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Smart Women Finish Rich

4.03  ·  Rating details ·  2,256 Ratings  ·  256 Reviews
Many women, whether they've managed million-dollar budgets at work or managed kids, bills, and car payments at home, feel at a loss when it comes to figuring out their financial futures. Often, they leave the "big" money matters to the men in their lives, or they put off making important financial decisions that could affect their lifestyles down the road.

Now, in Smart Wom
Hardcover, 256 pages
Published December 29th 1998 by Bantam USA
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PSUDST The book answers this very question! Do you track your daily/weekly spending? Is every dollar that you spend going towards reducing your debt or…moreThe book answers this very question! Do you track your daily/weekly spending? Is every dollar that you spend going towards reducing your debt or increasing your savings? Or are you spending on things that you don't really need but merely want? The point of the book is that you don't have to be making six figures in order to build wealth. Making small changes in your spending habits can make a big difference.(less)
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Oct 12, 2007 rated it really liked it  ·  review of another edition
Just in the way of explanation. This was the first book David Bach wrote b/c it was his grandmother who taught him about personal finances and in his financial advisor business he was tired of seeing women not knowing anything about money after a divorce. I bought it for a few women in my famiy and friend circle, but I never give a book to someone without reading it first. Now you now why I read a book entitle Smart Women Finish Rich =) It is a great read regardless of your sex.
Jan 06, 2007 rated it liked it  ·  review of another edition
While this is a decent guide to budgeting, saving, and investing, the c. 2000 edition felt very dated. (See, for instance, the chapter praising the man making a 50% return on his dot com stock portfolio, and criticizing the woman whose portfolio was balanced and made "only" 11% annually. I wonder who still had retirement savings in 2001.)

I would probably recommend this title to women with established money management problems, or more mature women. If you're young, just landed your first job, an
Azadeh sharifi
Sep 30, 2014 rated it it was amazing  ·  review of another edition
واقعا کتاب خوبی بود... برای بزرگ شدن و درک دنیای پول
بدون این که امید احمقانه بدهد یا به خیال بافی ام بکشاند
بهم نشان داد چرا همیشه در حال ورشکستگی ام
ولخرجی هایم را نشانم داد و باعث شد خیلی خجالت بکشم
کاش بشود اینها را در مدرسه یاد داد
تشکر خاص از مترجم خوب کتاب فرخ بافنده که دلسوزانه همه منابع را ایرانیزه کرده بود
و آقا کچله کتابفروشی جیحون
Aug 24, 2008 rated it really liked it  ·  review of another edition
Self help books are not my "thing" but this one I really liked for two reasons. First, it was a step by step instruction on what to do and how to do it to get your financial life in order. The beginning step is to buy folders. Then the author tells you how to label them and what to put in them. Seriously. This is the sort of guidance I need. Maybe most people know what they have but when you have a family, house, job and so on things get away from you and it is hard to get a handle on where all ...more
Jul 28, 2008 rated it liked it  ·  review of another edition
A good reminder to not spend everything you make! Some good tips on how to save and invest money to maximize returns and basically how to keep your financial house in order. Giving up a latte a day can make a huge difference in your savings account over 20 years.
Feb 04, 2011 rated it it was ok  ·  review of another edition
Pretty elementary - should be read in high school. Don't pay for his books. Adults - Just read the chapters you need in the library standing in front of the shelf. (It is that fast.) Kids - Read his books and do what they say. I felt this was pretty remedial and outdated.
Jan 25, 2009 rated it really liked it  ·  review of another edition
So this is absolutely not a book I would normally read - in fact, just looking at the title makes me feel greedy (and more than a little cheesy). But after reading a book on home buying that mentioned Bach's book, I thought I would pick it up. It never hurts to do a periodic financial check-in, and getting a book specifically geared towards women turned out to be smart. If you can get past some of the silly jargon (Bach has "9 Steps to Achieving Financial Security," and he *trademarked* the phra ...more
Nov 14, 2013 rated it liked it  ·  review of another edition
Shelves: nonfiction
Like most finance books, this one became rapidly dated (savings accounts at 4%? Ahahahaha) but it's still good on general financial literacy. And I do endorse his project here of speaking specifically to women and women's financial concerns – make less, live longer, get screwed in the divorce. I just wish he hadn't accompanied that agenda with a lot of gender bullshit about how women and men are fundamentally different in how they invest and women have more patience, everybody, it just comes pre ...more
Chiao-yu Tuan
This book is a good introduction to personal finance. It spends a lot of time explaining why you should take actions and how to think about money, especially value based financing. It got me interested in taking actions and learning more. It's also an easy read and accessible to general audience. Some of his advice also applies to career and life decision makings. The biggest down side to it is how outdated it is. This edition is published in 2002 and uses statistics (like interest and return ra ...more
Aug 13, 2009 rated it it was amazing  ·  review of another edition
These are challenging economic times and what's a single gal to do? Hide her head in the sand like an ostrich and wait for a better tomorrow? Hells, no! This is a great book for anyone (boys and girls) who want to get their financial house in order. The author provides pretty basic information on how to save and how to invest ... how to make your little cash dollars work for you like in that ING commercial where they are doing little sit-ups and jumping rope. This book is probably not for those ...more
Aug 13, 2016 rated it it was amazing  ·  review of another edition
Recommended to Caroline by: Susan
Shelves: summer2016
Motivating tips about saving and understandable explanations of financial terms. I also wasn't expecting this to have such an inspiring, find-your-dream-and-live-it message. Really liked the points about compounding interest and IRAs!

