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Crush Debt Now!: A 3-step Negotiation Strategy to Pay Off Debt and Win Financial Freedom Fast
Find out how thousands have become debt free using these steps no matter how much they owed. Discover how to crush your debt problems.…Do you have excessive debts with no idea how you will pay them off? Are you being pursued by your creditors, receiving aggressive phone calls from debt collectors, and letters demanding payment? Are your lenders threatening you with court action and garnishing your wages?
15% of Americans said that they had been pursued by a debt collector, according to a report by the Consumer Financial Protection bureau in 2017[1]. Only one in four of these attended the court hearing. In all the other cases, it is almost certain the collectors will have benefited from default decisions in their favor. A judgment that would allow the debt collector to garnish wages or sequester other assets.
If any of these situations apply to you, this book provides the solutions. Using the 3 step negotiating strategy in this book is a proven approach for drastic debt reductions for people of all different backgrounds and income levels. One extreme case involved restructuring and renegotiating over $190,000 of unsecured debt and loans, for a fraction of that value.
By reading this book, you will discover
How to negotiate with your creditors - and win!What to do if your creditors attempt to sequester your assets or wages.Learn about the legal processes and how to fight or stop the process.How to fight debt collections calls.When not to use loan consolidation and why these are frequently scam attacksUnderstand your debts, how and why they are draining your health and wealth.Discover if your debt is unsustainable.Save money on all different types of debt including utilities, taxes, mortgages, rent, vehicle loans, student debt, credit cards, and other loansHow and when to use nuclear options of bankruptcy and insolvency.This book was created to help you with serious and chronic debt problems. It is not aimed at those who are a few thousand dollars in debt who want to pay down their debts, and need to manage their budget better, and create savings. This is the topic of our first book in the Personal Finance Wizard series “Perpetually living beyond your income”. “Crush Debt Now” is intended for debtors with unsustainable and severe financial issues, where some or all of the debt is already delinquent.
Tom Cromwell has drawn on a wealth of practical and commercial financial experience in writing this series of books on personal finance. He shared an upbringing that showed the value of every penny earned or spent but also learned that many other people, even those earning good salaries, have an uncomfortable relationship with money. He can show you how it possible to rise, phoenix-like, from almost any situation, however desperate it may seem.
In this book, we will cover practical examples and give advice to dramatically reduce the burden of your unsustainable debts, and bring back sanity to your finances. When you follow the step-by-step guide for all types of personal debts, then you can expect to save thousands or even tens of thousands (of dollars) in repayments. You can crush your outstanding debt and be completely free and become financially solvent within a year.
15% of Americans said that they had been pursued by a debt collector, according to a report by the Consumer Financial Protection bureau in 2017[1]. Only one in four of these attended the court hearing. In all the other cases, it is almost certain the collectors will have benefited from default decisions in their favor. A judgment that would allow the debt collector to garnish wages or sequester other assets.
If any of these situations apply to you, this book provides the solutions. Using the 3 step negotiating strategy in this book is a proven approach for drastic debt reductions for people of all different backgrounds and income levels. One extreme case involved restructuring and renegotiating over $190,000 of unsecured debt and loans, for a fraction of that value.
By reading this book, you will discover
How to negotiate with your creditors - and win!What to do if your creditors attempt to sequester your assets or wages.Learn about the legal processes and how to fight or stop the process.How to fight debt collections calls.When not to use loan consolidation and why these are frequently scam attacksUnderstand your debts, how and why they are draining your health and wealth.Discover if your debt is unsustainable.Save money on all different types of debt including utilities, taxes, mortgages, rent, vehicle loans, student debt, credit cards, and other loansHow and when to use nuclear options of bankruptcy and insolvency.This book was created to help you with serious and chronic debt problems. It is not aimed at those who are a few thousand dollars in debt who want to pay down their debts, and need to manage their budget better, and create savings. This is the topic of our first book in the Personal Finance Wizard series “Perpetually living beyond your income”. “Crush Debt Now” is intended for debtors with unsustainable and severe financial issues, where some or all of the debt is already delinquent.
Tom Cromwell has drawn on a wealth of practical and commercial financial experience in writing this series of books on personal finance. He shared an upbringing that showed the value of every penny earned or spent but also learned that many other people, even those earning good salaries, have an uncomfortable relationship with money. He can show you how it possible to rise, phoenix-like, from almost any situation, however desperate it may seem.
In this book, we will cover practical examples and give advice to dramatically reduce the burden of your unsustainable debts, and bring back sanity to your finances. When you follow the step-by-step guide for all types of personal debts, then you can expect to save thousands or even tens of thousands (of dollars) in repayments. You can crush your outstanding debt and be completely free and become financially solvent within a year.
