This edition provides expert guidance on using declarations of trust in various situations to protect clients' interests. These are of particular importance where a client's interests may be affected by the bankruptcy of another party or by a family for example, when a relative has contributed to the purchase of a council house, or of a house with a granny flat. Updates to this edition include an increased emphasis on commercial applications, such as the use of a declaration of trust when a company lends money to another company. The book examines declarations of trust company shareholdings; joint tenancies; tenancies in common; insurance policies; settlements; and wills.