points to economic stressors as well, but warns that under our current social and political conditions things are likely to only get worse. “You can still play by the rules and lose your pension, lose your job, lose your house, and have 50K in college loans still to pay, and when you declare bankruptcy you still have to pay those loans,” he said. “It really is the perfect storm of screwing one section of the population.” The dissolution of the American middle class, he told me, is “a canary in a coal mine.”

