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How to Raise Your Credit Score: Move to financial first class and have lenders beg for your business!
FREE Audiobook version of this book with purchase!
Have you ever dreamed of being able to get your applications for credit, a mortgage, or that amazing rental apartment you fell in love with, approved with ease?
Do you want to stop worrying the next time a potential employer says they're going to check your credit as part of the job application process?
Do you want to have access to the lowest interest rates, reserved only for those with a good FICO credit score?
Do you want to be in financial first class?
Then you're in the right place, my friend.
Because a high score is one of the key ingredients to living that dream, and this book will teach you everything you need to know to improve your credit score -- even if, worst case, it's in the OMG-I-wish-there-was-a-convenient-hole-in-the-ground-for-me-to-hide-in range.
And, learning even one new trick in this book that raises your score enough to save on interest rates the next time you get a loan or mortgage, can lead to savings that easily cover the cost of this book many times over.
What You Will Learn in This Book
I've packed into this book all of the most important information that you need in order to raise your credit score. Some of what you'll learn includes:
The 9 Biggest Benefits of a Good Credit Score The Secrets to Calculating Your Credit Score 13 Credit Score Myths Explained The Right Way to Check Your Credit Report How to Build Your Credit Score if You're Starting With None 12 Things that Might be Lowering Your Credit Score The Best Ways to Maximize Your Credit Score How to Find a Reputable Credit Counselor (That Won't Hurt Your Credit Score)
I've experienced first hand the benefits of a good credit score, and I've seen with my own eyes the trials and tribulations that people go through when they don't have one. Let me help you improve your financial life by teaching you how to raise your credit score the right way.
And believe me, there are plenty of ways to do it wrong, the worst of which can land you in trouble with the law. (I discuss how people fall prey to this later in the book, and how to avoid it.)
Change Your Credit Score, Change Your Life
All you have to do is a little bit of digging to see all the ways that a low credit score can hurt you. To see the doors that will slam in your face because of it.
So don't allow yourself to stay in that position for a moment longer than necessary.
One of my favorite sayings is 'Knowledge is Power'. The more you know, the more power you have to affect the kind of change in your life that you want and deserve.
I promise you that if you read this book you'll know a lot more about credit scores than most people ever will -- and you'll be able to use that intel to keep your score as high as possible from now on.
Have you ever dreamed of being able to get your applications for credit, a mortgage, or that amazing rental apartment you fell in love with, approved with ease?
Do you want to stop worrying the next time a potential employer says they're going to check your credit as part of the job application process?
Do you want to have access to the lowest interest rates, reserved only for those with a good FICO credit score?
Do you want to be in financial first class?
Then you're in the right place, my friend.
Because a high score is one of the key ingredients to living that dream, and this book will teach you everything you need to know to improve your credit score -- even if, worst case, it's in the OMG-I-wish-there-was-a-convenient-hole-in-the-ground-for-me-to-hide-in range.
And, learning even one new trick in this book that raises your score enough to save on interest rates the next time you get a loan or mortgage, can lead to savings that easily cover the cost of this book many times over.
What You Will Learn in This Book
I've packed into this book all of the most important information that you need in order to raise your credit score. Some of what you'll learn includes:
The 9 Biggest Benefits of a Good Credit Score The Secrets to Calculating Your Credit Score 13 Credit Score Myths Explained The Right Way to Check Your Credit Report How to Build Your Credit Score if You're Starting With None 12 Things that Might be Lowering Your Credit Score The Best Ways to Maximize Your Credit Score How to Find a Reputable Credit Counselor (That Won't Hurt Your Credit Score)
I've experienced first hand the benefits of a good credit score, and I've seen with my own eyes the trials and tribulations that people go through when they don't have one. Let me help you improve your financial life by teaching you how to raise your credit score the right way.
And believe me, there are plenty of ways to do it wrong, the worst of which can land you in trouble with the law. (I discuss how people fall prey to this later in the book, and how to avoid it.)
