In this age of skyrocketing personal debt, more and more Americans find themselves facing a financial crisis. CPA Sally Herigstad provides the strategies you need to take charge of your financial problems and get back on your feet. This clear, step-by-step guide will get you started on your way to financial security. You'll learn
*Create a realistic plan for reaching your financial goals *Find cash you didn't know you had *Talk to creditors when they call *Build – and stick to – a budget *Get help with catastrophic medical bills
No matter how you got into a financial crisis, it's never too late to take steps to turn things around. This book will help you take charge of your finances – and your life.
Sally Herigstad is a certified public accountant living in Kent, Washington. She has written numerous articles for Microsoft's MSN Money Web site.
this would be an excellent book if you were ever in a sever financial crisis. Not as useful if you're just trying to figure out how to deal with a "Sluggish" (ha!) economy. Still, a useful handbook if ever in need.
I decided to read this book on a whim. We were passing the financial section in the library. I thought maybe I should read one and get some tips and ideas for cutting our expenses in this upcoming fincancial trial we are about to face. I chose this book over the many others because it seemed to be most appropriate and honestly, the title was the most catchy.
The author is a CPA and really knows her stuff, especially when it comes to taxes. But very few ideas for cutting expenses were brand new to me and few could we apply to our situation (we already have cut cable and stopped eating out and.........).
The section on taxes was great, but because we aren't poverty according to the IRS, the ideas don't apply to us.
I liked that she understood people who couldn't make ends meet. She didnt have a "you are an idiot because you're in debt" attitude or tone to her and she had ideas for how to talk to creditors if the situation gets that bad. Additionally, she had suggestions that i think most financial advisors say are taboo; she presented them with some big qualifiers though.
All in all it wasn't a bad read, just didn't have much to offer to me at our current stage in the game.
She listed several resources on her website that could be helpful to some ... I have not looked at them though, so I reallt do not know if they are still there.
Very well written. The write seems to honestly A. want to help. and B knows what she's talking about. There are some really good advise and worksheets to help get the budgeting and everything down. She also includes lots of examples that make it easy to relate to and see how you yourself can implement changes with out scarficiing everything. Great read for anyone trying to balance in today's economy.