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How to Remove ALL Negative Items from your Credit Report: Do It Yourself Guide to Dramatically Increase Your Credit Rating
No more paying top dollar to attorneys and credit repair companies. The secrets are revealed. This book will teach you the incredibly easy process the professionals are using and charging thousands for. A simple step-by-step guide to remove all derogatory items on your credit reports, even if they do belong to you!Are charge-offs, repos, bankruptcies, judgments, short-sales, loan modifications, late payments, and collection accounts preventing you from receiving the new home or car that you dream of, or preventing you from getting a better job or credit card?Say no more, and make them vanish from your credit report file, so your FICO score will dramatically improve!
62 pages, Paperback
First published August 13, 2012
426 people are currently reading
586 people want to read
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Displaying 1 - 29 of 74 reviews
September 26, 2017
This Book is Freaking GREAT!!!
I am smiling so big right now! The first part of the book is a little dry, describing how FICO scores work ect. I almost put it down never to pick it up again (which may be why I need to read this in the first place but luckily I did pick it up again because once I got to the actual steps, I was like omg I LOVE THIS GUY (the author) Just reading the sample letters meant to be sent to collection agency and credit reporting agencies made me feel FANTASTIC, he knocks it out of the park. It made me feel so empowered. He really gives them the business and it rules! In the beginning through all the description of Fico ect I thought it was going to be...well different, it ended up being exactly what I was looking for and more.
WAIT! I just realized that the author is perhaps a lady so my apologies for calling you a Dude either way I just love you for witting this awesome empowering book
I am smiling so big right now! The first part of the book is a little dry, describing how FICO scores work ect. I almost put it down never to pick it up again (which may be why I need to read this in the first place but luckily I did pick it up again because once I got to the actual steps, I was like omg I LOVE THIS GUY (the author) Just reading the sample letters meant to be sent to collection agency and credit reporting agencies made me feel FANTASTIC, he knocks it out of the park. It made me feel so empowered. He really gives them the business and it rules! In the beginning through all the description of Fico ect I thought it was going to be...well different, it ended up being exactly what I was looking for and more.
WAIT! I just realized that the author is perhaps a lady so my apologies for calling you a Dude either way I just love you for witting this awesome empowering book
March 13, 2017
Quick, and extremely useful read!
This book was all meat and potatoes. I plan on using the process this year to remove items from my credit report. It basically revolves around sending a dispute letter which might work on its own but if it doesn't you follow up with a method of verification letter. Since the verification system is automated and hard to prove, they will most likely remove the negative item. Lastly, if both of those methods fail, you send a notice to file an investigation with the FTC.
This book was all meat and potatoes. I plan on using the process this year to remove items from my credit report. It basically revolves around sending a dispute letter which might work on its own but if it doesn't you follow up with a method of verification letter. Since the verification system is automated and hard to prove, they will most likely remove the negative item. Lastly, if both of those methods fail, you send a notice to file an investigation with the FTC.
February 23, 2018
Please read this book it is great information
Thank you for putting this information out I have been trying to get out of dept.for a long time after the hurricane it has been harder since all payments were late due to extra money spend also a car loss that insurance refused to pay to repair when shop deemed it total loss I lost the car and still had to pay the finance company ,I'm going to utilize this information to clear my credit.I hope it works I've read many other books but none as helpful .Will come back and let you know how it goes. Great detailed information.
Thank you for putting this information out I have been trying to get out of dept.for a long time after the hurricane it has been harder since all payments were late due to extra money spend also a car loss that insurance refused to pay to repair when shop deemed it total loss I lost the car and still had to pay the finance company ,I'm going to utilize this information to clear my credit.I hope it works I've read many other books but none as helpful .Will come back and let you know how it goes. Great detailed information.
September 18, 2021
Great Initial Start for those on the road to reestablishing one’s credit
This is a simple and straight forward book which assist those in need of either correcting or improving their credit file. The majority of the information is readily available free public sources; however the author does repeatly encourages the reader to not become desponded after a few initial attempts; but rather to remember to practice patience and diligence with challenging, writing and review information in their credit file.
This is a simple and straight forward book which assist those in need of either correcting or improving their credit file. The majority of the information is readily available free public sources; however the author does repeatly encourages the reader to not become desponded after a few initial attempts; but rather to remember to practice patience and diligence with challenging, writing and review information in their credit file.
