The Hard Times Guide to Retirement Security: Practical Strategies for Money, Work, and Living

by Mark Miller

A timely guide to overcoming the retirement challenges we all face The Great Recession has placed a wake-up call to America's baby boomers. Many have not saved enough for retirement and have not taken a hard look at how many post-work years they may need to finance.

Written in a straightforward and accessible style, The Hard Times Guide to Retirement Security tackles the tough questions about retirement in the new post-crash economy. Page by page, it puts retirement in perspective by touching on important issues such as insuring against the risk of outliving your assets, recalibrating damaged retirement portfolios, managing the risk of health-care expenses in retirement, and career strategies for workers who are 50 years old and up.

Reveals how to boost lifetime income through better planning, and working just a few additional years Offers advice on how to hire a financial advisor whose first loyalty is to you, not Wall Street Discusses why you should rethink housing in the wake of the real estate crash Offers detailed advice on career reinvention, the 50+ job market and midlife entrepreneurship Engaging and informative, this practical guide provides the strategies needed for a truly fulfilling and secure retirement.

Genres: Nonfiction, Finance

240 pages, Paperback

First published January 1, 2010

Reviews

[Jane]

Actually I only read about half of the book. The last half is about working longer before retirement. I am already retired and really thankful that I do not have to work. The first part of the book contains some very important information that all retirees need to understand. The chapter on Social Security is especially helpful. It addresses issue we face now due to the current economic problems and gives good suggestions on how to deal with most of them. Although I agree with the author that working longer is an important option if you are concerned about funding a long retirement, I am not optimistic about people's ability to do so. There are many potential blocks including health and employer attitudes. If you plan on working longer, I would advise that you also have a real alternative if that is not possible. This is one of the better and more realistic books on retirement for ordinary people.

[Read Ng]

Not a lot of meat. More of an appetizer.

It's a guide, like the title states. This is not a do-it-yourself guide, but more of a roadmap guide. It has a brief summary of a topic and then a list of places to get more information. It states for the hard times, but really the map will help guide you through all times. Not a lot of details, so it is a good reference guide for the novice. At least you're thinking about your future.

Now go have a GoodReads.

[Valerie]

This was a great primer for helping my parents get ready for retirement.