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The Million Dollar Catch #1

The Substitute Millionaire

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Successful businessman Ryan Bennett had agreed to masquerade as his wealthy cousin for a blind date.
But from the moment Ryan saw Julie Nelson to the moment he should have said good-night, he was captivated and couldn't resist an invitation to share her bed. In the hazy afterglow of their heated lovemaking, Ryan confessed his true identity, claiming the passion between them was real despite his deception, but Julie wasn't buying it. Obviously she considered him the enemy.
Except now she was having the enemy's baby...

192 pages, Mass Market Paperback

First published November 7, 2006

600 people are currently reading
1025 people want to read

About the author

Susan Mallery

862 books15.4k followers
#1 New York Times bestselling author Susan Mallery writes heartwarming and humorous novels about the relationships that define women's lives—family, friendship, romance. She's best known for putting nuanced characters into emotionally complex, real-life situations with twists that surprise readers to laughter. Because Susan is passionate about animal welfare, pets play a big role in her books. Beloved by millions of readers worldwide, her books have been translated into 28 languages.

Critics have dubbed Mallery "the new queen of romantic fiction." (Walmart) Booklist says, "Romance novels don't get much better than Mallery's expert blend of emotional nuance, humor, and superb storytelling," and RT Book Reviews puts her "in a class by herself!" It's no wonder that her books have spent more than 200 weeks on the USA Today bestsellers list.

Although Susan majored in Accounting, she never worked as an accountant because she was published straight out of college with two books the same month. Sixteen prolific years and seventy-four books later, she hit the New York Times bestsellers list for the first time with Accidentally Yours in 2008. She made many appearances in the Top 10 before (finally) hitting #1 in 2015 with Thrill Me, the twentieth book in her most popular series, the Fool's Gold romances, and the fourth of five books released that year.

Susan lives in Washington state with her husband, two ragdoll cats, and a small poodle with delusions of grandeur. Her heart for animals has led Susan to become an active supporter of the Seattle Humane Society. Visit Susan online at www.SusanMallery.com.

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5 stars
824 (30%)
4 stars
875 (32%)
3 stars
794 (29%)
2 stars
173 (6%)
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39 (1%)
Displaying 1 - 30 of 133 reviews
Profile Image for Alaina.
7,353 reviews203 followers
October 27, 2018
Cute.. but a bit weird?

The Substitute Millionaire is about Julie and Ryan's love. There's some weird background information where her grandmother comes into Julies life randomly. She is then set up on a date by that said grandmother in hopes of getting an engagement. Now I'm just sitting her twiddling my thumbs wondering when an engagement ever happens on an actual blind date..

Julie goes on this date thinking she is with some other guy, who I think was supposed to be her cousin? Not quite sure about that but it's still kind of weird. The he ends up being the cousin of the guy and shit kind of hits the fan. Julie has been scorned in the past by her ex lying so she wasn't exactly keen to find this out.

Throw in an unexpected pregnancy and you've got some drama. Overall, Ryan and Julie were cute. I loved Ryan so much but it seemed like he kind of fell into love super easily? Then there's the whole grandmother part who was just so freaking strange! I couldn't wrap my head around the way she acted towards her family.

I'm also still trying to figure out this whole family tree thing..
Profile Image for Carrie.
2,036 reviews93 followers
April 21, 2011
2.5* Bought this on sale at Audible.com for under $3.

In many ways this The Substitute Millionaire is a sweet, humorous romance. Unfortunately for me, it touches on a couple of plot points that I generally dislike, namely manipulative friends and family, adults who won't stand up to parents/siblings, and doormat women. On the other hand, it wasn't the heroine that was a doormat and that helped bring this into the enjoyable category, even with the other issues. I didn't like how Julie's Mom tried to rationalize the behavior of Julie's Dad, even going so far as saying he was a good father. For a woman to defend a man who abandons his family by saying he "doesn't mean to hurt us" and then goes on to say he's a good dad was inexcusable, imo. I also was disappointed that Ryan tried to hide the real reason from his Aunt Ruth about why he ended up on a date with Julie instead of his cousin, Todd.

Thankfully Ryan and Julie are generally likable characters. The writing is good, especially when you consider the shorter category romance form. I listened to this on audio, and the narrator was very good. Mostly enjoyable 4+ hours of listening, especially for the price.
Profile Image for Karla.
987 reviews1,109 followers
June 29, 2012
I was pleasantly surprised by this book. The story had some nice depth and held my interest. It was wonderfully narrated by Savannah Richards.

This is the first book in a series about three sisters who find love with million dollar men! Julie is the oldest sister, who's recently been scorned and does not trust men at all. She is set up with Ryan who she believes is someone else. They have night of heated passion, and Ryan's guilt over his deception leads him to confess who he is to Julie and she gives him the boot. Little do they know, their one night of bliss will leave them connected to one another forever.

