Twice Broke But Never Broken

by Richard L Freitag

My name has been added to the roster of a very exclusive club. This club's roster

has names in it that may very well surprise you. The club's membership includes

some very prominent individuals of great wealth and lofty social stature, as well as

some individuals of great historic and/or heroic significance.

Allow me to be a "name dropper" of a few my fellow club members.

Have you ever heard any of the following names? For instance; Thomas Jefferson,

Abraham Lincoln, Ulysses S. Grant, Harry S Truman. R.H. Macy, Henry Ford,

Walt Disney or Charles Goodyear just to name a few? Any of these names "ring

a bell"? All of these guys are on the club's roster as well as so many others you

would instantly recognize. And just think, I'm a member in good standing of this

exclusive club too.

So, what exclusive club is this and how could I become a member of this club you ask?

What exactly are the requirements to become eligible to belong to a club like this

with such an impressive roster? All you need to do to belong to this club made up of such famous

and distinguished members - to enter your name on this exclusive, prestigious roster is;

HIT BOTTOM - FAIL - GO BROKE.

Are these guys a bunch of losers? If so, I'm in excellent company!

228 pages, Paperback

Published December 9, 2021

Reviews

[Eric · Rating 4 out of 5]

Richard "Dick" Freitag is a member of my church family. He has a stellar reputation in our community as a businessman, Scout leader, and faithful member of St Johns Lutheran Church in Eau Claire WI. A couple years ago he wrote this book to share his story - the life of a self-employed businessman. The title comes from the fact that, just like his father before him, twice in his career he found himself broke from an economy or a business project gone amuck. But his indomitable spirit enabled him to continue moving forward, restarting his business, and restarting his life.

Knowing the author, I could easily hear him reading this book out loud as I read its pages. Dick comes from the 'old school' of doing business. When men shook hands it was a deal. Unfortunately when those he shook hands with did not honor their agreements it cost him dearly, leading him to almost ruin. Yet when times were good, or not so good, it was fascinating to hear him describe life in the sod business, and later in the golf course design and construction business. It is clear that Dick had a passion for his work, his company, and the people he employed. Anyone who is in business for themself will clearly connect with the author and the lessons he learned.

The book concludes with several pages of "things I've learned on the journey" entries. As a consumer loan officer at a sizeable Credit Union, I had to chuckle about his (accurate) descriptions - sometimes good and sometimes not so good - about 'bankers.' Like so many men, he learned the hard way, and only with hindsight, that work cannot and should not replace the priority of family. I appreciated his honesty throughout the book when he shared his failures and things he looks back upon wishing he would have done differently. No sugar coating in this volume.

Dick Freitag was, and is, a successful man - in business, as a leader, as a Christian, and with his family. I have the wonderful privilege of knowing him and worshiping with him each week. I believe readers will also feel greatly privileged to be able to read his book and the wisdom and insight is conveys.

[Nathan Escobar · Rating 5 out of 5]

"The authors' book is an incredibly compelling work that seamlessly intertwines autobiography and self-help. It left me truly astonished. The author's remarkable talent lies in his adeptness at merging his narrative with enduring financial principles and empowerment strategies. As a result, this book has not only motivated me to view my failures as valuable opportunities for growth, but it has also emboldened me to actively pursue a life characterized by purpose and abundance. I wholeheartedly endorse this exceptional piece of literature and cannot emphasize enough the profound impact it can have on one's perspective and trajectory in life.

[Clay Guerra · Rating 5 out of 5]

"An extraordinary book that profoundly touched my heart and forever changed the way I view life and money. Richard Freitag's unwavering vulnerability and authentic storytelling illuminate every page, making this biography an invaluable gift for all readers. His personal experiences, intertwined with the priceless lessons he imparts, have empowered me to overcome my financial struggles and pave a path toward a life filled with abundance. Words cannot adequately convey the depth of my gratitude for the profound impact this remarkable book has had on my journey toward achieving financial freedom. It has been a catalyst for transformation and an unwavering source of inspiration.

[Gloria Duncan · Rating 5 out of 5]

Richard Freitag's masterpiece holds a sacred significance that merits a cherished spot on every bookshelf. With his mesmerizing storytelling and deep wisdom, Freitag has gifted readers with a transformative compass for both financial liberation and personal evolution. This literary gem is an inexhaustible reservoir of knowledge, igniting within me the power to seize command over my financial destiny and illuminating the profound essence of unwavering determination. I am overwhelmed with gratitude as I extend my heartfelt appreciation to the author for sharing his extraordinary journey, kindling an eternal flame of inspiration within the hearts of those who dare never to surrender.

[Samantha Brennan · Rating 5 out of 5]

"Twice Broke but Never Broken" by Richard Freitag deeply resonated with me, igniting a passionate zeal. The book's candid storytelling and insightful reflections showcase the power of perseverance and self-belief. It offers practical strategies for financial success while imparting invaluable lessons on personal growth. Freitag's biography serves as a beacon of light, exploring the depths of the human spirit. His unwavering determination in adversity inspires readers, emphasizing that being broke doesn't define worth but fuels resilience and triumph. This transformative read has profoundly impacted my life, urging others to discover their unwavering spirit.

