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Twenties in Your Pocket: A Twenty-Something’s Guide to Money Management
What readers are saying:
“If I had read this in my early 20's I would have been a lot better off!”
“It is a fun and easy read that is surprisingly reassuring. I thought I’d end up feeling bad about how terrible I am with money, but her upbeat, can-do attitude pointed out a lot of positives that make budgeting much less intimidating!”
“The best thing about this book is how difficult topics are made easy, in part because she walks you through her own experiences - and mistakes. As well as a background in economics, the author has a history of unemployment after college (or "funemployment" as she calls it), part-time work and low-paying jobs - but shows how you can still slenderize your spending and save for the future, and the life you want.”
Does personal finance make you feel a little nauseous? Don’t even know what questions to ask? Embarrassed or intimidated? Whether you’re eighteen, twenty-eight or a bit older, this is the book for anyone just getting started with financial management.
In this approachable, entertaining and informative book, Kate Nixon Anania deals with everything you need to know to manage your money. This book covers the basics- banking, budgets, credit, debt and retirement, but also tackles salary negotiation, taxes, how to make financial decisions about education and student loans, includes a number of ways to save money and ideas for side hustles. The book also includes practical advice for couples to manage their money together, advice specifically tailored for women, and quizzes to help you determine the best budgeting techniques for your personality.
This book is empowering. It will teach you how to make the most of what you have so that you can live the life you want. We all have limited time, energy and money; this book will teach you the skills to make the most of the resources you have. Learning how to manage your money early and to gain confidence in your financial choices—to deal with debt, to make smart career choices, to advocate for yourself and to invest in your future—is life changing. This book will get you on your way.
Kate Nixon Anania writes for her blog, www.twentiesinyourpocket.com, has worked as a personal finance writer and provides personal finance coaching and classes to her community. Anania has a master’s degree in economics, but before she earned that degree she graduated from college months before the market crashed in 2008. She worked a number of jobs including gardening, tutoring, waitressing, making photocopies, writing educational materials, answering phones, selling dolls, working on a fishing boat, doing data entry and teaching. Anania’s experiences with her own finances taught her how to manage money like a pro. Her book is a comforting lifeline for those looking for financial management skills that will set them up for life.
“If I had read this in my early 20's I would have been a lot better off!”
“It is a fun and easy read that is surprisingly reassuring. I thought I’d end up feeling bad about how terrible I am with money, but her upbeat, can-do attitude pointed out a lot of positives that make budgeting much less intimidating!”
“The best thing about this book is how difficult topics are made easy, in part because she walks you through her own experiences - and mistakes. As well as a background in economics, the author has a history of unemployment after college (or "funemployment" as she calls it), part-time work and low-paying jobs - but shows how you can still slenderize your spending and save for the future, and the life you want.”
Does personal finance make you feel a little nauseous? Don’t even know what questions to ask? Embarrassed or intimidated? Whether you’re eighteen, twenty-eight or a bit older, this is the book for anyone just getting started with financial management.
In this approachable, entertaining and informative book, Kate Nixon Anania deals with everything you need to know to manage your money. This book covers the basics- banking, budgets, credit, debt and retirement, but also tackles salary negotiation, taxes, how to make financial decisions about education and student loans, includes a number of ways to save money and ideas for side hustles. The book also includes practical advice for couples to manage their money together, advice specifically tailored for women, and quizzes to help you determine the best budgeting techniques for your personality.
This book is empowering. It will teach you how to make the most of what you have so that you can live the life you want. We all have limited time, energy and money; this book will teach you the skills to make the most of the resources you have. Learning how to manage your money early and to gain confidence in your financial choices—to deal with debt, to make smart career choices, to advocate for yourself and to invest in your future—is life changing. This book will get you on your way.
