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Now What?: A Practical Guide to Figuring Out Your Financial Future
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Now What?: A Practical Guide to Figuring Out Your Financial Future

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4.26  ·  Rating details ·  53 ratings  ·  24 reviews
Real-Life Financial Advice for Your Fiscal Future

So you’ve finished school and found your first well-paid job. Congratulations! Now don’t squander it! With real money flowing into your account for the first time, it’s easy to embrace those new preapproved credit cards or to buy that new car you’ve been dreaming about. But without a solid understanding of your financial fut
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Paperback, 262 pages
Published February 25th 2020 by River Grove Books
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Average rating 4.26  · 
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 ·  53 ratings  ·  24 reviews


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Amit Verma
Feb 27, 2020 rated it really liked it
It is a book about self finance. There are many books.
But it is definitely different.
It is simple to read and understand.
It doesn't target to make you an economist.
But it targets economically illiterate young people and tries to give them most basic information about managing self finance.
Author is certified financial planner and still acts like a nursery teacher teaching naive learners.
It is a very good book to start your financial training.
I recommend it to every young person coming out of col
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Brian
Feb 17, 2020 rated it it was amazing  ·  (Review from the author)
Of course I loved it.
Cat
Feb 23, 2020 rated it it was amazing  ·  review of another edition
Practical and thoughtful introduction to personal finance

Many thanks to Goodreads and Brian Ursu for the chance to read a copy and provide an honest review. Another disclaimer - I work in financial services and this is my personal opinion only.

This book is aimed at those just starting their careers but is a great introduction for anyone that hasn't thought about personal finance before. It covers a wide array of topics and is not a very long book, so if you have specific concerns about buying a
...more
Theresa Wade
Jun 25, 2020 rated it really liked it  ·  review of another edition
Shelves: giveaway, money, read_2020
Very well written book. Easily written to understand the required financial basics. It is perfect regardless of age. A book I will recommend my children read.

There are some areas that I haven't seen in a book that includes investment sections
I read the sections related to investments, I was thinking it would be great for someone to explain the different order types when doing a trader order and what they really mean. My husband and I are in our fifties and all we currently have for retirement i
...more
Liz
Apr 06, 2020 rated it it was amazing
When I started working right out of college, I spent a significant amount of time trying to figure out a budget, understand retirement contributions, and how investing in the stock market works. Ultimately, I ended up getting overwhelmed and disappointed because a lot of the information out there seems to be geared towards people who are decades older than I am and with very different financial goals. I ended up talking to the author a lot to figure out some of these things.

I wish this book was
...more
Kathleen Duffy
May 04, 2020 rated it it was amazing
This is a book that all teens to 30-somethings should read. Heck, really anyone can benefit. I just wish this had been around 12 years ago when I was starting college (at an expensive private school that I'd leave a year later but am still paying off...). I had NO sense of monetary responsibility back then, and I majored in Journalism to avoid all math/finance classes. Now, fortunately, I work in the financial services industry, so this was a refresher course for me. ...more
Piper
Feb 25, 2020 rated it it was amazing
I can't remember the last time I took notes while reading a book, much less so while also authentically laughing out loud at the delivery. I considered myself a fairly financially responsible adult, but this book has taught me so much practical information about which I was wholly unaware. I highly recommend this book for fellow millennials who have been as poorly prepared for their financial future as I was. It has done much to help ease my anxiety about my future security and provided simple s ...more
Leland Ursu
Feb 25, 2020 rated it it was amazing
I am squarely in the demographic of this book, 27 years old, into my career, and hopelessly anxious about my finance and future. This book not only gives a digestable clear set of actions to take but is a pleasure to read. I found myself taking notes and making adjustments as I read but also constantly laughing at the dry "dad humor". Will be recommending this to all of my friends in a similar situation. ...more
Pam Mooney
Jun 17, 2020 rated it it was amazing
"Practical" is key for me. I am definitely taking next steps. Thank you ...more
Brandi Durbin
Apr 19, 2020 rated it it was amazing  ·  review of another edition
Packed with useful information.

