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A Calculated Risk

3.61  ·  Rating details ·  2,184 ratings  ·  111 reviews
"A dizzying, enjoyable caper...After reading this hard-to-put down thriller, you may put all your money in your mattress."
When financial executive Verity Banks' latest proposal is axed by her boss, she decides to show how easy it is to break through automated security, hide money, and then show senior management where it is. Then her former mentor, fi
Paperback, 352 pages
Published March 2nd 1994 by Ballantine Books (first published November 1st 1992)
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Average rating 3.61  · 
Rating details
 ·  2,184 ratings  ·  111 reviews

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Jan 16, 2016 rated it liked it
I liked this! I chose it because I have a great love of Katherine Neville, particularly the Eight, which I have read admittedly quite a few times over. Recently I read her sequel to the Eight, the Fire, which I enjoyed, but you know what? I realized I had to start from the beginning. (Typical of me.) Reread the Eight and then the Fire. Did I mention the desire to reread the first five of Jean Auel's Clan of the Cave Bear Series, before the newest, Painted Caves? I need a refresher to truly enjoy ...more
Rebecca Dew
Dec 01, 2008 rated it really liked it
Katherine Neville consistently amazes me. Everything she writes is technologically advance for the time and endlessly fascinating for techno-thrilling mysteries.

The only minor quibble I've ever felt in regard to her books is the inclusion of some kind of romance between the hero and heroine, which, to me, always feels slightly off-kilter. As with "The Eight" and again in "A Calculated Risk", the break-neck pacing of the storyline comes screeching to a halt for a sexual interlude just prior to g
Nov 07, 2013 rated it it was ok
Shelves: 6th-book-project
Pretty good as an exposé of flaws in the banking system (and prescient to boot), but a rather boring story. The romance was awful, the supporting characters were very underdeveloped, and the necessity of the heroine being saved by the hero was Bondian - James Bondian. Just keep telling a woman you want to sleep with her and eventually she'll give in and respect you for it. ...more
Oct 22, 2017 rated it it was ok  ·  review of another edition
This book has been quite disappointing. I’ve loved Nevill’s work for years, but this book totally ruined my impression of her writing. This book has been painfully generic, especially considering our main heroine and her love affair. Everything has been easy to guess and there were no exciting twists.

Verity is a vice president of Bank of the World, constantly fighting with her chauvinistic superiors who always dismiss her suggestions unless they can claim them as their own. Tired of not getting
Aug 06, 2019 rated it really liked it
It was a good read, and a good pass time, but lacking that mystery magical element I was expecting.
This is my third Neville book (of three, as far as I can tell) and I think it's probably my second favorite (with The Eight being the clear winner). All of these books have followed strong, intelligent women dealing with high-risk situations. There is also another plot, which takes place hundreds of years earlier, that somehow relates to the modern storyline. In this case, we have Verity Banks, a vice president of Bank of the World (Neville worked for Bank of America; perhaps there is a parallel ...more
Carlos Mock
Jul 26, 2014 rated it it was ok
A Calculated Risk by Katherine Neville

This book is about a wager.

Verity Banks is a woman who is at the pinnacle of her career. She has no-where else to rise up in the executive ladder. When her proposal to step up the Bank of The World's computer security project is axed by her boss, Kislick Willingly, she decides to hide some money in a place where no one will find it - inside the bank's own computer system. She'll then point it out to senior management how easy such a theft is. To fulfill her
Apr 06, 2016 rated it really liked it
Solid 4 stars for this financial/tech mystery.

Verity, a geeky executive at the bank of the world wants to prove a point to the financial industry: security standards in the banking world are lose and management is either ignorant or indifferent to the problem. To prove this, she sets up a plan to steal $1 billion from the bank and hide it into fake accounts. What started as a "noble" goal, transforms into a personal bet with an old friend and things start to fall apart in the process.