[Abagail Costa · Rating 5 out of 5]

The profound resonance I've found within the pages of "Twice Broke But Never Broken" is truly remarkable. Richard L. Freitag's skillful blend of biography and financial wisdom has ignited a passionate fire of inspiration within me. His narrative seems to be speaking directly to my journey, offering guidance that feels tailored to my experiences. This book has been a reliable companion during challenging moments, not only providing practical advice but also facilitating a profound shift in my mindset. With the unwavering determination I've gained from these pages, I've faced setbacks head-on and emerged stronger than ever before.

[Kianna Fitzgerald · Rating 5 out of 5]

I can honestly say that the book can profoundly connect with my journey, creating an unbreakable bond between his story and mine. Freitag's words serve as a guiding light, leading me toward resilience and unwavering strength. Beyond a simple biography, this book is a toolkit of invaluable lessons on overcoming adversity, showcasing the remarkable human capacity to rise above challenges. Freitag's narrative resonates with shared human experiences, reflecting the power of resilience in the face of adversity. This book has etched itself into my heart, serving as a compass through life's storms and a reminder that challenges fuel transformation.

[Sean Underwood · Rating 5 out of 5]

This book is nothing short of a literary masterpiece that transcends the boundaries of a typical biography. It is a beacon of light for those who have faced financial hardships and a source of inspiration for anyone seeking personal and financial growth. Freitag's storytelling prowess, coupled with his practical wisdom, makes this book a transformative guide. I am forever grateful for the valuable lessons and the profound sense of gratitude that "Twice Broke but Never Broken" has instilled in me. It is a true testament to the power of resilience, determination, and the human spirit.

[Charlie Hammond · Rating 5 out of 5]

The message found within this work deeply resonated with me on various levels. Through his candid storytelling and thought-provoking reflections, the author enlightened me about the tremendous power of perseverance and self-belief. This biography not only offers practical strategies for achieving financial success, but it also imparts invaluable wisdom on personal growth and the pursuit of fulfillment. I am profoundly grateful for this transformative reading experience and the profound impact it has had on shaping my life for the better.

[Eva Glass · Rating 5 out of 5]

This book holds a special place in my heart as a testament to the indomitable human spirit. Richard L. Freitag's journey resonates deeply with my own experiences, reminding me that setbacks are not the end, but rather opportunities for incredible comebacks. This book masterfully weaves together biography, finance, and self-help, creating a tapestry of wisdom that has guided me to make better decisions and embrace life's challenges. It's not just a book; it's a lifeline of inspiration and empowerment.

[Kash Hall · Rating 5 out of 5]

Richard L. Freitag's compelling book, "Twice Broke But Never Broken," has seamlessly woven its way into my life as an unwavering source of strength and profound wisdom. As I delved into the pages of Freitag's journey, I found myself discovering more than just a story; I unearthed a guiding philosophy that has reshaped how I approach challenges. This book has become more than a mere read; it's a treasured companion that walks with me through the ups and downs of life, offering insights that have the power to transform obstacles into opportunities.

[Jamie Frey · Rating 5 out of 5]

"Rarely does a book like 'Twice Broke But Never Broken' come along that strikes such a profound chord within. Richard L. Freitag's storytelling transcends the pages, resonating with my journey on an almost spiritual level. His insights are not just practical strategies but gems of wisdom that have the power to transform one's outlook. Reading this book felt like forging a deep connection with a mentor who understands the struggles and illuminates the path toward triumph. 'Twice Broke But Never Broken' is a testament to the human spirit's resilience and an unwavering source of motivation.

[Lilah Mercado · Rating 5 out of 5]

"Twice Broke but Never Broken" is a remarkable book that left me feeling inspired and empowered. Richard Freitag's biography intertwines finance and self-help in a way that captivates the reader from start to finish. I'm grateful for the invaluable lessons on resilience and the art of thinking clearly that I gained from this book. It's a must-read for anyone seeking guidance on overcoming obstacles and living a fulfilling life.

[Zoey Rosales · Rating 5 out of 5]

Richard Freitag's work, titled "Twice Broke but Never Broken," is a rare gem in the sense that it does an amazing job of blending financial insights and self-help wisdom. It's a treasure trove of practical advice and empowering ideas, instilling in readers a newfound belief in their ability to overcome adversity. Freitag's humble and respectful guidance, born from personal experiences, deserves commendation for its ability to inspire and uplift.

[George Curry · Rating 5 out of 5]

This inspiring book by Richard Freitag is a biography that tugged at my heartstrings and stirred my determination. Freitag's journey from financial struggles to success is a testament to the human spirit's resilience. This book touched me on a personal level, reminding me that setbacks are temporary and that true wealth lies in the lessons we learn along the way. I'm immensely grateful for this transformative read.