"$300 a month on phone...restaurants...dry cleaning...leased car...all in all, she was spending over $2000 a month - well over half her take-home pay - on things that had absolutely nothing to do with what was most important to her: namely, having more
Jan 30, 2009 rated it it was amazing  ·  review of another edition
This book changed my life. For some of you who are more financially aware it might not have such a dramatic effect but for me, a 30 year old with no retirement started and paltry savings, it was a god-send. The most valuable thing for me was that it helped me set some financial goals and it got me interested in attaining them. Thoughout the book he speaks to those people who may earn tiny salaries - such as us ladies in non-profits - and gives you confidence that you can achieve your goals too, ...more
Jul 08, 2011 rated it really liked it  ·  review of another edition
Changed my perspective on how I looked at money when I first read this 15 years ago! Enjoyed picking it up and re-reading the highlighted parts recently.
Jun 16, 2017 rated it really liked it  ·  review of another edition
I'm always interested in the financial advice that men offer up to women. Oftentimes, it's investment returns based and comes from a perspective that is particularly self-centered; ignoring the basic fact that women 1) live longer 2) make less money over time, and 3) are mainly responsible for family in a way that impacts them negatively financially.

Bach's book offered sound advice much like that that I offer to my own clients. Although I read the 2002 edition in 2017, the core information was v
Jun 28, 2017 rated it it was ok  ·  review of another edition
very repetitive if you have read his other books
May 17, 2017 rated it it was amazing  ·  review of another edition
Shelves: self-help, financial
Recommended for everyone.
Mar 21, 2017 rated it it was amazing  ·  review of another edition
Amazing! Great basics to personal finances and in the simplest terms!
Susannah Champlin
I'm not financially literate at all but this book helped me become a step closer. It served as a great introduction to how to make the best financial choices based on your lifestyle (IRA vs Roth IRA? Stocks vs bonds vs mutual funds?). It included fun values exercises to pinpoint exactly where to save and where to cut back, with the idea that funding your passions helps cuts down on waste and will help you lead a happier and more fulfilled life. However, Bach wrote this book in 2001 and I'm not f ...more
Feb 10, 2017 rated it liked it  ·  review of another edition
I liked that this book was targeted at women, who traditionally haven't been the money keepers in the home (though the feminist in me thinks it's just another man trying to tell women what to do with their money.) I read it when I was still single and it helped me focus on some financial goals I'd always had, but had procrastinated implementing. It was sound advice, similar to a college class I took and other financial books I'd read. Nothing show stopping, but a good re-group to focus.
Jan 18, 2014 rated it it was amazing  ·  review of another edition
One of the best financial books out there--plus, it's aimed specifically toward women. David Bach's tone is friendly and it never feels like the writing is "speaking down" to you... no complicated financial jargon, just straightforward honesty. Simple truths like how being rich doesn't happen if you make more money--at any income level, it's about how much of that money you keep. Plus, for those who say they can't save because they live paycheck-to-paycheck, he shares the "Latté Factor"... the b ...more
Jul 22, 2013 rated it it was amazing  ·  review of another edition
Би ер нь зөвлөгөөтэй ном унших тун дургүй, хүн болгон зөвлөх дуртай...тэгээд зөвхөн нэг талаас хараад өөрийнхөөрөө "бурах" дуртай гэсэн үзэл аль хэзээд ч юм толгойд суугдсанаас үүдэлтэй болов уу. /Дейл Карнегийн номоос бусдыг хэрэггүй хоосон хийрхэл гэж боддог байснаа нуух юун/
Уншаад үзлээ, өөрийгөө их гайхлаа, энэ олон сайхан зүйлсүүдийн хаагуур өнгөрөөд байсан юм болоо гэж хүртэл өөрийгөө их шүүмжилсэн гэх үү дээ, амьдралдаа авч хэрэгжүүлмээр зүйлсүүд зөндөөгийн дээр ширээний ном, амьдралдаа м
Dec 09, 2008 rated it it was amazing  ·  review of another edition
I read this almost 8 years ago and it changed my life for the better. While waiting for other books I decided to pick it up again and see if I'd have more to learn. I did! This book reads like a dummy's guide in a on the 2nd read the format felt a bit like I read too many of these finance books and this was just another one in the pile. BUT! It also opened my eyes to new values I had (pre-baby vs post-family) and new dreams I wanted to accomplish (8 years ago: pay off loans and farm in ...more
Sep 03, 2008 rated it it was amazing  ·  review of another edition
Shelves: nonfiction
I started reading Smart Couples Finish Rich first, but after the first couple chapters, I thought it would be better to get Justin to read it with me, so I'm putting it on hold for now and decided to see what's in Smart Women Finish Rich.

