵取決於你如何思考金錢。 【國外暢銷佳績/得獎紀錄】- 獲選yes24 2020年年度好書- 阿拉丁2020年年度暢銷榜第10名- 教保文庫2020年總榜暢銷第2名 ★怎麼定義投資，金勝鎬這樣說：投資＝你如何看待未來、你如何管理風險、何時進場決定獲利大小★關於致富心態，金勝鎬這樣說：你的收入不是真正的收入，如果你不明白或不能接受這道理，你的老年生活就岌岌可危。★關於理財，金勝鎬這樣說：你可以當文盲，但不能當金融文盲。金融文盲的
257 pages, Kindle Edition
Published July 30, 2021
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Displaying 1 - 2 of 2 reviews
November 13, 2021
Great attitude about money
Very thoughtful attitude toward how to see and treat our money. We treat our money well then it love to stay with is and bring more of its friends which is also money to us.
Very thoughtful attitude toward how to see and treat our money. We treat our money well then it love to stay with is and bring more of its friends which is also money to us.
April 4, 2024
This book has been elevated to my all times favorite book in the personal finance realm.
The author is a Korean American entrepreneur who enjoys success from his various businesses in both the US and S. Korea. In this regard he is different from most personal finance book writers who get rich from writing (think rich dad series).
Reasons for the book being my all time favorite:
- It covers topics for beginner investors and he is pretty conservative. E.g. he advocates cutting up your credit cards. It also covers money philosophies which are solid.
- He advocates not getting into extremely volatile investments. He explains that a highly lucrative investment messes you up. You end up looking down on all regular investments, those 8- 10% annual returns will no longer be appealing and you will end up losing all your winnings on the reversals. This may be important to those eagerly waiting for the next bitcoin halfing.
- He also encourages entrepreneurship (this part is not relevant to me but it may be for other readers).
Most importantly he covers some topics that are unique to high income earners and savers that are simply not addressed in most personal finance books (that I have read) in America, Taiwan, and Japan today:
- He advocates a 75% saving rate as a successful business owner. Not just for a few years like most FIRE books but indefinitely. I read almost all personal finance books out there and I have not seen any books that actually put down a permanent rate and a high rate and I have to give him credit for that. The reason for 75% is so that for every year he spends, he can save up 3 years of expenses. This advice will be helpful to someone who feel guilty saving 76-79%% because the annual goal was 80% or some other crazy number.
- He provides a guide for how much to help out family members based on your asset level. Again, this is rarely discussed in most books by American writers. But may serve as a useful guide for Asian or Asian Americans. For Asians with familial duties, this will provide good enough guidance so you are not biting off more than you can chew.
This is definitely a book I will reread.
The author is a Korean American entrepreneur who enjoys success from his various businesses in both the US and S. Korea. In this regard he is different from most personal finance book writers who get rich from writing (think rich dad series).
Reasons for the book being my all time favorite:
- It covers topics for beginner investors and he is pretty conservative. E.g. he advocates cutting up your credit cards. It also covers money philosophies which are solid.
- He advocates not getting into extremely volatile investments. He explains that a highly lucrative investment messes you up. You end up looking down on all regular investments, those 8- 10% annual returns will no longer be appealing and you will end up losing all your winnings on the reversals. This may be important to those eagerly waiting for the next bitcoin halfing.
- He also encourages entrepreneurship (this part is not relevant to me but it may be for other readers).
Most importantly he covers some topics that are unique to high income earners and savers that are simply not addressed in most personal finance books (that I have read) in America, Taiwan, and Japan today:
- He advocates a 75% saving rate as a successful business owner. Not just for a few years like most FIRE books but indefinitely. I read almost all personal finance books out there and I have not seen any books that actually put down a permanent rate and a high rate and I have to give him credit for that. The reason for 75% is so that for every year he spends, he can save up 3 years of expenses. This advice will be helpful to someone who feel guilty saving 76-79%% because the annual goal was 80% or some other crazy number.
- He provides a guide for how much to help out family members based on your asset level. Again, this is rarely discussed in most books by American writers. But may serve as a useful guide for Asian or Asian Americans. For Asians with familial duties, this will provide good enough guidance so you are not biting off more than you can chew.
This is definitely a book I will reread.
Displaying 1 - 2 of 2 reviews