From designing a cost-effective new health care plan--to administering an existing plan--to complying with the many state and federal rules that govern health benefit plans - you know how difficult it is to manage your company's group health insurance. With Health Insurance Answer Book , you get expert guidance and practice-based answers to all types of questions about today's health insurance marketplace, The Eleventh Edition brings you up to date on legislative and regulatory developments and on industry changes in this area,