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The Dragon's Banker

4.17  ·  Rating details ·  169 ratings  ·  40 reviews
Finance: The lifeblood of any country’s beating heart and the life’s work of Sailor Kelstern — Merchant Banker. While wizards brood in their towers and great warriors charge into battle Sailor is more interested in the price of ore, herbs, and alchemicals carried by the trade ships.

But when a spell of bad fortune and bitter rivalry leaves him scrambling to turn a profit o
Kindle Edition, 255 pages
Published September 25th 2019 by Scott Warren
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Average rating 4.17  · 
Rating details
 ·  169 ratings  ·  40 reviews

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3.3 pecuniary stars

Master Sailor Kelstern is a banker who goes through difficulties after losing the fortune of a nobleman who is not at all satisfied with that; but that is nothing when faced with the challenge of satisfying a dragon (which is not supposed to exist) towards a new era of change towards paper money.

Kelstern is an interesting character, he is not the hero we are used to, and yet he is no stranger to risk his own skin when necessary. But where he is most comfortable is behind a des
Jennifer (bunnyreads)
I read this for SPFBO. Links and info at the bottom.

I wasn’t sure about this one when I saw it. I loved the cover and I like finance, surprisingly, considering I hate math and balancing my checkbook used to mean “round everything up a couple bucks to cover banks fees” but I did kind of think to myself “hmm a book about a banker…this might be a real good way to fall asleep”. Obviously, it proved me wrong.


Sailor, our main character, is kind of like the Warren Buffet of the banking world. He und
Aug 10, 2019 rated it really liked it
A solid 4 stars!

This was such a fun book! You don't often read a fantasy novel involving dragons that don't include a ton of blood shed, violence, etc. The main character is a banker of all things and he ends up getting embroiled up to his eyeballs with intrigue, mayhem, and dreaded financial ruin. He mentions many times being more suited for the desk than for action, adventuring, and basically physical activity of any kind. And yet, he finds himself sailing, hiking, mountain climbing, crawling
Christi M
Oct 25, 2019 rated it really liked it
Shelves: fantasy, netgalley
If you’ve ever read The Hobbit then you know that dragons are intelligent creatures filled with greed as they closely guard their hoard of treasure. But time doesn’t stand still even for dragons and countries will begin to modernize whether the dragons want them to or not. So, what is a dragon to do when gold is no longer accepted as payment for goods or services?

In Borreos, wizards are common, but dragon’s are not. In fact, the existence of dragons are thought to be almost laughable si
David Samuels
Jul 28, 2020 rated it it was amazing
This book is a TON of fun! One of my favorite humorous fantasies out there. It captures all of the best elements of Pratchett's Going Postal/Making Money with the worldbuilding of KJ Parker's Folding Knife.

What a treat! The voice is excellent as well. It will keep you engaged from beginning to end.

My only critiques are minor. Some plot elements seemed too accessible/convenient. I also didn't get to learn enough about Sailor's backstory (how he started the bank/family/etc). Some more architectur
Oct 05, 2019 rated it liked it
I received a copy of this book from Netgalley in exchange for an honest review.

This book earned a solid 3.5/5 stars from me- I simply cannot resist cleverly subverted tropes and this book was packed with them from the very premise. Never before have I read about a more unlikely fantasy hero than Sailor, the ironically named titular Banker, apart from the classic exception of Bilbo Baggins. I also just want to give massive praise to whoever designed the cover, because the art style is absolutely
Jon Adams
Aug 13, 2020 rated it really liked it
SPFBO 6 read. This was fun and entertaining. I'm looking forward to reading more of the author's books.
Oct 18, 2019 rated it really liked it
Recommends it for: people with a background in finance and business
Dragon's Banker - 3.5/5

This book is a standalone novel that shares the same world as The Sorcerous Crimes Division (which I haven't read).

As someone with no interest (and only has limited/basic knowledge) in all things related to money, this book actually made finance and economics a bit more interesting. I suppose banking set in a world of fantasy with elves and dragons automatically makes financial investments much more interesting. I think young adults (or adults) who want to find a fun way
Sep 06, 2019 rated it really liked it
Shelves: fiction, economics
So I got this as an ARC.

Of the six or so books I plan on reading this month (a couple of which are ARCs) - this intrigued me the most. I was genuinely impressed by the writing. Especially for a relatively new author, the book is well polished, with what seemed like the perfect length and a unique premise. (I guess a tip of the hat to the editor too).

