Disrupting Finance: FinTech and Strategy in the 21st Century

by Theo Lynn (editor), John G. Mooney (Editor), Pierangelo Rosati (Editor)

This open access Pivot demonstrates how a variety of technologies act as innovation catalysts within the banking and financial services sector. Traditional banks and financial services are under increasing competition from global IT companies such as Google, Apple, Amazon and PayPal whilst facing pressure from investors to reduce costs, increase agility and improve customer retention. Technologies such as blockchain, cloud computing, mobile technologies, big data analytics and social media therefore have perhaps more potential in this industry and area of business than any other. This book defines a fintech ecosystem for the 21st century, providing a state-of-the art review of current literature, suggesting avenues for new research and offering perspectives from business, technology and industry.

Genres: Finance

200 pages, Hardcover

Published December 19, 2018

Reviews

[Andrew · Rating 4 out of 5]

One area of my day job is to deliver training on software by financial organisations used for customer onboarding and financial regulation. Having no prior experience working in financial institutions and coming across terms like FinTech and RegTech in recent months, I wanted to gain an insight into their meaning and how technology supports them.
This book is composed of a collection of separate papers covering Crowdfunding, Machine Learning and AI, FinTech, InsurTech, RegTech, Payment Services, and the digital transformation and enabling technologies that support them. I found this book to be a helpful introduction.

[Dideed · Rating 4 out of 5]

I’ve seen how disruptive FinTech can be, especially white-label budgeting software like this one https://kindgeek.com/white_label_pfm_... . It let me build a custom finance app for my clients without starting from scratch. People want control and clarity, not spreadsheets and stress. We’re living longer, switching jobs more often, and facing financial uncertainty, smart tools are essential.

[Mason Turner · Rating 2 out of 5]

This book is primarily comprised of a collection of separate papers covering various themes such as Crowdfunding, AI, FinTech, InsurTech, RegTech, Payments, and the digital transformation. It additionally discusses the enabling technologies that support these artefacts. I found this book to be a helpful introduction, however, there are far better books out there.

[Andy Febrico Bintoro · Rating 3 out of 5]

New technologies on FinTech

The New things in the digital finance area, start from P2P lending and crowdsourcing with their variations, the used of AI in the financial area, and the new tokens as fungible assets. This book only describe the introductory of these things.

[David · Rating 4 out of 5]

The book introduces various developments happening in FinTech and RegTech domains.

[Iris · Rating 2 out of 5]

Generally a good introduction to fintech applications in business and the banking sector, although the chapters diverge in quality and could be more succinct to avoid repetition of ideas.