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What if you said this instead: “Last year I spent $10,000 dollars on coffee, dining out, and drinking (or $192 a week). Instead, I’m going to limit myself to $40 a week ($2,000 per year). With the $8,000 difference, I’m going to max out my IRA for the year and go to Mexico.”
Tipped: The life changing guide to financial freedom for waitresses, bartenders, strippers, and all other service industry professionals
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