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I'm in Debt, Over 40, With No Retirement Savings. Help!: How to Get Out of Debt and Start Saving for Retirement Now
How would you like to be debt free? Do you wish you had some money set aside for retirement? Instead of just wishing about it, you can make it happen! Unlike most financial books, this one is based on real life experience, not some financial advisor's theories. All of the strategies are from the author's real life experiences, and they are guaranteed to work--even if you're not over 40.
138 pages, Paperback
First published August 1, 2003
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Displaying 1 of 1 review
January 4, 2018
I just didn’t find anything useful in this book. There wasn’t anything presented that I hadn’t read elsewhere.
I also did not agree with much of the advice. Pensions were raved about but as some who had one I am painfully aware of a truly horrible disadvantage. To get your pension you usually must contribute 20 years. You are trapped in a career for 20 years or leave and receive nothing.
Other advice was to buy used. There are many advantages to that process and just as many disadvantages. I believe you really must weigh the options and especially your priorities.
He also advocated to buy in bulk. That can be practical if you have adequate storage space and a large family but if unless you are intending to construct furniture pieces out of all that extra toilet paper for your loft apartment, buying what you need is a much better option.
Finally I didn’t like the author. He painted a picture of himself as a know-it-all penny pinching miser who was very derisive to his wife.
This seemed like a cliff-notes version of Your Money or Your Life, which is a much better read. In addition to that book, Eric Tyson’s Personal Finance for Dummies has much more practical information.
I also did not agree with much of the advice. Pensions were raved about but as some who had one I am painfully aware of a truly horrible disadvantage. To get your pension you usually must contribute 20 years. You are trapped in a career for 20 years or leave and receive nothing.
Other advice was to buy used. There are many advantages to that process and just as many disadvantages. I believe you really must weigh the options and especially your priorities.
He also advocated to buy in bulk. That can be practical if you have adequate storage space and a large family but if unless you are intending to construct furniture pieces out of all that extra toilet paper for your loft apartment, buying what you need is a much better option.
Finally I didn’t like the author. He painted a picture of himself as a know-it-all penny pinching miser who was very derisive to his wife.
This seemed like a cliff-notes version of Your Money or Your Life, which is a much better read. In addition to that book, Eric Tyson’s Personal Finance for Dummies has much more practical information.
Displaying 1 of 1 review