164 pages, Kindle Edition
Published October 29, 2020
21 people are currently reading
6 people want to read
About the author
Tom Cromwell
5 books6 followersTom has a wealth of personal and commercial finance experience and an upbringing that showed him the value of every penny. He has invested money from his earned income for 30 years and is an example of how it is possible to rise to wealth and prosperity from a disadvantaged situation. Tom believes in financial empowerment for everyone because your goals were his goals. Working with other young people, he realized many had an uncomfortable relationship with money even if they earned decent salaries, and are looking for guidance. Now Tom is intent and enthusiastic about helping a broader audience to financial prosperity through his writing.
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Displaying 1 - 6 of 6 reviews
January 29, 2021
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I got the book because I built a plan to be debt free in less than ten years including paying off my house. Anyone in debt would find this book useful and eye opening. It is especially good for people falling into a debt hole they may not be able to crawl out of.
I got the book because I built a plan to be debt free in less than ten years including paying off my house. Anyone in debt would find this book useful and eye opening. It is especially good for people falling into a debt hole they may not be able to crawl out of.
December 3, 2020
“Crush Debt Now!: A 3-step Negotiation Strategy to pay off debt and win financial freedom fast (Personal Finance Wizard)” is one of the most useful books I have ever read. Due to the pandemic time, I had real serious financial problems. In fact, I had a huge debt that kept me awake at night thinking how to pay it. But when I read this book, I found all the possible solutions to solve my inconvenience. Author Tom Cromwell wrote this amazing guide that helped me a lot. He is a personal finance authority who has a wealth of experience so when I read about him, I immediately knew that I was reading the correct book.
The book consists of ten chapters plus a “How to Blow up Your Debt” part and some author’s notes. The writing style is really easy and it is suitable for people who do not have much experience in this subject.
All in all, I have made a great choice with this book. I highly recommend it.
The book consists of ten chapters plus a “How to Blow up Your Debt” part and some author’s notes. The writing style is really easy and it is suitable for people who do not have much experience in this subject.
All in all, I have made a great choice with this book. I highly recommend it.
December 5, 2020
“Crush Debt Now” is a very interesting and enlightening book written by Thomas Cromwell. It presents a 3-step strategy to solve any financial problem and it may come as a great solution for people who might be in debt. When we are in debt it is difficult to see the light at the end of the tunnel but, according to the author, there is light and a very bright one. He carefully guides the reader to go through that tunnel and to gain financial independence, something that seems to be very difficult in our modern society ruled by consumerism and money.
Employing a great ability to explain some complex concepts in a very simple way, the author gives advice on how to face debt collectors, the legal aspect of the process, how to save money and how to become healthy in financial terms. The topics are developed and described with details and they are founded on the writer’s personal experience and on the knowledge he gained after a thorough investigation. I recommend this book.
Employing a great ability to explain some complex concepts in a very simple way, the author gives advice on how to face debt collectors, the legal aspect of the process, how to save money and how to become healthy in financial terms. The topics are developed and described with details and they are founded on the writer’s personal experience and on the knowledge he gained after a thorough investigation. I recommend this book.
December 4, 2020
During this time of the year things can get a little overwhelmed and if we add a pandemic on the table it can be brutal. Having been on debt for a while is a feeling I do not recommend; you are always going to have that in the back of your mind aching to be resolved. This guide-book is going to help you get through that process in a much calmer way because you’re going to understand everything better and you are going to learn some tips and tricks to get there.
Having the correct information and comprehend this subject is key to take action; this guide is going to prepare ourselves to tackle our task but also create good financial habits in order not to come back to where we were. Tom Cromwell did a very good job bringing this entire topic down for us to understand and take control of our lives.
Having the correct information and comprehend this subject is key to take action; this guide is going to prepare ourselves to tackle our task but also create good financial habits in order not to come back to where we were. Tom Cromwell did a very good job bringing this entire topic down for us to understand and take control of our lives.
December 9, 2020
Tom Cromwell did a great job writing this book because he is clear enough and goes straight to the point avoiding being wordy. I was looking for a book like this that helps my family manage their money issues, some that they have had since a long time, and I think that in this one I found what I needed.
What I found the most interesting about this read is that it is aimed at those who have a long time debt, because they are more difficult to solve. And this is the information I needed exactly, how to face a situation that has been happening for a long time. I will recommend it because it was useful for me.
What I found the most interesting about this read is that it is aimed at those who have a long time debt, because they are more difficult to solve. And this is the information I needed exactly, how to face a situation that has been happening for a long time. I will recommend it because it was useful for me.
December 10, 2020
This is a short but very interesting read written by T. Cromwell. During the pandemic many people ended up having debts and sadly, I am not the exception. This book gives many ideas and suggestions on how to manage those situations in which you cannot pay but want to avoid things from getting worse.
I found this read to be very useful and absorbing at the same time, because I needed solutions to my problems. For this reason, I read it almost non-stop. What I liked the most about it is that the author is clear and goes to the point. I recommend reading it because in my opinion it is certainly helpful.
I found this read to be very useful and absorbing at the same time, because I needed solutions to my problems. For this reason, I read it almost non-stop. What I liked the most about it is that the author is clear and goes to the point. I recommend reading it because in my opinion it is certainly helpful.
Displaying 1 - 6 of 6 reviews