Silent evidence equals the cemetary of quiet failures.
People who save 10% of their pay each year will end up rich. Look, here are 100 people who did so, and they ended up rich.
"What about the cemetaries?" You ask.
"What cemetaries?"
"Those containing people who didn't realize they would lose their job while the market was way down. The two events are often connected."
It goes on and on with "What ifs." Collectively, out of 100 "What ifs," one of them is likely to happen. Let's say they happen to 25% of the population...maybe more. How do you prevent the effects of those.
Learn to live without extras that cost money. People suffer more from loss than they get excited about gain. We tend to squander our gains and even convert them to losses by adopting a more expensive lifestyle.
Consider two people in the same job. Let's say moderately successful real estate agents. Both make the same amount of money. One lives in an expensive house, etc. The other lives simply, BUT engages in many inexpensive activities that make them happy.
Ask someone this quesition: "What could you spend the day doing that would make you happy, but cost little or no money?"
Example: Walk around downtown and take a picture of historical plaques and their buildings. Make a book of the picture etc. I mean a real book on Kindle. It doesn't need to be published.
Start a hobby of making actual books instead of photo albums.