Kate Nixon Anania writes for her blog, www.twentiesinyourpocket.com, has worked as a personal finance writer and provides personal finance coaching and classes to her community. Anania has a master’s degree in economics, but before she earned that degree she graduated from college months before the market crashed in 2008. She worked a number of jobs including gardening, tutoring, waitressing, making photocopies, writing educational materials, answering phones, selling dolls, working on a fishing boat, doing data entry and teaching. Anania’s experiences with her own finances taught her how to manage money like a pro. Her book is a comforting lifeline for those looking for financial management skills that will set them up for life.
201 pages, Kindle Edition
Published December 1, 2018
28 people are currently reading
54 people want to read
About the author
Kate Nixon Anania
1 book4 followersKate Anania is an environmental and economic policy analyst with a strong appreciation for the world of personal finance. She lives all over the country with her husband, son and two rescue kitties.
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Displaying 1 - 17 of 17 reviews
January 21, 2019
Very insightful. Great tips for anyone!!!
March 5, 2019
This is a fast read with plenty of nice financial tips to save money and prepare for the future. All that is packaged with humor and absolutely no judgment, which makes this book even more enjoyable.
January 22, 2019
Kate Nixon Anania offers a how-to that slyly doubles as a charming coming-of-age story. Funny, informative, and never boring, “Twenties in Your Pocket” is a warm-hearted guide to getting your financial house in order, at any age. – M.J. Andersen
August 17, 2021
A fast-paced informative book. It's aimed mostly at new adult females, though it can benefit anyone who is getting started on basic money management.
A friend of mine got this as a gift, so I thumbed through his copy. It includes the hotline for domestic abuse, because there's such thing as "financial abuse" where a bad partner can use money to prevent someone from becoming safe.
I've read a few books on finance over the years. This is the simplest and most clear, best for most people. It does talk about credit scores, but it does not mention that your score can vary by 20 to 100 points based on who pulls it. (In the same day, you could buy it, a car dealer could pull it, and your bank could pull it -- and all three be vastly different!)
I didn't personally learn anything new, but I have more financial knowledge than the target audience. I will say it would be a good graduation gift, in my opinion. It would also be good for new citizens of the United States, as it explains how many money things work here.
There are some ways to earn money listed, such as compound interest and pet-sitting. There are other books more suited to earning money, this one is more a beginner's guide to how finance works. So the subtitle makes sense, but the main title (Twenties in Your Pocket) is more to catch attention.
It was well-edited. The language is aimed at young people.
A friend of mine got this as a gift, so I thumbed through his copy. It includes the hotline for domestic abuse, because there's such thing as "financial abuse" where a bad partner can use money to prevent someone from becoming safe.
I've read a few books on finance over the years. This is the simplest and most clear, best for most people. It does talk about credit scores, but it does not mention that your score can vary by 20 to 100 points based on who pulls it. (In the same day, you could buy it, a car dealer could pull it, and your bank could pull it -- and all three be vastly different!)
I didn't personally learn anything new, but I have more financial knowledge than the target audience. I will say it would be a good graduation gift, in my opinion. It would also be good for new citizens of the United States, as it explains how many money things work here.
There are some ways to earn money listed, such as compound interest and pet-sitting. There are other books more suited to earning money, this one is more a beginner's guide to how finance works. So the subtitle makes sense, but the main title (Twenties in Your Pocket) is more to catch attention.
It was well-edited. The language is aimed at young people.
January 22, 2019
I wish I had read this book when I was in my twenties. I wish I was in my twenties! This book offers smart and easy to follow advice for anyone who wants a better sense of where they are headed financially.
February 13, 2019
This a a practical laugh-out-loud guide to a potentially complex and intimidating subject. The author does a great job at highlighting and explaining little steps that anyone can easily take to help get their finances in order.
December 3, 2018
This book is packed full of useful tips I wish I'd known years ago! From choosing a bank and making a realistic budget to understanding your credit score and asking for a raise - this book covers it all. And not in an abstract way. Kate Nixon Anania crams it full of practical, real-life tips. Among them, there are sections on how to choose the wisest gym membership, moving house on the cheap and giving gifts without breaking the bank. And I now freeze any fruit that's browning so I can use it in smoothies (thanks Kate!).
