Being Frugal and Saving Money - Saving is a kind of Earning

by M. Naveed, John Davidson, Mendon Cottage Books (Editor)

TABLE OF CONTENTS Being Frugal and Saving Money Importance of Being Frugal and Saving A. Saving for Emergency B. Saving for Retirement C. Saving for Down D. Saving for Vacations and E. Saving for a F. Establish a Sinking G. Saving for Educational Non-material Benefits of Saving Money and Being A. Enhancement of Positive Financial B. Financial Freedom and C. Improvement in Self Confidence and D. Reduction in Stress E. Less Borrowing and More F. What is Being Frugal and a Frugal Way of Living? How to Save Money and Be A. Saving Money on 1. Pantry 2. Avoid Processed 3. Do Some Menu 4. Reduce Grocery Store 5. Start your Own Kitchen 6. Simple 7. Bulk 8. Use Brown 9. Do Not 10. Make Use of 11. Drink More 12. Reduce Eating 13. Take your 14. Make your Own Baby B. Saving on 1. Water 2. Turn off the 3. Reusable 4. Adjust your 5. Wear Warmer 6. Take Cool 7. Clean your Refrigerator and 8. Keep your Freezer 9. Remove All Unwanted Electricity 10. Look out for Energy 11. Use One Telephone 12. Turning off Small 13. LEDs and Energy 14. Plant C. Health and Physical Fitness 1. Discontinue Gym 2. Home 3. High Deductible 4. Quit 5. Take Extra D. Transportation and Car 1. Self-change of 2. Shuffle your 3. Buy a Used 4. Car 5. Car 6. 7. Tire 8. Replace and Clean 9. Go 10. Plan Trips 11. E. Dressing and 1. Do your Own Laundry and 2. Stick with Existing 3. Buy Items on Sale and at Thrift 4. Shaving and 5. Keep Children’s 6. Buy 7. Clothes 8. Home F. 1. Go 2. Game 3. Let a Friend Make 4. Plan your Vacation in Off 5. Camping 6. Share DVDs and 7. 8. Go for Healthier G. Computers and Technical 1. Refill Printer 2. Print in 3. Download Free 4. Consider buying Refurbished H. Gifts and 1. Home-made 2. Provide Special The general perception and attitude of most people living in today’s busy lifestyle is that it is socially acceptable to spend most of what you earn. People believe that putting in all the hard work to earn this wealth means it should be spent on enjoyment and making life luxurious. But in practical life this is not true. If you spend all your money without saving for rainy days, you might end up in great trouble. In the short run you might feel happy from all the spending but in the long run saving is the right path to follow. Have you ever thought what might happen if you lost your job tomorrow or God forbid end up in an accident or car crash. Truth is that all our life we encounter various surprises and unforeseen events. And most of the time spending of money in response to them is unavoidable. If you are a saver and have some bucks set aside for such surprises, it will definitely bring about some reduction in the stress and anxiety of not having the money. What is saving? Saving is the collection or accumulation of funds that can be used in the future to gain protection from the harsh adversities of life. Saving in the present can help provide flexibility in financial pressures in the future.

36 pages, Paperback

First published January 24, 2015