Ryan was a doll, what a sweetheart! Julie, well I understood her reasons for her distrust, but she could never get past her anger to give Ryan a chance to explain and understand why he did what he did. He could do no right, much as he tried, and she started to get on my nerves. However she eventually won me over, and I applauded her strength.

Good story, steamy, passionate, interesting characters, nice dialogue, great narration, and a bargain basement price of only $2.57, money well spent! I'm looking forward to Willow's book.
Profile Image for Dr. Andy.
2,537 reviews257 followers
November 1, 2018
This was cute, but eh. I liked that it was short. Julie was my favorite. Ryan was okay, but some of the things he did really pissed me off. Todd was a fucking douche canoe and the mutual grandma/great aunt was a weird ass meddler.
Profile Image for Cheesecake.
2,800 reviews509 followers
December 18, 2016
Ryan the doormat and Julie who should have sought therapy.... Still, I did enjoy it. But I found it the weakest of the three in this trilogy.
The whole series starts with three sisters finding out they have a long lost grandma who offers them a million dollars to marry her grandson(-by-marriage... therefore they are not actually related). Just this offer alone leads to copious pre-judgments and misunderstandings. But everyone loves Aunt/Grandma Ruth and so Julie arranges to have a date with 'said' grandson, Todd. Only it's not Todd. Todd refuses to go, so his cousin Ryan (who ALSO beats off gold diggers with a stick on a daily basis) offers to take his place. Instead of the person they both expected, Julie and Ryan find they like each other. So much that they spend the night in each other's arms. But then Ryan must cop to the truth... he is not Todd and had in fact gone on the date to teach the (expected) gold digger, a lesson.
Now Julie has a history that has made 'liars' the absolute worst thing in her books, EVER!!! Personally I thought this was pushed too far and got tiresome, hence the 3 stars. That is not to say I didn't enjoy the book though.
So anyways, as per usual, in Harlequin-land, Julie is pregnant. Ryan is committed and quite the doormat/sweetheart/devoted to knocking down her walls. Not with the help though of his cousin Todd, who still assumes she is Matta Hari reborn.
It was cute and I liked it, but I liked the next two better.
Profile Image for K..
96 reviews16 followers
June 2, 2011
I liked (okay - loved) this one! Too bad it wasn't set up to be a full length novel. This one was the "sign of things to come" for this author, whom, of course, we know the future -- I'm a fan of many of her more recent offerings!. :) Consequently, they brought this one back (from an early category romance) with an EXCEPTIONALLY talented reader. Now ... if Susan Mallery would only write a few more pages (epilogue) for this couple! *Sigh* -- Oh well! :(
K.
Profile Image for MountainKat.
2,335 reviews107 followers
June 10, 2019
I enjoyed this! It was dated a bit, but not in a bad way - you could just tell it was written some time ago. It was simple and that isn't a bad thing.

I listened to the audio with Savannah Richards (Therese Plummer) narrating. Her voice is very easy to listen to and always make for a good experience!
Profile Image for Laura (Kyahgirl).
2,347 reviews150 followers
December 28, 2014
2.5/5; 3 stars; C

I liked Savannah Richards narration. The book was entertaining enough but not outstanding in any way. I got this book on sale so feel I still got good value for my money. You can't be bowled over by all of them right?
Profile Image for Shelby.
3,348 reviews93 followers
May 24, 2021
This is a bit of a fluff piece for me. Ryan and Julie were never supposed to be the ones meeting, but a lie and being a bit too eager leave these two in a bind. This falls into the insta-lovey category for me and only ever managed to be ok. Ryan was a decent guy who wanted to make things right and Julie hung on to her anger as long as she could. I never really disliked either character, but never really loved them either. I'd read the next story in the series just to see if overall things improve. This wasn't really bad it just had nothing that really excited me either. It was, other than the whole hidden identity thing, a case of boy meets girl, falls in love and overcomes silly issues to make sure they'll have their HEA. I have to admit though I did appreciate how much of a badass in the corporate legal world Julie was though. Nice no holds barred approach from her and pity the man who underestimates what she's capable of in business.
Profile Image for Swan Creates.
147 reviews3 followers
November 29, 2021
The writing of this book was good and had me engaged throughout the entire book even with the plotlines of the story being total crap! This book is literally Julie makes sense with her reasoning while everyone around her gaslight her into accepting a toxic guy into her life just because she's pregnant with his baby.