Now for the unique premise - the author deigns to tell the story of an honest banker who somehow manages to get sucked into a dragon's (or multiple
Jul 15, 2019 rated it really liked it
The Dragon's Banker by Scott Warren

For merchant banker Sailor Kelstern, money is everything. He's a walking embodiment of the Month Python Money Song. He has had a minor business setback with a very powerful Lord, which means his reputation is down but not out, but business goes on. And then a new client appears, asking him to manage the accounts of a very, very wealthy patron in the transition from hard currency to fiat based economy. The client, as you might have guessed from the title, really
Laura ☾
Aug 20, 2019 rated it really liked it
Shelves: fantasy
Solid 4 stars ★★★★☆

‘The world is not always a fair place especially in the world of finance’

The Dragon Banker's concept is rather unique, mixing fantasy with finance and economics. I never thought I’d have cause to mention Futures trading and dragons in the same sentence!

This book is thoroughly entertaining, with compelling characters, and an engaging and witty writing style, revolving around your not-so-typical fantasy protagonist (he's a banker for crying out loud).

Kelstern is a skeptic, do
Oct 13, 2019 rated it really liked it  ·  review of another edition
A combination of fantasy and finance, The Dragon's Banker was an interesting read. While it may not be something I reach for time and again, as the mix was a bit heavy on the finance side for my personal preferences, it was definitely different, while still remaining familiar in the fantasy side of things.

The characters were fabulous and well-written, the story a fun and fast read (surprising with all the economic talk!), and I really hope the author decides to return to this world. It's a prett
Nov 13, 2019 rated it it was amazing
This review was originally published over at!

Published by: Scott Warren (Self-Published)
Genre: Fantasy (Economic Adventure!)
Pages: 255
Format: e-book
Review/Purchased Copy: Provided through NetGalley, in return for an honest review.

Sailor Kestern is a fine banker in an unenviable position. His former client, a nobleman by the name of Brackwaldt, has it out for him and that’s made business difficult. So difficult in fact, Sailor’s prospects in the capital of Borreos are looking increasi
Sep 24, 2019 rated it it was amazing
After losing much of Lord Brackwaldt’s fortune, Sailor Kelstern, of Kelstern Merchant Banking, is stuck taking on risky ventures as the Royal Mint starts to roll out paper currency to replace the gold and silver, the currency of dragons. When Sailor is hired by a dragon to ensure he remains the wealthiest being with the new money at the end of two years’ time, he has no choice but to work his hardest, create a company practically from scratch, and make sure it flourishes. Unfortunately, someone ...more
The author of this book set out to do something difficult - tell an interesting story about a merchant banker in a fantasy setting - and, in my view, achieved it. I kept wanting to get back to reading it, which is an excellent sign. It helps that the banker in question is atypically honest, and, despite his frequent protestations, generous to others.

It's a kind of riches-to-rags-to-riches story, though the rags are relative rather than absolute. For a long time, I was thinking it was going a bi
Katrin (Read With Katrin)
Sep 19, 2019 rated it really liked it
Shelves: adult, fantasy, 2019-reads
ARC provided by the author/publisher through NetGalley

The Good

-Unique plot with the most unlikely protagonist. Fantasy (dragons) with finance and a merchant banker for a main character. I didn’t think that would make a fun read but this book proves that it can be fun
-Very likable characters who just want to earn a profit while doing the things they like doing
-Sailor Kelstern, our main character, uses his wits to fight his enemies rather than force
-Just when you think everything’s going very well
Betsy Dion
Jun 18, 2020 rated it really liked it
Shelves: fantasy
This is a unique and enjoyable book starring a banker/lender/financier as the protagonist of a fantasy story. I like economics and loved that it was a central part of the story. The business savvy banker doesn’t leave his day job to find adventure, the day job is the adventure! Super fun!
Sep 29, 2019 rated it really liked it
Short and enjoyable read. How do dragons react when society switches to Fiat currency and their vast holds become basically worthless? Read it and find out.

It left me wanting for more. :)
Jack Kuhn
Sep 26, 2020 rated it it was amazing
This was delightfully creative and imaginative. Among other things, it is a fantasy novel starring a banker. Yes, you read that correctly! A BANKER. Not a warrior, not a king, not a wizard. While this may not appeal to all readers (this is not a "Sword of the South" type novel!) I personally found it a delightful and fresh approach to fantasy.