[Lucas Steele · Rating 5 out of 5]

"Twice Broke but Never Broken" is a masterpiece that can resonate deeply with its readers. Richard Freitag's candid portrayal of his financial struggles and ultimate victories serves as a testament to the resilience of the human spirit. This remarkable biography not only provides practical insights into money management but also serves as a guiding light, illuminating the path to a life filled with purpose and profound gratitude. It touched my soul in a way that few works ever have.

[Orion Green · Rating 5 out of 5]

"Twice Broke but Never Broken" is a biography that goes beyond the conventional narratives of success and instead embraces the journey of failure. Richard Freitag's honest account of hitting rock bottom and bouncing back is nothing short of awe-inspiring. This book taught me when to persevere and when to pivot, empowering me to overcome my challenges. I highly recommend it to anyone seeking motivation and a fresh perspective on life.

[Gloria Liu · Rating 5 out of 5]

Richard Freitag's "Twice Broke but Never Broken" is a beacon of hope for those facing financial challenges. Through his personal experiences, the author demonstrates that being broke is not the end, but rather an opportunity for growth and transformation. This book provided me with practical ideas on how to navigate the ups and downs of life and make wise financial decisions. I'm truly grateful for the wisdom it imparted.

[Ignacio Clark · Rating 4 out of 5]

In the world of inspirational biographies, "Twice Broke But Never Broken," emerges as a guiding beacon. Freitag's narrative seamlessly weaves personal resilience with keen financial acumen, crafting a rich tapestry of lessons that have deeply resonated with me. As someone who has confronted my fair share of setbacks, this book has been an eye-opening experience, offering not only strategies to conquer challenges, but also a well-charted route to embrace them.

[Carter Madden]

It serves as a guiding star, leading the way toward cultivating resilience and nurturing personal growth, even when faced with life's most daunting trials. Freitag's profound insights into decision-making, paired with his unwavering commitment to perseverance, have evolved beyond ink on paper; they've transformed into a steadfast compass that not only navigates me through life's trials but also illuminates a brilliant path towards achieving victory over challenges.

[Alicia Sandoval · Rating 5 out of 5]

As I delved deeper into the pages of "Twice Broke But Never Broken," I found myself not only absorbing practical strategies for financial resilience but also internalizing a mindset that embraces adversity as a catalyst for growth, nudging me to see challenges as opportunities and setbacks as setups for future success. It's as if each chapter is a conversation with a wise friend, guiding me through life's twists and turns with unwavering optimism.

[Zachariah Zhang · Rating 5 out of 5]

Diving into 'Twice Broke But Never Broken' was like discovering a hidden treasure that spoke directly to my soul. Richard L. Freitag's raw and genuine account of his financial rollercoaster resonated deeply with my journey. Through his eloquent storytelling, Freitag not only shared his experiences but also bestowed upon me a reservoir of strength and courage. This book is more than a narrative; it's a lifeline that offers guidance in navigating life's tumultuous waves.

[Caitlin Webster · Rating 5 out of 5]

"Twice Broke But Never Broken" is not just a book; it's a lifeline that resonates deeply with my journey. This biography is a testament to resilience, providing a roadmap for not only navigating hardships but also thriving in their wake. Freitag's narrative is a source of unwavering motivation, illuminating the path toward astute decision-making, renewed resolve, and the triumph that comes from embracing life's tests.

[Aiyana Golden]

Opening the pages of 'Twice Broke But Never Broken' was like stepping into a realm where my experiences found a mirror. Richard L. Freitag's narrative isn't just a story; it's a lifeline for anyone who's faced financial turbulence. His words resonate with a wisdom that can only be born from living through ups and downs. The book felt like a conversation with a mentor, guiding me toward a mindset shift that embraces challenges as opportunities.

[Janelle York · Rating 5 out of 5]

"Twice Broke But Never Broken" profoundly connected with my own experiences, providing a comforting voice amidst financial challenges. Freitag's sagacious advice not only aided me in skillfully harmonizing persistence and adaptability during trying times but also illuminated the path to personal growth.

[Reece Andrade · Rating 5 out of 5]

Such an empowering tale of perseverance with events ripped straight from the life of the author himself makes the story not only relatable but helps in forming an emotional connection with the lessons.

[Selah Cooper · Rating 5 out of 5]

Not only are readers treated to the biography of the author, but they will also be treated to several life lessons the author learned during his times of falling into bankruptcy and leaving bankruptcy, making it a truly inspirational read.

[Piper Soto · Rating 4 out of 5]

The author knows how to motivate young entrepreneurs to take risks and start their businesses, stating that the freedom and adventures one may experience are something any like-minded individual will find addicting.

[Stephen Mack · Rating 5 out of 5]

Viewing the life journey of the author and learning from the actions and choices he made throughout his life was an inspiring experience as it demonstrates his fall and rises from financial stability.

[Jeramiah Oneal · Rating 5 out of 5]

Having a glimpse of another's personal strife when it comes to poverty and bankruptcy was a great source of inspiration, as the drive to never give up despite the problems of life grows stronger with every page.