even without the recent explosion in the number of predatory lenders, many poor people—and many people in general—lack the knowledge and discipline to manage their money well. This creates a tremendous opportunity for churches and ministries to provide basic financial education using any number of biblically based curricula that are available. Topics typically covered include Christian stewardship, budgeting, goal setting, saving, debt reduction, record keeping, tithing, taxes, banking, managing credit, and more. A solid financial education curriculum should be part of the tool kit of every
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