The overall story arc describes a business transaction between our banker (Kelstern) and a dragon (Alkazarian) for the purpose of extending the dragon’s
Dec 26, 2019 rated it really liked it  ·  review of another edition
Shelves: sf-f
I really enjoyed Vick's Vultures by Scott Warren, and this book looked interesting and humorous. I am glad I gave it a go.

The story is of Sailor Kelstern, a merchant banker in the kingdom of Borreos. The kingdom is converting from gold and silver coinage to paper bank notes. The local dragon (who most people do not realize is there) catches wind of this plan, and, concerned that his hoard of precious metals and gems will be devalued, engages Sailor Kelstern to ensure he is still rich in terms of
Jan 20, 2020 rated it liked it  ·  review of another edition
Shelves: netgalley, dnf

ARC received from Netgalley

DNF @ 28%

Very much an "it's me, not you" situation. This wasn't a bad book. The writing style was fine, the characters likeable, and the concept pretty interesting. I really like when authors try to do something new with fantasy, especially with the more mundane, slice-of-life side of things, which was why this book caught my eye. However, I should have been more wary of the fact this story is about a banker. Finance and economics in the real world make my brain hurt,
Aug 19, 2020 rated it really liked it
Overall: +7/10

Really refreshing read. Novel concept and well written story. Enjoyed it well.

Writing/Plot/Pace: +7/10

The plot picks up from start and keeps you guessing till the end. Writing is smooth and book flows well. I have some minor issues with the pacing and feel a change of pace for some exciting segments would have triggered more excitement, but book flows at even pace from start till end. I really didn't expect the way the book ended, though I could guess the epilogue. Still a very sa
Shelby Bollen
Jan 26, 2020 rated it it was ok
Shelves: netgalley
As this follows an accountant/banker in fantasy setting, it has one of the most unique main character POVs I’ve experienced in a fantasy. Sadly this was the only thing that stood out for me, as the rest was a tad boring!
There was a real lack of world building, which was desperately needed considering the main character would discuss places and people quite often. On a more positive note, it is a quick read - a rare find in the world of fantasy.

Overall I found it a little disappointing but it w
Kerry Smith
Sep 30, 2020 rated it really liked it
I read this as a break from endless grimdark and a break from judging on another blog for SPFBO6. This was a breath of fresh air - what do dragons do with their hoard and if they wish to invest where does a dragon go? This is a tale of fresh ideas with a touch of whimsy, some knowledge of banking and economics with a bit of humour (& in layman's terms). In year where reality has been a bit like a grim novel for some this book came along at a time that I needed a pick me up. For something new, fu ...more
Jun 12, 2020 rated it really liked it
I liked it. Kind of slice of life story of a banker, who likes to help people and takes pride in his banking skills. Mix a dash of dragons and competitor bankers into the plot and you have a delightful story. The ending had a few surprising and pleasing twists, which I wasn't even looking for in such a book. But it does leave a better impression.
Andrea Martin
Feb 21, 2020 rated it really liked it
Fun for economics

How interesting can you make a book about fantasy economy? Pretty interesting, considering the source material. It never put me to sleep and the main character is the kind to root for!
Heather Ridolfi
Mar 19, 2020 rated it it was amazing  ·  review of another edition
I was excited to find a standalone book in the world of Vick's Vultures. It turned out to be the most entertaining treatise on logistics and investing ever. I loved the dragon and that he wanted to invest in his own hoard - it led to a really entertaining read!
Apr 04, 2020 rated it really liked it
Such a fun book if you like economics and finance. Nothing too complicated, just complicated enough for the story to be captivating. It's a great way to travel through a fantasy world and explore. Recommended if you like both fantasy and economics.
kyle kasper-lewis
May 16, 2020 rated it it was amazing
Even Bankers Have Adventures

A worthwhile and enjoyable read. Despite not being the typical adventuring narrator, the protagonist is easily enjoyable and human. I would love a bit of series based on the characters.
Ann Robbins
Aug 23, 2020 rated it it was amazing

I do not want to write a review. I hate being forced to write something. Blah on you Amazon to require this. If this is what I have to do to rate a book, I will never rate another book I read from Amazon.

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