Calculated Risk - G
Kathleen Neville

When financial executive Verity Banks' latest proposal is axed by her boss, she decides to show how easy it is to break through automated security, hide money, and then show senior management where it is. Then her former mentor, financial wizard, Dr. Zooltan Tor ups the ante, and dares her to steal a billion dollars, invest it to earn thirty million in three months, then put the original billion back before anyone notices. To heighten the challenge, Tor and Ver
Jan 28, 2012 rated it it was ok
Shelves: e-books
Very chaotic book. In the middle I couldn't understand what I'm reading - the adventure about bank robbery or simple women love-story novel. And to say the truth the second would be much better. As the adventure it was full of some details that I think author doesn't know a lot about. So when she tried to explain to the reader some banking processes that was a mess. But as I said as a love-story it's quite good. ...more
Jul 22, 2013 rated it liked it
Shelves: mysteries
Interesting concept involving a woman who wants to beat the security systems for a bank after her boss sabotages her opportunity to get the job of her dreams. This involves a lot of description without the necessary action, but I learned about international banking and the systems involved in account processing. A fun read.
Sep 11, 2012 rated it really liked it
I don't understand a lot about computers and economics but I loved this book! Although it was written '92 or '93, I'm not sure (I can't believe I was ten then!!), it's like it was written today! Very good story. ...more
Jan 15, 2017 rated it it was amazing
A very good read!!!
Kristy McCaffrey
Mar 12, 2019 rated it it was amazing
Verity Banks is the youngest female executive at one of the largest banks in the world. When her boss sabotages her chance to become Director of Security at the Federal Reserve, she decides to do something daring—steal from the bank, use it to earn 30 million dollars, and return the money before anyone realizes what she’s done. To aid her in this quest, she joins forces with a former mentor—a brilliant computer scientist, Dr. Zoltan Tor. This book was published in the 1990’s, and the technology ...more
Apr 22, 2018 rated it really liked it
This is the first book I had read by Neville. I saw her name listed when Goodreads published a list of the best books...looking for action mystery, many readers recommended Neville's book, The Eight. But since the library did not have the book on the shelves, I read this book. It is a fast paced book with some interesting characters...The challenge is a competition as to who can steal the most money from a banking system...two bright minds work on the problem. In the twists and turns, the reader ...more
Aug 05, 2018 rated it it was amazing
Shelves: own-book
An amazing book. I loved the storyline and all the characters. You are rooting for them to succeed and stick it to those who believe they are above everyone else. The love story added an extra twist, and you can't help but fall in love with Tor himself.
I have to say that this was my favorite read of all the Katherine Neville books.
I think I enjoyed this one more because there wasn't a lot of going back in history. In her other books, she keeps jumping to the past, and it got very confusing for m
Sep 27, 2019 rated it really liked it  ·  review of another edition
Shelves: own-paper-ink
For some reason this book almost missed the mark for me. While I found some of the characters intriguing- the Main MC - Verity - I didn’t relate to it really like at all - I didn’t hate her either.

The plot and story were well done and I loved the intrigue. So this story really hit the middle ground.

I did love this one quote though.

“Be honest, when was the last time you leaped out of bed, threw open the window, and said, “Thank God I’m alive! This is the most glorious day, and I’m going to do so
Mike Schneider
Dec 22, 2019 rated it really liked it
When financial executive Verity Banks' latest proposal is axed by her boss, she decides to show how easy it is to break through automated security, hide money, and then show senior management where it is. Then her former mentor, financial wizard, Dr. Zooltan Tor ups the ante, and dares her to steal a billion dollars, invest it to earn thirty million in three months, then put the original billion back before anyone notices. To heighten the challenge, Tor and Verity will compete against each other ...more
Jan 22, 2019 rated it did not like it  ·  review of another edition
Recommends it for: No one
Katherine Neville is capable of so much better. This book is so ludicrous. The characters speak like no one ever (even in the early 90s). The situations are preposterous. The protagonists do exactly what the antagonists do but are for some reason better? The supposed drama isn't tangible. The main characters are named Zoltan Tor and Verity Banks...who works at a bank!! Just dreadful writing. ...more
May 27, 2018 rated it really liked it
A real page-turner! I love books that let me learn about stuff I didn't know, in this case high-level financial finagling, unexpected love amidst the ledgers, capers in exotic locales, computer puzzles and solutions, and a pace that wouldn't let me put the book down. Delicious! ...more
Robert Gebhardt
Aug 22, 2018 rated it it was ok
So, Verity Banks is a banker. Kislick Willingly is her boss. They work at Bank of the World.

I wish there had been more flashbacks to the Rothschilds. In fact, I could have done without the flash-forwards.

Some cool twists and turns, but overall not really worth it. 2 stars.
Sep 02, 2018 rated it did not like it
Well, there go a few hours of my life that I will never get back. Terrible characters with ridiculous names put together an unlikely scheme with an ending brought about by far too many coincidences. Throw in an unbelievable love story and you’ve got a crappy book.
Apr 03, 2019 rated it really liked it
A thoroughly enjoyable ride through the nefarious halls of high finance. I adore Neville's telling of it all. Though the plot falls through at some points and a very obvious romance quotient emerges, it is a good read for the forgiving eye. ...more
Paxton Holley
Jun 06, 2019 rated it liked it
I had already read Neville's The Eight and thought it was only okay, but this sounded like a great premise for a book. Two friends decide to rob a bank. One can use a computer, one can't. Great story until the end just dumps you there very anti-climatic like. Very disappointing ending. ...more
Jan 03, 2020 rated it it was ok  ·  review of another edition

I read it to the end. I do understand half of. I don't any real
Clue as the what they were doing it why!! Even the landscape didn't match the realworld. After - reading the righteous aS a TOTAL DISAPPOINTMENT.
Maybe I just don't understand enough about financial systems. I have no idea exactly what was planned, how they were going to pull it off, and the ending seemed rushed. ...more
Dec 24, 2018 rated it it was amazing  ·  review of another edition

Love her book The Eight. This is quite different but very enjoyable. Suspenseful, intricate and confusing enough to keep the reader guessing until the last pages.
Kristina Polih
Oct 05, 2019 rated it it was amazing
I expected the end to be more precise... But i loved it...
Bright Boy Books
Nov 13, 2019 marked it as mountain-loop
1 paper, 1 hard
Dorothy Clark
Apr 03, 2020 rated it it was ok
This one was nowhere near as good as The Eight. Verity was not a sympathetic character, and Dr. Tor was not believable.
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Katherine Neville is an American author. Her novels include The Eight, A Calculated Risk, and The Magic Circle. She was born in St. Louis, Missouri, and she previously worked as a photographer, a model, a consultant at the Department of Energy, and a vice president of the local Bank of America.

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