The central assumption underlying GGS remains the same as it was behind the Grameen Classic System—the firm belief that poor people always pay back their loans. On some occasions they may take longer to pay than originally stipulated, but repay they will. A credit institution dedicated to serving the poor should not get worried the minute a borrower fails to adhere to a strict schedule. Circumstances can befall a poor person over which they have no control. Since the borrower is paying additional interest for the period that she is delayed in repayment, there should be no problem on the
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