Change Your Credit Score, Change Your Life
All you have to do is a little bit of digging to see all the ways that a low credit score can hurt you. To see the doors that will slam in your face because of it.
So don't allow yourself to stay in that position for a moment longer than necessary.
One of my favorite sayings is 'Knowledge is Power'. The more you know, the more power you have to affect the kind of change in your life that you want and deserve.
I promise you that if you read this book you'll know a lot more about credit scores than most people ever will -- and you'll be able to use that intel to keep your score as high as possible from now on.
- GenresFinance
100 pages, Paperback
First published May 21, 2015
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Displaying 1 - 11 of 11 reviews
November 30, 2018
Great book.
I am mostly familiar with a lot of what was explained in this book but there were a lot that cleared up some mysteries about credit as well. Definitely worth reading. It only took me 45 minutes from start to finish.
I am mostly familiar with a lot of what was explained in this book but there were a lot that cleared up some mysteries about credit as well. Definitely worth reading. It only took me 45 minutes from start to finish.
September 8, 2020
Very helpful
There were some very helpful information in this book. I was interested in learning how to get the best credit score for me. I believe this question was answered. Thanks!
There were some very helpful information in this book. I was interested in learning how to get the best credit score for me. I believe this question was answered. Thanks!
December 19, 2020
Teaching Old Dogs Old Tricks That Works!
This book is going to BREAK GENERATIONAL POOR MONEY MANAGEMENT FROM MY FAMILY/BLOODLINE. This is my EXODUS from poverty derived from a poverty mindset.
This book is going to BREAK GENERATIONAL POOR MONEY MANAGEMENT FROM MY FAMILY/BLOODLINE. This is my EXODUS from poverty derived from a poverty mindset.
October 25, 2018
Awesome
Very informative book. Basic knowledge however eye opening to errors that are commonly made. Looking forward to reading the other book
Very informative book. Basic knowledge however eye opening to errors that are commonly made. Looking forward to reading the other book
February 11, 2019
Knowledge is power
I had found this to be very informative and I will be applying a lot of these techniques to improve my credit score.
I had found this to be very informative and I will be applying a lot of these techniques to improve my credit score.
March 17, 2019
Great advice
Quick read with a great deal of info crammed into it. I would highly recommend this book to anyone trying to improve their credit.
Quick read with a great deal of info crammed into it. I would highly recommend this book to anyone trying to improve their credit.
September 28, 2016
There are many financial experts, but few can pass that knowledge along to others. This author's strength is her ability to teach, and like all good teachers, she has learned to tell her audience what she's going to tell them, then tell it to them, and finally tell them what she's told them.
Repetitious? Yes. Effective? You betcha! She has a talent for breaking down the complicated financial concepts that most of us find terrifying into simple, easily-digested, non-threatening bites.
Credit scores and their effects on us are a fact of life. Financial advisers who urge us to stay completely away from credit mean well. They're trying to keep people from falling into the credit trap that threatens the happiness and security of so many Americans.
Unfortunately, their message ignores the reality that not just lenders, but insurance companies and even employers use credit scores. I once paid a higher rate for automobile insurance although I have a perfect driving record and didn't owe anyone a dime.
Because of my cash-only life-style, I had no credit score. It's still better than drowning in debt, but I felt ripped off. I know young people who got jobs because they had good credit and others who weren't hired because they had bad credit.
Credit ratings are with us to stay and you can learn to make them work for you, not against you. I consider myself well informed, but I was amazed at how much I learned by reading this short book. The author explains all the terms.
I didn't know that a credit card is a revolving loan and that a car payment or mortgage is an installment loan and that each affects your credit rating differently. Did you? She debunks some common myths about credit. Shopping around for a lower interest rate (for a mortgage, say) won't "ding" your credit score, but renting a car might, IF you pay with a debit card.
She walks you through the steps that you need to take to get the low-down on your credit situation and how to improve it. Above all, her message is that there IS forgiveness and that a bad credit rating ISN'T a life sentence. Whether you're trying to stay out of a hole or already deeply in one, this book will give you hope and the skills you need to improve your financial life.
