Money Management Turn Bad Credit Into Good Credit A Simple Beginners Guide On Proven Strategies To Get Out Of Debt, Save Money, Personal Finance And Financial Independence

by Robert Anderson

It seems that everywhere you turn, someone wants to know your credit score. It doesn't matter if this is you or someone from your bank. Many landlords will even run a potential renter's credit as this will usually give them insight as to whether the person will pay their rent. The landlords will also have guidelines to use in order to tell you if you are approved or not approved based on your credit score. While some may allow you to have a cosigner if you are not approved, they will also want to run your co-signer's credit report. This is often frustrating to many people, especially when you are trying to repair your credit. It can make you feel that you are never given a break or that your identity is now your bad credit. It doesn't have to be this way. In fact, the more you learn about the details of what bad credit is and how there are federal laws to help you overcome bad credit, the faster you will find yourself in financial freedom. Your credit score is vital to your life. It is something that helps you to enjoy life as you have added access to financial services and various investments. You must understand how your score can directly influence what you can purchase so that you can enjoy your life. The problems you have with your credit score can be very dramatic and you might not be fully aware of what affects your credit score or how valuable it is to you. Those people who pay off their debts and lines of credit with on-time payments will be more likely to have better credit ratings. There are many things relating to your credit score that should be explored that go well beyond just your payment history.

110 pages, Paperback

Published August 11, 2019

About the author

Sir Robert Anderson KCB was the second Assistant Commissioner (Crime) of the London Metropolitan Police, from 1888 to 1901. He was also an intelligence officer, theologian and writer.

Librarian Note: There is more than one author in the GoodReads database with this name.
See this thread for more information.

Reviews

[Jamie Bee · Rating 4 out of 5]

About Credit, Not Money Management

While I think the writing in parts of this is a bit overblown, the information about credit, credit cards, credit score, credit bureaus and the laws, safeguards, and rights regarding these is solid. If you are having issues with your credit or credit card debt, this is a great introduction to the topic. I wish my ex-husband had this book some time ago! Not that he probably would have followed it. :-( Unfortunately, the title and subtitle do not actually align with what the book is about. Both make it seem like it is about so much more. Really, it is a good and solid book about credit and credit repair. There isn't really much of a money management or getting out of debt aspect to it. But if you need information on anything to do with credit in the United States, it is a good book.

I recevied a free copy of this book, but that did not affect my review.