December 30, 2017
Trust the process
The knowledge gained about how the credit bureaus and collections act unethical and illegal, plus the laws set in place for us to combat and win against them, from this book seems simple for the average American to apply. I will definitely do so because I plan on owning my first home by the end of 2018 and start utilizing and leveraging credit for my benefit nd business. Also will help when I begin real estate. Thank you very much!
The knowledge gained about how the credit bureaus and collections act unethical and illegal, plus the laws set in place for us to combat and win against them, from this book seems simple for the average American to apply. I will definitely do so because I plan on owning my first home by the end of 2018 and start utilizing and leveraging credit for my benefit nd business. Also will help when I begin real estate. Thank you very much!
February 2, 2022
Easy to read and follow instructions
Literally anyone should read this. There was soon much I didn't know, but also a ton of misconceptions. Some stuff I learned young, and after reading this book, I learned it's simply not true for some things. You might even think your credit report is A OK, but you might be surprised to find some innacuracies; and this book will help with all o that.
Literally anyone should read this. There was soon much I didn't know, but also a ton of misconceptions. Some stuff I learned young, and after reading this book, I learned it's simply not true for some things. You might even think your credit report is A OK, but you might be surprised to find some innacuracies; and this book will help with all o that.
November 7, 2017
Awesome Book!
I gave this book 5 stars because it gave me step by step detailed instructions on how to deal with the credit bureaus and collection agencies. The correct wording and legal terms will make all the difference. This book has empowered me and I greatly appreciate it. Thank you Mr. Roash for generously sharing this information.
I gave this book 5 stars because it gave me step by step detailed instructions on how to deal with the credit bureaus and collection agencies. The correct wording and legal terms will make all the difference. This book has empowered me and I greatly appreciate it. Thank you Mr. Roash for generously sharing this information.
May 29, 2021
I'm Torray Easingto our vision and our priority to our customers is to help them get their financial life back. We do this through constant education on the process of raising your credit score, raycreditrebuild At gmail dot com credit, debt settlement when needed, and dealing with debt collectors. We believe that education is the key to restoring your credit.
March 7, 2023
An honest and effective DIY credit repair guide
If your looking to fix your credit on your own and need a step by step guide then this book is for you. The author is completely honest about the process while breaking down each step for you to take and there's no hidden agenda or catch. All in all it is a wonderful guide and I highly recommend it.
If your looking to fix your credit on your own and need a step by step guide then this book is for you. The author is completely honest about the process while breaking down each step for you to take and there's no hidden agenda or catch. All in all it is a wonderful guide and I highly recommend it.
February 15, 2024
Firewall Breach Expert literally took care of my credit all for a reasonable fee. I had really low credit scores and I saw major results in my days of using firewallbreachexpert att gmaill dotttt service.They have an expert team that addresses credit issues directly. They go straight to the point and don’t beat around the bush.
June 26, 2024
Read-EXECUTE-Repeat
In life- knowledge is nothing without action. Thank you for this book! Clear and concise information that is in line with most “credit repair” gurus floating around. I wish I’d have read and implemented earlier. Who knows where I could’ve been??
Ah well. Off to the races now…
In life- knowledge is nothing without action. Thank you for this book! Clear and concise information that is in line with most “credit repair” gurus floating around. I wish I’d have read and implemented earlier. Who knows where I could’ve been??
Ah well. Off to the races now…
May 30, 2017
This book makes credit repair sound easy
This short read (literally 15 minutes) is good for anyone looking to learn the basics of what to actually do to get items removed from their credit score
This short read (literally 15 minutes) is good for anyone looking to learn the basics of what to actually do to get items removed from their credit score
October 19, 2017
Wow!!
Even though this book is short in length, it's long in education!!! I learned so much about credit repair from this very short book!! A lot of bang for a small buck (or book)!! Good job Riki Roash!!
Even though this book is short in length, it's long in education!!! I learned so much about credit repair from this very short book!! A lot of bang for a small buck (or book)!! Good job Riki Roash!!
February 10, 2018
Great information
When you are faced with bad credit and working hard to fix it the last thing you need is something hard and complicated that is supposed to be helping you. This book is very easy to understand and follow.