Repetitious? Yes. Effective? You betcha! She has a talent for breaking down the complicated financial concepts that most of us find terrifying into simple, easily-digested, non-threatening bites.
Credit scores and their effects on us are a fact of life. Financial advisers who urge us to stay completely away from credit mean well. They're trying to keep people from falling into the credit trap that threatens the happiness and security of so many Americans.
Unfortunately, their message ignores the reality that not just lenders, but insurance companies and even employers use credit scores. I once paid a higher rate for automobile insurance although I have a perfect driving record and didn't owe anyone a dime.
Because of my cash-only life-style, I had no credit score. It's still better than drowning in debt, but I felt ripped off. I know young people who got jobs because they had good credit and others who weren't hired because they had bad credit.
Credit ratings are with us to stay and you can learn to make them work for you, not against you. I consider myself well informed, but I was amazed at how much I learned by reading this short book. The author explains all the terms.
I didn't know that a credit card is a revolving loan and that a car payment or mortgage is an installment loan and that each affects your credit rating differently. Did you? She debunks some common myths about credit. Shopping around for a lower interest rate (for a mortgage, say) won't "ding" your credit score, but renting a car might, IF you pay with a debit card.
She walks you through the steps that you need to take to get the low-down on your credit situation and how to improve it. Above all, her message is that there IS forgiveness and that a bad credit rating ISN'T a life sentence. Whether you're trying to stay out of a hole or already deeply in one, this book will give you hope and the skills you need to improve your financial life.
July 20, 2016
Important info, excellent price, relevant read for all.
Before reading this book, my knowledge of credit scores was embarrassing. The author explains the many facets of credit scores in a user-friendly way. The way this book is written, you could potentially read it chapter by chapter and pause to put the most recent suggestions into practice. And don't worry about forgetting details of what certain terms mean; as topics are reintroduced, they are also redefined (and explained with examples). She also gives you reputable resources to refer to. It was a surprisingly affordable ebook, took a relatively short time to read, and she has advice/information that can apply to anyone (whether good credit, bad credit, or no credit). I gave it four stars because some of it did become a bit repetitive. I just finished reading it cover to cover, so I may have to update after using her suggestions.
Before reading this book, my knowledge of credit scores was embarrassing. The author explains the many facets of credit scores in a user-friendly way. The way this book is written, you could potentially read it chapter by chapter and pause to put the most recent suggestions into practice. And don't worry about forgetting details of what certain terms mean; as topics are reintroduced, they are also redefined (and explained with examples). She also gives you reputable resources to refer to. It was a surprisingly affordable ebook, took a relatively short time to read, and she has advice/information that can apply to anyone (whether good credit, bad credit, or no credit). I gave it four stars because some of it did become a bit repetitive. I just finished reading it cover to cover, so I may have to update after using her suggestions.
July 6, 2015
Helpful
Super helpful. I was embarrassed thinking and finding out I believed in some of the myth of my credit score. I also thought my credit score and report were the same thing. So happy I got this simple book to help explain everything better.
Super helpful. I was embarrassed thinking and finding out I believed in some of the myth of my credit score. I also thought my credit score and report were the same thing. So happy I got this simple book to help explain everything better.
October 14, 2021
Very Easy and Practical Read
I really enjoyed reading this book and am excited about the changes I plan to make in my finances. I am so in reach of excellent credit and will use the suggested principles to reach my financial goals
I really enjoyed reading this book and am excited about the changes I plan to make in my finances. I am so in reach of excellent credit and will use the suggested principles to reach my financial goals
Currently Reading
September 21, 2015Decent read
I feel like this book could have been summed up completely with a chart. Not super impressed. Skipped through most of the advice as it was common sense.
I feel like this book could have been summed up completely with a chart. Not super impressed. Skipped through most of the advice as it was common sense.
Displaying 1 - 11 of 11 reviews