Despite having only $1,000 in my retirement account at the time, I spent hundreds of hours analyzing my investment decisions over the next year. I had Excel spreadsheets filled with net worth projections and expected returns. I checked my account balances daily. I questioned my asset allocation to the point of neurosis. Should I have 15% of my money in bonds? Or 20%? Why not 10%? I was all over the place. They say that obsession is a young man’s game. I learned this truth all too well.