This book has a lot of the same obvious advice about saving and making your money work harder for you, but what I liked most about this book was all the information it has on different types of insurances (life, disability, etc.) as well as good information on
Apr 21, 2012 rated it it was ok  ·  review of another edition
I'd encourage anyone reading this to be wary of any book that offers financial advice that was written more than a decade ago. If Bach has updated this book, I wasn't fortunate to stumble across a copy. The one I read was published in 1998 (a quick search reveals a revised edition from 2001 but nothing else). While his advise is largely sound, the details are not and since the economic downturn a LOT of his financial advice is out of date. Interest rates, for one very easy example, are nothing l ...more
Sep 12, 2010 rated it liked it  ·  review of another edition
I liked the general recommendations in this book that can be followed by any person in the world such as saving ideas, investment options, types of health insurance and so on.
However, the general nature of the book is "Americanized" since the author talks elaborately about the financial situation and circumstances of USA, such as Taxes system, Mortgages, IRA, and so on. So I would say that it is NOT a culturally friendly book at all. The book doesn't take into account other financial systems su
Jun 26, 2014 rated it really liked it  ·  review of another edition
Shelves: financial
This was an impromptu purchase at a used book store; I was reading the 1999 version. In spite of the cheesy title, it was a legitimately informative and easy to read/understand book about financial planning. The Wall Street books I've read tend to be more theory, whereas this is more the execution side of financial planning. Although most of the information in this book is not necessarily applicable only to women, the author (who is a financial planner) did cite a few instances where women must ...more
Jan 23, 2008 rated it really liked it  ·  review of another edition
Cheesy cover alert! Okay, while this series (there’s also a Smart Couples Finish Rich and Start Late Finish Rich, etc.) is a bit too gimmicky for my usual taste, I swear by some of the basics of organizing your finances that I got out of this book -- in particular, the filing system for financial records. The author also makes a point of insisting that you get clear on your personal values before setting your financial goals, and I agree with him that unless you know what's motivating your quest ...more
Mar 02, 2008 rated it liked it  ·  review of another edition
I like this book a lot in terms of goal setting and taking charge of your financial dreams and future. I do find him condescending at times and most all of his example "success stories" are hard to relate to because he mostly uses extreme cases to illustrate his points. While the principles can be used for households as well, he's mainly targeting single women who work and two income families. Some things are hard to relate to in that sense. But as I said before the aspects of the book in terms ...more
Jan 15, 2013 rated it it was amazing  ·  review of another edition
Even though the title is "Smart Women Finish Rich" this book really could apply for anyone! Even though some of the rates and economic issues he refers to are dated (I think the book was last updated in 2002?) the basic principals and most everything he talks about still apply.

This book manages to cover a wide variety of topics - everything from savings, having money in the future, life insurance, to preparing documents for your loved ones in case of emergency/death - and leaves you feeling real
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“In fact, what determines your wealth is not how much you make but how much you keep of what you make.” 0 likes
“In fact, studies show that less than 1 percent of Americans write down specific goals for themselves each year. That's a shame, because writing down your goals is powerful.” 0 likes
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