I won this book in a Goodreads giveaway. I found this book interesting and helpful it and it isn't boring as most financial books can tend to be. So much information everything is explained in detail that makes perfect sense.
...more
Bonnie
Feb 21, 2020 rated it it was amazing
Easy to read and conversational. Very important information for anyone with their first “big boy/girl” job, or newly single, divorced or widowed persons. I’d say it’s “common sense” info, but money topics AREN’T always common sense for some ... hence the need for this book. I believe this should be required reading in later high school years and certainly before one graduates from college.
Beth
Aug 21, 2020 rated it really liked it
A very useful and easy-to-understand basic financial guidebook for those just entering adulthood (or adults who have questions about things they never - or barely - learned). Ursu provides what could be dry information with a good sense of humor and clear understanding, making these topics unintimidating. I would've appreciated a bit more direction with the estate planning section: it's great to know what documents you need and what they are (like a will, a trust, and a medical directive), but h ...more
Medeia Sharif
Aug 21, 2020 rated it it was amazing
I won this in a Goodreads giveaway. It’s a great book on financial do’s and don’ts. I only keep a few books on my shelf to reread, and this one I’ll be keeping. Each chapter ends with a summary section of major points. The target audience is younger adults, like twenty-somethings, but the tips really apply to everyone.
Susan
Oct 22, 2020 rated it really liked it  ·  review of another edition
Now What? A Practical Guide for Figuring Out Your Financial Future by Brian M. Ursu is an amazing, straight forward resource especially if one is just starting out. More than another text on self finance, Ursu works through relevant examples and situations that lead to a future of self reliance. #GoodreadsGiveaway.
Rachelle
May 03, 2020 rated it it was amazing
Shelves: giveaways
Now What?... resourceful guidance for Millenials (and people of all ages and incomes) ranging from basics of financial literacy to loans, mortgages, debt, bills, funding retirement, and investing. The author guides readers in an approachable method through things to avoid and what to research when certain life events occur. General knowledge that benefits all readers, the advice is similar to other financial books, but is presented in an easy to understand, fresh way.
Melissa
May 01, 2020 rated it it was amazing  ·  review of another edition
Wonderful. Helpful. Insightful. Easy to understand.
Kelly Knapp
Mar 06, 2020 rated it really liked it  ·  review of another edition
Well Written

Many of the financial books I have read are written at a post graduate level in finances. Much of the readings are not easy to understand. However, this book was surprisingly readable. It is easy to follow and understand. It lost one star because it stresses the need to begin planning almost before you have finished school and assumes you are making a livable income, which is not really possible for most newly employed. Still it is one of the better financial tools I have read.
Juli
Jun 14, 2020 marked it as nopesauce  ·  review of another edition
Shelves: you-re-a-weeiner
Maybe I'm not in the right frame of mind at the moment for this. I'm sure this is filled with useful information, hopefully presented in a clear way. But... I am already really struggling with the tone of things and it's a giant turn off.

I like reading financial books. I think it's interesting and (like the author quickly points out) money matters isn't really something that we're really taught anymore.

I won a copy in a giveaway. I probably just saw the title and tag line of 'Real-Life Financial
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Csimplot Simplot
Excellent book!!!
Katherina
Feb 05, 2021 rated it it was amazing
I really liked this book. It covered a little bit about most, if not all, financial things. It was written in a conversation so tone that was easy to understand. And it was just good and useful. I would recommend this book to any younger people starting out with a career.
Denise
May 26, 2020 rated it really liked it
Easy to understand guide for a young person starting out and planning their financial future.

Thanks to author, Brian Ursu for the book in exchange for a honest review.
Jon Sluis
Mar 01, 2020 rated it really liked it  ·  review of another edition
Reading some of the other reviews I was a bit worried that the book would only cover basic concepts that most people would already know. While it is true the author definitely had an idea of who his target audience is (millennials looking for a no nonsense primer on financial matters), as a licensed CPA, I have already used antidotes, statistics, and facts presented within this book on multiple occasions with my own clients.

I appreciated the conversational narrative style of the book. I can ima
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Jenn
May 14, 2020 rated it really liked it
Shelves: books-won
I won a copy of this book.

Easy to understand and read through, this book works for the world we used to live in. Give it to your recent graduate (high school or college) because there is good information in it.
Alicia
May 17, 2020 rated it really liked it  ·  review of another edition
The book was well written and the author was able to successfully explain some complicated (at least to me) financial matters in an easy-to-understand way, information that should be taught in high schools but typically isn't. I even appreciated the "dad humor", which is actually much milder than my own father's humor.
The issue I had with the book, which is the problem I have with every financial planning book I've thus read, is that these books are tailored more for those who have the means to
...more
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Jeffrey Fossi
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