I never got to like Rtyan. He admitted that he was in the wrong, but yet would not leave Julie alone. Totally ignores her feelings and only goes with what he wants. I really couldn't stand him and Julie deserved better.
Profile Image for Paige.
1,906 reviews13 followers
March 29, 2011
Julie Nelson and her sisters just meet their grandmother Ruth. When Ruth propositioned one of the girls to marry her nephew, Todd Aston, for a million dollars each, all three women question what is wrong with the guy. (Whom they have no blood relation too. The common link is only by marriage)

Julie loses the bet and plans to meet Todd at a local restaurant. However, the male she meets is only pretending to be Todd. He's actually Ryan Bennett, Todd's very close cousin.

Todd and Ryan have been burned by women only wanting their money for too many years not to believe the worst about the Nelson sisters if they are willing to marry Todd for money. Wanting to get revenge after a recent split, Ryan offers to take Todd's place on the blind date.

What he doesn't expect is to fall hard for Julie. She's everything and more. Beautiful, bright, smart, funny, and very honest. When it's time for the date to come for a close he just get himself to stay outside her front door. It's only after their night together that he shares who he really is.

Shocked, hurt, and horrified aren't strong enough words to describe how Julie felt when the Ryan finally told her the truth. Coming off a disastrous engagement of her own, Julie felt she was beyond forgiving Ryan even after he explain the reasoning behind his initial plan.

However, Julie can't avoid Ryan any longer when she discovers she's pregnant. Ryan is adamant about getting married, but only ends up pushing her farther away. Having to start from scratch, they take the time to get to know each other and find the attraction between them is worth exploring, but they most survive a few road bumps first.
Profile Image for Fiary.
244 reviews16 followers
October 16, 2012
Sinopsis novel ini bikin penasaran….setelah dibaca, agak kecewa...sebab rasanya mudah banget Julie jatuh dalam pelukan Ryan yang baru dikenalnya, masa' baru aja kencan selama sekitar 2-3jam dgn cowok yg sebenarnya gak dikenalnya bisa langsung having sex. Dan baru nyadar bhw one night stand itu membuatnya hamil. Di seri ini, sikap Todd menyebalkan ….
Profile Image for Canan .
1,084 reviews71 followers
January 18, 2012
güzel bi seriydi...
yakışıklı ve zengin kerataların bol olduğu bir seri...
okuyalı çok oldu..
Profile Image for Christina T.
306 reviews84 followers
August 29, 2020
Another great older category romance by Susan Mallery.



The Good, The Bad, and Anything Else I Might Want to Mention: I'm always hesitant to read category romances because so many just let me down either because of insta-love or because there is not enough room to create a viable plot. This one was a straight forward contemporary romance with a mistaken identity (on purpose) and a surprise pregnancy (not on purpose). I like that there wasn't a whole lot of added things to detract from Ryan and Julie's budding relationship. The main conflict within the book was Julie and her inability to trust Ryan. She was constantly waiting for the other shoe to drop so she could throw it in Ryan's face. I understand why but after awhile it got tiresome.



The whole concept of Grandma coming into the girls' lives after they were adults and trying to control their lives and the lives of her great nephews was a bit odd and although her absence is explained it didn't do much for how controlling she was. Factor in she wasn't in contact with her own daughter for over 20 years because of the rift between her second husband and her daughter...her current controlling behavior doesn't jive well with her inability to stand up for her daughter and with her daughter against her husband back then. This is also explained away as if but the whole thing is just weird.



Despite those things I actually did like the romance even if the love part was quick to come. I enjoyed the banter between Ryan and Julie a lot and the interaction between Julie and her two sisters was enjoyable as well.

Savannah Richards' narration was great. I'd absolutely listen to another book with her.



In a Nutshell: A nice quick read. I'd recommend it to anyone who likes Susan Mallery or enjoys a good category romance.
Profile Image for Thereadingbell.
1,433 reviews40 followers
January 6, 2020
Julie Nelson and her sisters just meet their grandmother Ruth. When Ruth propositioned one of the girls to marry her nephew, Todd Aston, for a million dollars each, all three women question what is wrong with the guy.
Julie loses the bet and plans to meet Todd at a local restaurant. However, the male she meets is only pretending to be Todd. He's actually Ryan Bennett, Todd's very close cousin.

Todd and Ryan have been burned by women only wanting their money for too many years not to believe the worst about the Nelson sisters if they are willing to marry Todd for money. Wanting to get revenge after a recent split, Ryan offers to take Todd's place on the blind date.

What he doesn't expect is to fall hard for Julie. She's everything and more. Beautiful, bright, smart, funny, and very honest. When it's time for the date to come for a close he just get himself to stay outside her front door. It's only after their night together that he shares who he really is.

