Drop Debt: Surviving Credit Card Hell Without Bankruptcy

by Harvey Z. Warren

You're not alone in your struggle with crushing debt, and bankruptcy is not your only option. Drop Debt presents a way to start building a new, durable financial future.

Harvey Warren has helped thousands of families find relief from crippling debt. This book offers a continuation of his work, aimed at rescuing the millions of potential readers who are teetering on the edge of bankruptcy. This no-holds-barred examination of the American debt crisis reveals the inner workings of the personal debt industry, while presenting lessons and action plans for readers who want to reclaim a debt-free life. 

Readers will find relief in understanding that they are not alone in struggling with their financial problems.

With powerful first-person testimonies, well-researched background material, and a conversational yet authoritative tone, the book provides readers with the confidence and the skills they need to overcome the shame of debt, take control of their finances, and live a comfortable life well in the black.

272 pages, Paperback

First published May 30, 2009

Reviews

[Oletha]

a good book to read if you have zero to massive debit. it goes thru pros/cons of your options, concil, bankruptsy. recommend to all 18 year olds, that are going out into the real world.

[Mina]

This book is for people in much, MUCH more serious debt situations than I am. I can't vouch for the accuracy of any of the information as laws and things have changed since this book was written, but it's probably a good tool for people who are in massive debt to get started on fixing it. If you are just looking to mop up a little spill, you probably don't need to rip up the floorboards to clean it up. This book is the ripping up the floorboards method. If you're not considering bankruptcy or seriously in over your head, this book is not for you. Unfortunately, this book was not helpful at all for me.

[Harvey Warren]

My author comment is this, if you have massive debt should certainly have a meeting with an attorney. If you want to resolve your debt by negotiating, this is a really practical handbook on how to work with debt collectors. I recommend the path of honesty. Tell the collectors why you have so much debt. By the way, it does not have to be because of death, loss or work or illness. Poor money management skills qualify. Ask for help, yes, ask for help. Collectors want to help you with a solution that brings them something, not put you into bankruptcy. I have helped hundreds of people over the years and the secret to resolving your debt is always the same, be nice, be honest, ask for help. Good luck. Harvey