When you are faced with bad credit and working hard to fix it the last thing you need is something hard and complicated that is supposed to be helping you. This book is very easy to understand and follow.
February 23, 2018
Awesome sauce
I learned a lot. I was going to spend hundreds to fix my credit but with the sample letters and the writers expertise I think I will try myself! I am literally inspired lol🤩. I have no experience with this stuff so the book helped me tremendously.
I learned a lot. I was going to spend hundreds to fix my credit but with the sample letters and the writers expertise I think I will try myself! I am literally inspired lol🤩. I have no experience with this stuff so the book helped me tremendously.
August 19, 2020
Re: Can't Wait to try steps!
I have read several credit restoral books and I enjoyed this one most because it didn't have too much unnecessary wording and was pretty direct with explanations for method used
I have read several credit restoral books and I enjoyed this one most because it didn't have too much unnecessary wording and was pretty direct with explanations for method used
Read
September 20, 2020Quick informative straight to the point read
Quick informative straight to the point read.....I'm really not much on more words so disregard the word fillers so I can submit my short review
Quick informative straight to the point read.....I'm really not much on more words so disregard the word fillers so I can submit my short review
December 23, 2020
Straight to the point
Everyone needs this information to succeed in credit repair. The information provided is to the point and won't waste your time. Easy to follow DIY instructions to get it done.
Thank you for you advise.
Everyone needs this information to succeed in credit repair. The information provided is to the point and won't waste your time. Easy to follow DIY instructions to get it done.
Thank you for you advise.
February 3, 2022
Such an easy read. Probably takes 45-60 minutes tops. And if you don't think it's not for you, you might be surprised! It's chock full of information about how you can increase your credit in some surprising ways. I highly recommend this for anyone looking to put some work into better finances!
June 7, 2022
Excellent Book and to the point!
I loved the fact that the author got right to the point and did not dally around getting there! Great book great advice and great information! Definitely recommend 100%!
I loved the fact that the author got right to the point and did not dally around getting there! Great book great advice and great information! Definitely recommend 100%!
August 26, 2023
Exactly the information I was searching for
Finally a book with what you need and nothing more or less, including the reasoning behind the steps with a process, tips, and templates!
Finally a book with what you need and nothing more or less, including the reasoning behind the steps with a process, tips, and templates!
December 29, 2023
A Must Read for the world
straight to the point, actually helping the reader achieve what the book title says!!! Loved it! Thank you for your time and efforts spent to gather information needed to write this book!!
straight to the point, actually helping the reader achieve what the book title says!!! Loved it! Thank you for your time and efforts spent to gather information needed to write this book!!
October 31, 2024
Great Insights!
Quick read, but FULLY packed with great content and insights!! If you are looking for a bit of help with your own, or to help another with negative credit items-
I highly recommend!
Quick read, but FULLY packed with great content and insights!! If you are looking for a bit of help with your own, or to help another with negative credit items-
I highly recommend!
June 29, 2017
Great 👍Start
This is a great book to help you stArt fixing your credit. I will definitely try and update my review
This is a great book to help you stArt fixing your credit. I will definitely try and update my review
August 4, 2017
Simple read, good stuff though
I like books that get straight to the point as this does. A little fluff, but only to paint the picture as needed.
I like books that get straight to the point as this does. A little fluff, but only to paint the picture as needed.
August 16, 2017
Great Info
This book was informative and straight to the point. It was an easy read with a simple layout. Thank you for sharing!
This book was informative and straight to the point. It was an easy read with a simple layout. Thank you for sharing!
September 5, 2017
Good info
This book has some good information on how to repair your credit! The author was thorough.. I can't wait to put what I learned to use!
This book has some good information on how to repair your credit! The author was thorough.. I can't wait to put what I learned to use!
October 3, 2017
Good information
Although I haven't had a chance to utilize the information in the book yet, the steps are easy to follow. Looking forward to repairing my credit.
Although I haven't had a chance to utilize the information in the book yet, the steps are easy to follow. Looking forward to repairing my credit.
November 7, 2017
A great book to read.
This book is really informative. More information and great advise. I have read many books, but this one is very, very helpful Thank you.
This book is really informative. More information and great advise. I have read many books, but this one is very, very helpful Thank you.
Displaying 1 - 29 of 74 reviews