Julie felt tricked by the game Ryan and Todd where playing on her.
Profile Image for ShannonCC.
469 reviews2 followers
July 6, 2020
Ok. The writing was stilted at times. I have a lot of problems with Mallery's plots and characters but I usually like her writing, but at times the writing quality of this one pulled me out of the story. Maybe it needed a better editor?

The story about her mother and father seemed very unfinished so I'm guessing that's going to be another book.

I appreciated the seriousness of her reaction to what Ryan did, but also rolled my eyes a bit at how many of the women in her life seemed to decide (after a certain point) that it was no big deal and she should marry this guy she barely knows.

And the love part came out of nowhere. The book really should have been longer.

But overall, ok.
Profile Image for Gail.
Author 25 books216 followers
January 14, 2020
Cute story about a guy who takes his cousin's blind date, believing she's a gold-digging harpy. Actually, she lost the rock-paper-scissors game to her sisters, and is only here to please grandma, not because grandma offered money to marry the other guy. They figure he has to be seriously deficient for g-ma to have to pay to get him a bride. But they hit it off and have a great time-- until the hero confesses he's not who he said he was. The rest of the story is spent trying to get her to forgive him. There's some other angst, some additional complications, and lots of good stuff packed in a tight story. I liked it. Good read.
Profile Image for elstaffe.
1,271 reviews4 followers
October 11, 2020
This is a tough one for me to rate because I really, really liked the way the heroine was written. She was unapologetically alpha and her flaws were easily sympathized with (at least by me as a reader). The hero...hm. Not so much, for me. I realize it was probably a plot necessity, but still, no.
1,146 reviews5 followers
January 12, 2018
A 2006 Sillouette Desire romance book by Susan Mallery which is quite good. It's part of a trilogy about three sisters and the grandmother they never knew. Grandmother Ruth and her husband disowned their mother because they didn't approve of their daughters boyfriend whom she wanted to marry. Ruth also has nephews by marriage and has decided to try hook up her newly acknowledged granddaughters with her nephews by marriage. It's actually an interesting story and now I want to read the other two books just to see how they all get to their HEA (because you know they're gonna).
299 reviews28 followers
May 14, 2020
Julie goes on a blind date after losing a game with her sisters. She has a good time, sleeps with the man, then finds out he's not the guy she thought he was. To make things worse she finds out she's pregnant. So these 2 have to see if they can work through their rough start to build a family for themselves. It was a fun read.
Profile Image for George .
265 reviews
May 2, 2023
Susan Mallery made me love this story

Although this book is based on tropes I don't normally read or like, Susan Mallery's story telling skill overcame my initial disdain for this story. I.prefer stories about everyday people, not rich people with an enemies-to-lovers trope. Susan Mallery's writing convinced me to love this story!
142 reviews
September 1, 2023
What a Tangled Web We Weave

It started with Julie on a blind date at the request of a grandmother that she had recently learned about. A grandmother who was the great-great aunt of Todd, the man who she was meeting. It becomes more complicated and very entertaining after this beginning. Another winner from Susan Mallery.
312 reviews5 followers
July 6, 2024
I was looking for a light beach read, which this was. Thankfully it was also short!

I liked the main character pretty well and the writing was good, but it was so disemboweling towards women. Ugh... The possessiveness in the sex scenes, the unsolicited advances. And the crappiest family.members... I did not enjoy those parts and don't recommend this read.
762 reviews2 followers
June 18, 2019
Ryan and Julie

Their relationship has its drama and a lot of outside meddling. Together without the interference of others they will have a happy marriage and learn co-parenting skills.
Profile Image for Tina.
1,525 reviews5 followers
October 10, 2020
So I’ve been making my way through Susan Mallery’s books and have found several of her series to be full of memorable characters that I love. This book unfortunately wasn’t to my liking in the same way.
Profile Image for Natalie Tsutsui.
19 reviews1 follower
January 6, 2021
Story felt rushed.

Not enough character development. Story moved quickly with big emotions. Gaps of time. Everything seemed convenient. Opportunity for a really great story but seemed to fall short.
Profile Image for Jess.
1,012 reviews28 followers
May 7, 2024
This was a very quick read (a couple of hours), but a good way to spend the time. I can never go wrong with Susan Mallery, even with her older books. She has vastly improved since this one, hence the 3 ⭐️ , but still an enjoyable read.
6 reviews
September 23, 2024
The premise is really interesting; she put some thought into the plot and it drew me in. But the dialogue is awful—COME ON! The nod to feminism is cringy and I skipped right through the horrible sex scenes. But the plot kept me reading
Profile Image for Megan.
18 reviews4 followers
July 24, 2017
Cute, but the ending came together too quickly, and it felt abrupt.
Displaying 1 - 30 of 133 reviews

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