The best thing about this book is how difficult topics are made easy, in part because she walks you through her own experiences - and mistakes. As well as a background in economics, she has a history of unemployment after college (or "funemployment" as she calls it), part-time work and low-paying jobs - but shows how you can still slenderize your spending and save for the future, and the life you want.
Although this book title says it's for "twenty-somethings," I actually think it's appropriate for high school graduates through to people in their 30s. If you know very little about personal finance and you're too embarrassed to ask, or you feel like you've left it "too late" to get started, this book will help you get there.
The best thing about this book is how difficult topics are made easy, in part because she walks you through her own experiences - and mistakes. As well as a background in economics, she has a history of unemployment after college (or "funemployment" as she calls it), part-time work and low-paying jobs - but shows how you can still slenderize your spending and save for the future, and the life you want.
Although this book title says it's for "twenty-somethings," I actually think it's appropriate for high school graduates through to people in their 30s. If you know very little about personal finance and you're too embarrassed to ask, or you feel like you've left it "too late" to get started, this book will help you get there.
December 3, 2018
This is a great starter kit for anyone either just entering the real world or just starting to pay attention to their money! The style is friendly and approachable and this book covers all of the basics of money - how to save it, how to make it, and how to make it work for you. This book would make an awesome gift for a high school or college graduate.
December 3, 2018
This is a great starter kit for anyone either just entering the real world or just starting to pay attention to their money! The style is friendly and approachable and this book covers all of the basics of money - how to save it, how to make it, and how to make it work for you. This book would make an awesome gift for a high school or college graduate.
February 4, 2019
I got this for my niece, but I read it as well, and a lot of the advice can honestly apply to any age, though you're better off if you start young! It's so important for people to feel financially independent, and the author offers so many ideas--with added humor--on how to live your life well (relationships, friendships, entertainment, travel) while still being financially responsible and planning for the future. At the end of each chapter, she offers takeaways, a good way for readers to have something to refer back to, highlight or use to make their own plan. For as much advice as we can give the younger people in our lives, it works so much better it it's in writing--in this case, Twenties in Your Pocket.
February 16, 2019
This book felt like you were just catching up with a friend (who happens to be super knowledgeable in personal finance) after not seeing them for a while, and coming away from the conversation having been entertained by her normal life stories of shark wrestling and blind date disasters but also now equipped with practical financial advice and tips to make it easier. I would have LOVED for this book to existed for any of my 20’s, and I agree with others about it being a great graduation gift.
April 13, 2020
Everyone 30 and under needs to read this! What great ideas to save for the future! It's a short read, and there are a lot of things that will make you laugh, so it's an easy read about a tough topic....finances.
March 19, 2020
Not only practical but laugh out loud funny. I wish I'd had this in my 20s. It would have saved me a lot of angst.
January 15, 2024
I wish I knew about this book in my twenties!
January 12, 2022
A lot of great advice, tips, information for managing money and life, targeted to young adults (20s, 30s). Fast read.
March 28, 2023
a simple, doable approach, she’s also funny
This book was a breath of fresh air in a very complex field of study. I’m in my forties and have read many books on finance and I still learned loads. She breaks up complicated topics with step-by-steps, humor and lighthearted reminders. If you feel icky or intimidated by where your finances are headed, this is your book!
This book was a breath of fresh air in a very complex field of study. I’m in my forties and have read many books on finance and I still learned loads. She breaks up complicated topics with step-by-steps, humor and lighthearted reminders. If you feel icky or intimidated by where your finances are headed, this is your book!
April 5, 2023
I recommend task to anyone who is confused about how to manage money, it taught me so much in a really easy and digestible way!!!
Displaying 1 - 17 of 17 reviews